Tomomi
ActiveSummary
The computed 12-month bankruptcy probability of Tomomi is 1.7% (moderate). The 2025 annual accounts show equity of €148,015 and a net result of -€25,297. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 57% of 18716 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability10▲+10
Solvency67▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 6.65 against 3.88 in 2024; short-term debt: 14.9% and cash: 0.1% of total assets), but 58% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€25,297
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
56 d late
2023
27 d late
2022
16 d late
2021
3 d early
2020
30 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€148,015▼ 14.6%
2024 · €173,312
Total assets
€352,550▼ 19.5%
2024 · €437,757
Net result
-€25,297▲ 67.2%
2024 · -€77,089
Working capital
€297,166▼ 8.1%
2024 · €323,488
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€151,975▲ 382%€12,789▼ 91.6%€96,827▲ 657%-€69,443-€26,244▲ 62.2%
Net result€117,147above the sector's middle half▲ 390%€8,036within the sector's middle half▼ 93.1%€71,055within the sector's middle half▲ 784%-€77,089below the sector's middle half-€25,297below the sector's middle half▲ 67.2%
Equity€158,911above the sector's middle half▲ 280%€166,947above the sector's middle half▲ 5.1%€250,402within the sector's middle half▲ 50.0%€173,312within the sector's middle half▼ 30.8%€148,015above the sector's middle half▼ 14.6%
Total assets€363,097above the sector's middle half▲ 96.6%€516,576above the sector's middle half▲ 42.3%€540,625within the sector's middle half▲ 4.7%€437,757below the sector's middle half▼ 19.0%€352,550above the sector's middle half▼ 19.5%
Debt€204,186▲ 42.8%€349,629▲ 71.2%€290,223▼ 17.0%€264,445▼ 8.9%€204,534▼ 22.7%
Working capital€157,796above the sector's middle half▲ 289%€314,546above the sector's middle half▲ 99.3%€399,289within the sector's middle half▲ 26.9%€323,488within the sector's middle half▼ 19.0%€297,166above the sector's middle half▼ 8.1%
Solvency43.8%within the sector's middle half▲ 21.2pp32.3%within the sector's middle half▼ 11.4pp46.3%within the sector's middle half▲ 14.0pp39.6%within the sector's middle half▼ 6.7pp42.0%within the sector's middle half▲ 2.4pp
Current ratio1.78within the sector's middle half▲ 0.502.59within the sector's middle half▲ 0.813.89above the sector's middle half▲ 1.303.88above the sector's middle half▼ 0.016.65above the sector's middle half▲ 2.78
Return on assets (ROA)32.3%above the sector's middle half▲ 19.3pp1.6%within the sector's middle half▼ 30.7pp13.1%above the sector's middle half▲ 11.6pp-17.6%below the sector's middle half▼ 30.8pp-7.2%below the sector's middle half▲ 10.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26,244 in 2025 against €69,443 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €352,550
Fixed assets
€2,810 ▲ 57.4%
Current assets
€349,740 ▼ 19.8%
Equity and liabilities €352,550
Equity
€148,015 ▼ 14.6%
Debt
€204,534 ▼ 22.7%
Debt's share of the balance-sheet total falls from 60.4% to 58.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€24,826▲
2024 · -€68,154
Cash flow
-€23,880▲
2024 · -€75,801
Quick ratio
5.78▲
2024 · 3.15
Debt to equity
1.38▼
2024 · 1.53
ROE
-17.1%▲
2024 · -44.5%
Interest coverage
-18.46▲
2024 · -58.20
Debt ≤ 1 year
€52,574▼
2024 · €112,484
Debt > 1 year
€150,000=
2024 · €150,000
Income taxes
€266▼
2024 · €6,555
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,441 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.3%
went bankrupt
7.5%
stopped otherwise
90%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,441 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €609 | €1,216 | €1,288 | €1,288 | €1,418 | ▲ 10.0% |
| Other operating charges640/8 | €639 | €1,300 | €570 | €4,022 | €910 | ▼ 77.4% |
| Gross operating margin9900 | €153,223 | €15,304 | €98,685 | -€64,133 | -€23,916 | ▲ 62.7% |
| Operating profit (loss)9901 | €151,975 | €12,789 | €96,827 | -€69,443 | -€26,244 | ▲ 62.2% |
| Financial income75/76B | €4,010 | €5 | €401 | €80 | €2,558 | ▲ 3,117% |
| Recurring financial income75 | €4,010 | €5 | €401 | €80 | €2,558 | ▲ 3,117% |
| Financial charges65/66B | €5,865 | €1,758 | €4,984 | €1,171 | €1,345 | ▲ 14.8% |
| Recurring financial charges65 | €5,865 | €1,758 | €4,984 | €1,171 | €1,345 | ▲ 14.8% |
| Profit (loss) for the period before taxes9903 | €150,120 | €11,036 | €92,244 | -€70,534 | -€25,031 | ▲ 64.5% |
| Income taxes67/77 | €32,973 | €3,000 | €21,190 | €6,555 | €266 | ▼ 95.9% |
| Profit (loss) for the period9904 | €117,147 | €8,036 | €71,055 | -€77,089 | -€25,297 | ▲ 67.2% |
| Profit (loss) for the period to be appropriated9905 | €117,147 | €8,036 | €71,055 | -€77,089 | -€25,297 | ▲ 67.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €363,097 | €516,576 | €540,625 | €437,757 | €352,550 | ▼ 19.5% |
| Fixed assets21/28 | €3,076 | €4,362 | €3,073 | €1,785 | €2,810 | ▲ 57.4% |
| Tangible fixed assets22/27 | €3,076 | €4,362 | €3,073 | €1,785 | €2,810 | ▲ 57.4% |
| Plant, machinery and equipment23 | - | €2,074 | €1,574 | €1,073 | €573 | ▼ 46.6% |
| Furniture and vehicles24 | €1,226 | €855 | €485 | €115 | €2,058 | ▲ 1,686% |
| Other tangible fixed assets26 | €1,850 | €1,432 | €1,014 | €597 | €179 | ▼ 70.0% |
| Current assets29/58 | €360,021 | €512,214 | €537,551 | €435,972 | €349,740 | ▼ 19.8% |
| Stocks and contracts in progress3 | - | €154,117 | €148,920 | €81,619 | €46,075 | ▼ 43.5% |
| Stocks30/36 | - | €154,117 | €148,920 | €81,619 | €46,075 | ▼ 43.5% |
| Amounts receivable within one year40/41 | €247,727 | €320,988 | €341,756 | €343,566 | €300,696 | ▼ 12.5% |
| Trade receivables40 | €161,598 | €264,647 | €308,741 | €338,702 | €297,474 | ▼ 12.2% |
| Other amounts receivable41 | €86,128 | €56,341 | €33,015 | €4,864 | €3,222 | ▼ 33.8% |
| Cash at bank and in hand54/58 | €110,327 | €35,548 | €44,565 | €9,000 | €364 | ▼ 96.0% |
| Deferred charges and accrued income490/1 | €1,968 | €1,561 | €2,310 | €1,788 | €2,605 | ▲ 45.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €363,097 | €516,576 | €540,625 | €437,757 | €352,550 | ▼ 19.5% |
| Equity10/15 | €158,911 | €166,947 | €250,402 | €173,312 | €148,015 | ▼ 14.6% |
| Contributions10/11 | €6,200 | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €152,711 | €160,747 | €231,802 | €154,712 | €129,415 | ▼ 16.4% |
| Distributable reserves133 | €152,711 | €160,747 | €231,802 | €154,712 | €129,415 | ▼ 16.4% |
| Amounts payable17/49 | €204,186 | €349,629 | €290,223 | €264,445 | €204,534 | ▼ 22.7% |
| Amounts payable after more than one year17 | - | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Other amounts payable178/9 | - | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Amounts payable within one year42/48 | €202,225 | €197,668 | €138,262 | €112,484 | €52,574 | ▼ 53.3% |
| Trade debts44 | €54,529 | €55,507 | €57,667 | €47,269 | €3,529 | ▼ 92.5% |
| Suppliers440/4 | €54,529 | €55,507 | €57,667 | €47,269 | €3,529 | ▼ 92.5% |
| Taxes, remuneration and social security45 | €46,407 | €41,205 | €11,481 | €0 | €266 | - |
| Taxes450/3 | €31,407 | €29,955 | €11,481 | €0 | €266 | - |
| Remuneration and social security454/9 | €15,000 | €11,250 | €0 | - | - | - |
| Other amounts payable47/48 | €101,289 | €100,956 | €69,115 | €65,215 | €48,778 | ▼ 25.2% |
| Accrued charges and deferred income492/3 | €1,961 | €1,961 | €1,961 | €1,961 | €1,961 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €117,147 | €8,036 | €71,055 | -€77,089 | -€25,297 | ▲ 67.2% |
| + Depreciation and write-downs630 | €609 | €1,216 | €1,288 | €1,288 | €1,418 | ▲ 10.0% |
| Operating cash flow (approximation) | €117,756 | €9,252 | €72,343 | -€75,801 | -€23,880 | ▲ 68.5% |
| Investment in fixed assets (approximation) | - | -€2,502 | €0 | €0 | -€2,443 | - |
| Change in cash | - | -€74,779 | €9,017 | -€35,565 | -€8,636 | ▲ 75.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 56 days late
2024
31-12
Financial
Weakest financial yearnet -€77,089
Net result drops to -€77,089, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Equity above €200,000Eq €250,402 ▲50%
5 profitable years in a row build equity to €250,402.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €117,147 ▲390%
Operating result €151,975, net result €117,147, both a record.
31-12
Financial
Equity above €150,000Eq €158,911 ▲280%
3 profitable years in a row build equity to €158,911.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
Ground area
295 m²
Building footprint
134 m²
Volume, LiDAR
1 m³
Parcel 11011A0148/00N004, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Mika International
since 20192.285.013.162
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11011A0148/00N004 | Flanders | 295 m² | 1 · 134 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,488 companies in sector 47716 we hold annual accounts for 2,440. 1,844 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2019
Fiscal year end31-12
Trade name NL
Mika International
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47120Other non-specialised retail sale
47715Retail trade
47721Retail sale of footwear
47722Retail trade
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0719785827
Also
9925:BE0719785827
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.