TOMOTICO
ActiveThe computed 12-month bankruptcy probability of TOMOTICO is 1.8% (moderate). The 2025 annual accounts show equity of €4k and a net result of €3k. Its solvency ranks better than 33% of 27386 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency59
Growth-
Stability67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.44), and 68.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€13k
Net result
€3k
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €13k
Fixed assets
€180
Current assets
€13k
Equity and liabilities €13k
Equity
€4k
Debt
€9k
Debt finances 68.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€4k
Cash flow
€3k
Solvency
31.3%
Current ratio
1.44
Quick ratio
1.44
Debt / equity
2.19
ROE
63.6%
ROA
19.9%
Interest coverage
18.21
Debt
€9k
Debt ≤ 1 year
€9k
Income taxes
€930
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€13k
Fixed assets21/28€180
Intangible fixed assets21€180
Current assets29/58€13k
Amounts receivable within one year40/41€7k
Trade receivables40€7k
Cash at bank and in hand54/58€6k
Equity and liabilities
Total equity and liabilities10/49€13k
Equity10/15€4k
Contributions10/11€2k
Reserves13€3k
Distributable reserves133€3k
Amounts payable17/49€9k
Amounts payable within one year42/48€9k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€4k
Taxes450/3€2k
Remuneration and social security454/9€2k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20
Gross operating margin9900€4k
Operating profit (loss)9901€4k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€208
Recurring financial charges65€208
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€930
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
Transfer to equity691/2€3k
To other reserves6921€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veemarkt 22500 LierGround area
68 m²
Building footprint
72 m²
Volume, LiDAR
608 m³
Parcel 12392C0016/00D003, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOMOTICO
since 20252.374.343.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392C0016/00D003 | Flanders | 68 m² | 1 · 72 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EGS SERVICES
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BE 1021.738.315
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DIPS'ELEC SOLAR
BE 0645.907.360
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Tech Construct
BE 1010.746.730
Pajottegem · Eq €4k
JSG RENO
BE 0673.968.767
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Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 3,221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2025
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:tom@tomotico.be
Phone:+32471070407