TOMTE GROUP
ActiveSummary
The computed 12-month bankruptcy probability of TOMTE GROUP is 2.1% (moderate). The 2025 annual accounts show equity of €319k and a net result of €20k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 18400 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-1
Solvency100▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 8.07 against 2.05 in 2024; short-term debt: 9.9% and cash: 2.3% of total assets), and 13.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
5.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-01-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 d early
2024
27 d early
2023
40 d early
2022
10 d early
2021
4 d early
2020
35 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€20k▼ 47.4%
2024 · €38k
2018: €2klowest in 8 years
2019: €24k▲ +963% vs 2018
2020: €65k▲ +175% vs 2019
2021: €107k▲ +64.3% vs 2020highest in 8 years
2022: €24k▼ -77.7% vs 2021
2023: €58k▲ +143% vs 2022
2024: €38k▼ -34.7% vs 2023
2025: €20k▼ -47.4% vs 2024
2018 → 2025
Working capital
€256k▼ 5.6%
2024 · €271k
2018: €75klowest in 8 years
2019: €354k▲ +370% vs 2018
2020: €371k▲ +4.7% vs 2019
2021: €408k▲ +10.1% vs 2020highest in 8 years
2022: €383k▼ -6.1% vs 2021
2023: €236k▼ -38.5% vs 2022
2024: €271k▲ +15.0% vs 2023
2025: €256k▼ -5.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€225k-€226k▲ 0.4%€261k▲ 15.5%€299k▲ 14.5%€319k▲ 6.7%
2021: €225klowest in 5 years
2022: €226k▲ +0.4% vs 2021
2023: €261k▲ +15.5% vs 2022
2024: €299k▲ +14.5% vs 2023
2025: €319k▲ +6.7% vs 2024highest in 5 years
Operating result€120k-€34k▼ 71.2%€59k▲ 71.7%€44k▼ 26.4%€24k▼ 45.0%
2021: €120khighest in 5 years
2022: €34k▼ -71.2% vs 2021
2023: €59k▲ +71.7% vs 2022
2024: €44k▼ -26.4% vs 2023
2025: €24k▼ -45.0% vs 2024lowest in 5 years
Net result€107k-€24k▼ 77.7%€58k▲ 143%€38k▼ 34.7%€20k▼ 47.4%
2021: €107khighest in 5 years
2022: €24k▼ -77.7% vs 2021
2023: €58k▲ +143% vs 2022
2024: €38k▼ -34.7% vs 2023
2025: €20k▼ -47.4% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€75k ▲ 170%
Current assets
€292k ▼ 44.9%
Equity and liabilities €367k
Equity
€319k ▲ 6.7%
Debt
€48k ▼ 81.4%
Debt's share of the balance-sheet total falls from 46.5% to 13.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▼
2024 · €44k
Cash flow
€22k▼
2024 · €38k
Current ratio
8.07▲
2024 · 2.05
Quick ratio
8.05▲
2024 · 2.04
Debt to equity
0.15▼
2024 · 0.87
ROE
6.3%▼
2024 · 12.7%
ROA
5.4%▼
2024 · 6.8%
Interest coverage
14.23▼
2024 · 17.88
Debt ≤ 1 year
€36k▼
2024 · €259k
Debt > 1 year
€12k
Income taxes
€17k▲
2024 · €9k
Staff costs
€35k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€558k€367k▼
Fixed assets21/28€28k€75k▲
Tangible fixed assets22/27€28k€49k▲
Plant, machinery and equipment23€858€2k▲
Furniture and vehicles24€27k€47k▲
Financial fixed assets28-€26k
Current assets29/58€530k€292k▼
Amounts receivable after more than one year29€362k€114k▼
Other amounts receivable291€362k€114k▼
Stocks and contracts in progress3€604€906▲
Stocks30/36€604€906▲
Amounts receivable within one year40/41€163k€169k▲
Trade receivables40€35k€27k▼
Other amounts receivable41€129k€142k▲
Cash at bank and in hand54/58€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€558k€367k▼
Equity10/15€299k€319k▲
Contributions10/11€76k€76k=
Capital10€76k€76k=
Issued capital100€76k€76k=
Reserves13€165k€185k▲
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Tax-exempt reserves132€14k€14k=
Distributable reserves133€143k€163k▲
Profit (loss) carried forward14€58k€58k=
Amounts payable17/49€259k€48k▼
Amounts payable after more than one year17-€12k
Financial debts170/4-€12k
Amounts payable within one year42/48€259k€36k▼
Current portion of amounts payable after more than one year42€3k€6k▲
Financial debts43-€20k
Credit institutions430/8-€20k
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€518€4k▲
Taxes450/3-€4k
Remuneration and social security454/9€518-
Other amounts payable47/48€248k-
Income statement
Code20242025
Remuneration, social security and pensions62€30k€35k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€289€2k▲
Other operating charges640/8€863€1k▲
Gross operating margin9900€75k€62k▼
Operating profit (loss)9901€44k€24k▼
Financial income75/76B€6k€15k▲
Recurring financial income75€6k€15k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€47k€37k▼
Income taxes67/77€9k€17k▲
Profit (loss) for the period9904€38k€20k▼
Profit (loss) for the period to be appropriated9905€38k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€78k▼
Profit (loss) brought forward from the previous period14P€58k€58k=
Transfer to equity691/2€38k€20k▼
To other reserves6921€38k€20k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €30k | €29k | €29k | €30k | €35k | ▲ 17.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €7k | - | €289 | €2k | ▲ 550% |
| Other operating charges640/8 | €2k | €558 | €1k | €863 | €1k | ▲ 33.5% |
| Gross operating margin9900 | €158k | €70k | €89k | €75k | €62k | ▼ 16.7% |
| Operating profit (loss)9901 | €120k | €34k | €59k | €44k | €24k | ▼ 45.0% |
| Financial income75/76B | €12k | €8k | €7k | €6k | €15k | ▲ 142% |
| Recurring financial income75 | €12k | €8k | €7k | €6k | €15k | ▲ 142% |
| Financial charges65/66B | €5k | €5k | €3k | €2k | €2k | ▼ 26.0% |
| Recurring financial charges65 | €5k | €5k | €3k | €2k | €2k | ▼ 26.0% |
| Profit (loss) for the period before taxes9903 | €127k | €37k | €63k | €47k | €37k | ▼ 21.2% |
| Income taxes67/77 | €20k | €13k | €5k | €9k | €17k | ▲ 83.9% |
| Profit (loss) for the period9904 | €107k | €24k | €58k | €38k | €20k | ▼ 47.4% |
| Profit (loss) for the period to be appropriated9905 | €107k | €24k | €58k | €38k | €20k | ▼ 47.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €581k | €532k | €538k | €558k | €367k | ▼ 34.2% |
| Fixed assets21/28 | €32k | €25k | €25k | €28k | €75k | ▲ 170% |
| Tangible fixed assets22/27 | €32k | €25k | €25k | €28k | €49k | ▲ 76.2% |
| Plant, machinery and equipment23 | - | - | - | €858 | €2k | ▲ 93.6% |
| Furniture and vehicles24 | €32k | €25k | €25k | €27k | €47k | ▲ 75.7% |
| Financial fixed assets28 | - | - | - | - | €26k | - |
| Current assets29/58 | €549k | €507k | €513k | €530k | €292k | ▼ 44.9% |
| Amounts receivable after more than one year29 | €362k | €362k | €362k | €362k | €114k | ▼ 68.6% |
| Other amounts receivable291 | €362k | €362k | €362k | €362k | €114k | ▼ 68.6% |
| Stocks and contracts in progress3 | €957 | €2k | €531 | €604 | €906 | ▲ 50.0% |
| Stocks30/36 | €957 | €2k | €531 | €604 | €906 | ▲ 50.0% |
| Amounts receivable within one year40/41 | €186k | €131k | €121k | €163k | €169k | ▲ 3.7% |
| Trade receivables40 | €19k | €18k | €19k | €35k | €27k | ▼ 22.5% |
| Other amounts receivable41 | €167k | €113k | €103k | €129k | €142k | ▲ 10.8% |
| Cash at bank and in hand54/58 | - | €11k | €29k | €5k | €8k | ▲ 81.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €581k | €532k | €538k | €558k | €367k | ▼ 34.2% |
| Equity10/15 | €225k | €226k | €261k | €299k | €319k | ▲ 6.7% |
| Contributions10/11 | €76k | €76k | €76k | €76k | €76k | = |
| Capital10 | €76k | €76k | €76k | €76k | €76k | = |
| Issued capital100 | €76k | €76k | €76k | €76k | €76k | = |
| Reserves13 | €92k | €92k | €127k | €165k | €185k | ▲ 12.1% |
| Non-distributable reserves130/1 | €8k | €8k | €8k | €8k | €8k | = |
| Legal reserve130 | €8k | €8k | €8k | €8k | €8k | = |
| Tax-exempt reserves132 | €14k | €14k | €14k | €14k | €14k | = |
| Distributable reserves133 | €70k | €70k | €105k | €143k | €163k | ▲ 13.9% |
| Profit (loss) carried forward14 | €57k | €58k | €58k | €58k | €58k | = |
| Amounts payable17/49 | €356k | €306k | €277k | €259k | €48k | ▼ 81.4% |
| Amounts payable after more than one year17 | €215k | €183k | - | - | €12k | - |
| Financial debts170/4 | €215k | €183k | - | - | €12k | - |
| Amounts payable within one year42/48 | €141k | €123k | €277k | €259k | €36k | ▼ 86.0% |
| Current portion of amounts payable after more than one year42 | €81k | €94k | €3k | €3k | €6k | ▲ 88.6% |
| Financial debts43 | €7k | - | - | - | €20k | - |
| Credit institutions430/8 | €7k | - | - | - | €20k | - |
| Trade debts44 | €5k | €6k | €912 | €7k | €7k | ▼ 10.8% |
| Suppliers440/4 | €5k | €6k | €912 | €7k | €7k | ▼ 10.8% |
| Taxes, remuneration and social security45 | €14k | - | €2k | €518 | €4k | ▲ 650% |
| Taxes450/3 | €14k | - | €2k | - | €4k | - |
| Remuneration and social security454/9 | - | - | - | €518 | - | - |
| Other amounts payable47/48 | €35k | €23k | €271k | €248k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €107k | €24k | €58k | €38k | €20k | ▼ 47.4% |
| + Depreciation and write-downs630 | €7k | €7k | - | €289 | €2k | ▲ 550% |
| Operating cash flow (approximation) | €114k | €30k | €58k | €38k | €22k | ▼ 42.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-3k | €-49k | ▼ 1,575% |
| Change in cash | - | - | €18k | €-25k | €4k | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity quadruplescurrent ratio 8.07
Current ratio from 2.05 to 8.07; short-term debt falls from €259k to €36k.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €107k ▲64.3%
Operating result €120k, net result €107k, both a record.
30-09
Financial
Equity above €200kEq €225k ▲47.2%
4 profitable years in a row build equity to €225k.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150kEq €153k ▲24.6%
3 profitable years in a row build equity to €153k.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 14 establishment units since 2007
Ground area
14.6 ha
Building footprint
5.8 ha
Volume, LiDAR
447,545 m³
14 parcels, Brussels, Flanders, Wallonia · tallest building 45.8 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
14 establishment units
TOMTE GROUP
since 20072.165.721.671
TOMTE Wezembeek
since 20202.309.828.831
TOMTE Kraainem
since 20202.309.828.930
TOMTE LLN
since 20202.309.829.029
TOMTE Ixelles
since 20202.309.829.128
TOMTE Overijse
since 20202.309.829.227
Show 8 more locations
TOMTE Rodebeek
since 20202.309.829.326
TOMTE Fort-Jaco
since 20202.309.829.425
TOMTE Auderghem
since 20202.309.829.524
TOMTE Mazerine
since 20202.309.829.623
TOMTE Rixensart
since 20202.309.829.722
TOMTE Evere
since 20202.309.829.821
TOMTE Beersel
since 20202.309.829.920
TOMTE Vieux Tilleul
since 20202.309.830.019
14 parcels
Flanders
4
(28.6%)
Wallonia
4
(28.6%)
Brussels
6
(42.9%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0438/00B002 | Brussels | 5.5 ha | 1 · 2.1 ha | 21.4 m · 2 fl. |
| 21372D0174/00F000 | Brussels | 1.9 ha | 1 · 1.4 ha | 45.8 m · 3 fl. |
| 23062M0731/00P000 | Flanders | 1.8 ha | 1 · 5,042 m² | 14.8 m · 2 fl. |
| 25083F0064/00B000 | Wallonia | 1.2 ha | 1 · 119 m² | 7.3 m · 2 fl. |
| 22006B0349/00D006 | Flanders | 1.0 ha | 1 · 3,574 m² | - |
| 23003A0010/00P000 | Flanders | 7,278 m² | 1 · 3,169 m² | 12.4 m · 2 fl. |
| 21447B0342/00G014 | Brussels | 7,130 m² | 1 · 2,517 m² | 16.4 m · 2 fl. |
| 21614H0006/00T018 | Brussels | 3,580 m² | 1 · 2,954 m² | 11.4 m · 2 fl. |
| 21672C0002/00P002 | Brussels | 3,401 m² | 1 · 3,372 m² | 16.8 m · 3 fl. |
| 22002B0094/00F004indicative | Flanders | 3,234 m² | - | - |
| 21446D0035/00X002 | Brussels | 2,564 m² | 1 · 2,067 m² | 10.2 m · 2 fl. |
| 25091E0354/00H000 | Wallonia | 2,173 m² | 1 · 402 m² | 5.9 m · 1 fl. |
| 25076C0123/00P000 | Wallonia | 1,940 m² | - | - |
| 25033B0002/00E002 | Wallonia | 829 m² | - | - |
Linked by address, not proof of ownership
Good to know
13 of 14 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,386 companies in sector 47761 we hold annual accounts for 1,156. 886 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded02-08-2007
Fiscal year end30-09
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
68121Development of residential building projects
68122Development of non-residential building projects
43110Demolition
43310Plastering work
43320Joinery installation
43341Painting of buildings
Contact
E-mail
matthieudamiens@gmail.comLasne
Phone
0475/44.28.49Lasne
Scores and ratios are computed by Checked and are not a credit decision.