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TOMS DAK

Active
Private limited companyfounded 201214 yrs activeBloemistenstraat(Kor) 13, 8500 Kortrijk, BelgiumKBO/BCE: BE 0843.115.486
Summary

TOMS DAK has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,021 and a net result of €4,003. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
TOMS DAKActiveChecked score 72/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€15,100total assets 2025
Equity
€11,021
Profit
€4,003
Turnover not published (abridged schema)
Financial health
72 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 5 d early0 of 3 deeds read
Why 72- 1 change of registered office in 24 months- Size: total assets €15,100+ Figures for FY 2025 (filed 27-01-2026)+ Founded in 2012Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 74% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 98+42
equity 73.0% of total assets
Liquidity 52+25
short-term debt 27.0% · cash 10.4%
Profitability 100+100
return on assets 26.5%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%▼ -1.5% vs 11-2024 01-2025: 0.8%▲ +35.0% vs 12-2024 02-2025: 1.0%▲ +34.1% vs 01-2025 03-2025: 1.0%● 0.0% vs 02-2025 04-2025: 1.0%● 0.0% vs 03-2025 05-2025: 1.0%● 0.0% vs 04-2025 06-2025: 1.0%▼ -2.1% vs 05-2025 07-2025: 1.0%● 0.0% vs 06-2025 08-2025: 1.0%▼ -2.6% vs 07-2025 09-2025: 1.0%▲ +0.9% vs 08-2025 10-2025: 1.9%▲ +93.6% vs 09-2025 11-2025: 2.0%▲ +1.8% vs 10-2025 12-2025: 2.0%▼ -1.3% vs 11-2025 01-2026: 2.1%▲ +9.3% vs 12-2025highest value 02-2026: 0.5%▼ -75.3% vs 01-2026lowest value 03-2026: 0.5%● 0.0% vs 02-2026lowest value 04-2026: 0.5%● 0.0% vs 03-2026lowest value 05-2026: 0.5%● 0.0% vs 04-2026lowest value 06-2026: 0.5%● 0.0% vs 05-2026lowest value 07-2026: 0.5%● 0.0% vs 06-2026lowest value 08-2026: 0.5%● 0.0% vs 07-2026lowest value 09-2026: 0.5%▲ +0.9% vs 08-2026 10-2026: 0.6%▲ +17.6% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €15,100 raises the probability for this profile
  • Figures for FY 2025 (filed 27-01-2026) lowers the probability
  • Founded in 2012 lowers the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.36 against 1.32 in 2024; short-term debt: 27% and cash: 10.4% of total assets), and 27% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 79%, liquidity 47%, profitability 85%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Size: total assets €15,100
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 27-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
5 d early
2024
21 d early
2023
23 d early
2022
1 d early
2021
on the day
2020
2 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 26 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €4,003
  3. Liquidity triplescurrent ratio 3.36

Key points

  • Caution: Among the weakest 18% on equitysector median €57,664 · 33,843 companies €11,021 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €15,100 View

By topic

Financials

Fiscal year
2025
Total assets
€15,100
Profit
€4,003
Solvency
73.0%
Total assets▼ 32.7%
Net result
20192025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-01-2027
  1. 26-01-2026Annual accounts filed
  2. 30-06-2025Back to profit
  3. 30-06-2025Liquidity triples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
18-01-2012
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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