TOMSOI
ActiveSummary
TOMSOI has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60,465 and a net result of -€14,115. Equity is growing by ~12.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-78
Solvency100▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 6.12 against 3.83 in 2023; short-term debt: 15.3% and cash: 41.2% of total assets), and 15.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
84.7%
Return on assets
-19.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
28 d late
2023
30 d late
2022
3 d late
2021
31 d late
2020
31 d late
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€60,465▼ 18.9%
2023 · €74,580
Total assets
€71,424▼ 29.2%
2023 · €100,875
Net result
-€14,115
2023 · €7,718
Working capital
€56,109▼ 24.5%
2023 · €74,327
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€11,989€6,155▼ 48.7%€21,494▲ 249%€10,746▼ 50.0%-€14,126
Net result€10,662within the sector's middle half€5,751within the sector's middle half▼ 46.1%€16,590within the sector's middle half▲ 188%€7,718within the sector's middle half▼ 53.5%-€14,115below the sector's middle half
Equity€44,522within the sector's middle half▲ 31.5%€50,273within the sector's middle half▲ 12.9%€66,863within the sector's middle half▲ 33.0%€74,580within the sector's middle half▲ 11.5%€60,465within the sector's middle half▼ 18.9%
Total assets€72,018within the sector's middle half▲ 10.9%€69,149within the sector's middle half▼ 4.0%€79,528within the sector's middle half▲ 15.0%€100,875within the sector's middle half▲ 26.8%€71,424within the sector's middle half▼ 29.2%
Debt€27,496▼ 11.6%€18,876▼ 31.4%€12,665▼ 32.9%€26,295▲ 108%€10,959▼ 58.3%
Working capital€44,116within the sector's middle half▲ 27.5%€49,624within the sector's middle half▲ 12.5%€66,417within the sector's middle half▲ 33.8%€74,327within the sector's middle half▲ 11.9%€56,109within the sector's middle half▼ 24.5%
Solvency61.8%within the sector's middle half▲ 9.7pp72.7%above the sector's middle half▲ 10.9pp84.1%above the sector's middle half▲ 11.4pp73.9%above the sector's middle half▼ 10.1pp84.7%above the sector's middle half▲ 10.7pp
Current ratio2.61within the sector's middle half▲ 0.463.63above the sector's middle half▲ 1.026.24above the sector's middle half▲ 2.623.83above the sector's middle half▼ 2.426.12above the sector's middle half▲ 2.29
Return on assets (ROA)14.8%within the sector's middle half▲ 17.9pp8.3%within the sector's middle half▼ 6.5pp20.9%above the sector's middle half▲ 12.5pp7.7%within the sector's middle half▼ 13.2pp-19.8%below the sector's middle half▼ 27.4pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €14,126 after €10,746 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71,424
Fixed assets
€4,356 ▲ 1,618%
Current assets
€67,068 ▼ 33.3%
Equity and liabilities €71,424
Equity
€60,465 ▼ 18.9%
Debt
€10,959 ▼ 58.3%
Debt's share of the balance-sheet total falls from 26.1% to 15.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€13,311▼
2023 · €10,938
Cash flow
-€13,300▼
2023 · €7,909
Quick ratio
3.34▲
2023 · 2.70
Debt to equity
0.18▼
2023 · 0.35
ROE
-23.3%▼
2023 · 10.3%
Interest coverage
-331.79▼
2023 · 137.19
Debt ≤ 1 year
€10,959▼
2023 · €26,295
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.7%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11 | €130 | €203 | €192 | €815 | ▲ 325% |
| Other operating charges640/8 | - | €907 | €1,387 | €1,641 | €1,197 | ▼ 27.0% |
| Gross operating margin9900 | €12,880 | €7,192 | €23,085 | €12,579 | -€12,114 | ▼ 196% |
| Operating profit (loss)9901 | €11,989 | €6,155 | €21,494 | €10,746 | -€14,126 | ▼ 231% |
| Financial income75/76B | - | €29 | €0 | €13 | €51 | ▲ 298% |
| Recurring financial income75 | €1 | €29 | €0 | €13 | €51 | ▲ 298% |
| Financial charges65/66B | - | €433 | €607 | €80 | €40 | ▼ 49.7% |
| Recurring financial charges65 | €1,327 | €433 | €607 | €80 | €40 | ▼ 49.7% |
| Profit (loss) for the period before taxes9903 | €10,662 | €5,751 | €20,887 | €10,679 | -€14,115 | ▼ 232% |
| Income taxes67/77 | - | - | €4,297 | €2,962 | - | - |
| Profit (loss) for the period9904 | €10,662 | €5,751 | €16,590 | €7,718 | -€14,115 | ▼ 283% |
| Profit (loss) for the period to be appropriated9905 | €10,662 | €5,751 | €16,590 | €7,718 | -€14,115 | ▼ 283% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72,018 | €69,149 | €79,528 | €100,875 | €71,424 | ▼ 29.2% |
| Fixed assets21/28 | €441 | €649 | €445 | €254 | €4,356 | ▲ 1,618% |
| Tangible fixed assets22/27 | €261 | €469 | €265 | €74 | €4,176 | ▲ 5,581% |
| Plant, machinery and equipment23 | - | €469 | €265 | €74 | - | - |
| Furniture and vehicles24 | - | - | - | - | €4,176 | - |
| Financial fixed assets28 | €180 | €180 | €180 | €180 | €180 | = |
| Current assets29/58 | €71,578 | €68,500 | €79,083 | €100,621 | €67,068 | ▼ 33.3% |
| Stocks and contracts in progress3 | €36,249 | €35,599 | €32,828 | €29,659 | €30,414 | ▲ 2.5% |
| Stocks30/36 | - | €35,599 | €32,828 | €29,659 | €30,414 | ▲ 2.5% |
| Amounts receivable within one year40/41 | €23,763 | €18,192 | €18,056 | €25,805 | €6,486 | ▼ 74.9% |
| Trade receivables40 | - | €16,986 | €15,554 | €23,703 | €5,471 | ▼ 76.9% |
| Other amounts receivable41 | - | €1,206 | €2,502 | €2,102 | €1,016 | ▼ 51.7% |
| Cash at bank and in hand54/58 | €9,221 | €10,959 | €25,682 | €44,461 | €29,433 | ▼ 33.8% |
| Deferred charges and accrued income490/1 | - | €3,750 | €2,516 | €697 | €735 | ▲ 5.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72,018 | €69,149 | €79,528 | €100,875 | €71,424 | ▼ 29.2% |
| Equity10/15 | €44,522 | €50,273 | €66,863 | €74,580 | €60,465 | ▼ 18.9% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €25,930 | €31,681 | €48,271 | €55,988 | €41,873 | ▼ 25.2% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | - | - |
| Distributable reserves133 | - | €29,821 | €46,411 | €54,129 | €41,873 | ▼ 22.6% |
| Amounts payable17/49 | €27,496 | €18,876 | €12,665 | €26,295 | €10,959 | ▼ 58.3% |
| Amounts payable within one year42/48 | €27,461 | €18,876 | €12,665 | €26,295 | €10,959 | ▼ 58.3% |
| Trade debts44 | €10,898 | €7,623 | €4,382 | €16,974 | €3,378 | ▼ 80.1% |
| Suppliers440/4 | - | €7,623 | €4,382 | €16,974 | €3,378 | ▼ 80.1% |
| Taxes, remuneration and social security45 | - | €1,820 | €1,499 | €2,841 | €1,879 | ▼ 33.9% |
| Taxes450/3 | - | €387 | €16 | €1,349 | €387 | ▼ 71.3% |
| Remuneration and social security454/9 | - | €1,433 | €1,483 | €1,492 | €1,492 | = |
| Other amounts payable47/48 | - | €9,433 | €6,784 | €6,480 | €5,702 | ▼ 12.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,662 | €5,751 | €16,590 | €7,718 | -€14,115 | ▼ 283% |
| + Depreciation and write-downs630 | €11 | €130 | €203 | €192 | €815 | ▲ 325% |
| Operating cash flow (approximation) | €10,673 | €5,880 | €16,793 | €7,909 | -€13,300 | ▼ 268% |
| Investment in fixed assets (approximation) | - | -€338 | €0 | €0 | -€4,917 | - |
| Change in cash | - | €1,737 | €14,724 | €18,779 | -€15,028 | ▼ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet -€14,115
Net result drops to -€14,115, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Highest result since 2018net €16,590 ▲188%
Operating result €21,494, net result €16,590, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €10,662
Net result €10,662 after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1996
Ground area
558 m²
Building footprint
439 m²
Volume, LiDAR
2,627 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOMSOI ELEKTRICITEITSWERKEN
since 19962.076.857.892
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0198/00B016 | Flanders | 381 m² | 1 · 349 m² | 10.6 m · 2 fl. |
| 11462A0393/00V003 | Flanders | 177 m² | 1 · 91 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,043 companies in sector 43221 we hold annual accounts for 3,480. 3,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-1996
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43211General electrical installation work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457528412
Also
9925:BE0457528412
Registered
27-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.