Tommelein
ActiveSummary
Tommelein has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €112k and a net result of €21k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▲+1
Solvency56▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.71 against 1.82 in 2023; short-term debt: 23.4% and cash: 7.5% of total assets), and 69.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.9%
Return on assets
5.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
6 d late
2022
32 d early
2021
22 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€112k▲ 22.9%
2023 · €91k
2018: €28k
2019: €39k
2020: €41k
2021: €49k
2022: €77k
2023: €91k
2018 → 2024
Total assets
€361k▼ 0.5%
2023 · €363k
2018: €164k
2019: €161k
2020: €198k
2021: €205k
2022: €215k
2023: €363k
2018 → 2024
Net result
€21k▲ 54.4%
2023 · €13k
2018: €3k
2019: €11k
2020: €2k
2021: €8k
2022: €36k
2023: €13k
2018 → 2024
Working capital
€-25k
2023 · €96k
2018: €-13k
2019: €-8k
2020: €-32k
2021: €-37k
2022: €-4k
2023: €96k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€41k-€49k▲ 20.5%€77k▲ 57.0%€91k▲ 17.4%€112k▲ 22.9%
Operating result€6k-€14k▲ 142%€47k▲ 226%€23k▼ 50.3%€37k▲ 61.6%
Net result€2k-€8k▲ 327%€36k▲ 325%€13k▼ 62.1%€21k▲ 54.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 62% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €361k
Fixed assets
€301k ▲ 102%
Current assets
€60k ▼ 72.0%
Equity and liabilities €361k
Equity
€112k ▲ 22.9%
Debt
€250k ▼ 8.3%
Debt's share of the balance-sheet total falls from 75.0% to 69.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▲
2023 · €47k
Cash flow
€55k▲
2023 · €37k
Current ratio
0.71▼
2023 · 1.82
Quick ratio
0.58▼
2023 · 1.71
Debt to equity
2.24▼
2023 · 3.00
ROE
18.6%▲
2023 · 14.8%
ROA
5.8%▲
2023 · 3.7%
Interest coverage
5.74▼
2023 · 10.64
Debt ≤ 1 year
€85k▼
2023 · €118k
Debt > 1 year
€165k▲
2023 · €155k
Income taxes
€7k▲
2023 · €5k
Staff costs
€53k▲
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€363k€361k▼
Fixed assets21/28€150k€301k▲
Tangible fixed assets22/27€150k€301k▲
Land and buildings22€135k€219k▲
Plant, machinery and equipment23€5k€7k▲
Furniture and vehicles24€9k€5k▼
Leasing and similar rights25-€70k
Financial fixed assets28-€525
Current assets29/58€214k€60k▼
Stocks and contracts in progress3€13k€11k▼
Stocks30/36€8k€7k▼
Contracts in progress37€5k€4k▼
Amounts receivable within one year40/41€43k€18k▼
Trade receivables40€28k€5k▼
Other amounts receivable41€15k€14k▼
Cash at bank and in hand54/58€155k€27k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€363k€361k▼
Equity10/15€91k€112k▲
Contributions10/11€19k€19k=
Reserves13€65k€85k▲
Distributable reserves133€65k€85k▲
Profit (loss) carried forward14€7k€8k▲
Amounts payable17/49€272k€250k▼
Amounts payable after more than one year17€155k€165k▲
Financial debts170/4€135k€155k▲
Other amounts payable178/9€20k€10k▼
Amounts payable within one year42/48€118k€85k▼
Current portion of amounts payable after more than one year42€29k€40k▲
Trade debts44€73k€31k▼
Suppliers440/4€73k€31k▼
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€9k€7k▼
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€3k€496▼
Income statement
Code20232024
Remuneration, social security and pensions62€52k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€34k▲
Other operating charges640/8€2k€7k▲
Gross operating margin9900€101k€131k▲
Operating profit (loss)9901€23k€37k▲
Financial income75/76B€216€3k▲
Recurring financial income75€216€3k▲
Financial charges65/66B€4k€12k▲
Recurring financial charges65€4k€12k▲
Profit (loss) for the period before taxes9903€19k€28k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€13k€21k▲
Profit (loss) for the period to be appropriated9905€13k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€28k▲
Profit (loss) brought forward from the previous period14P€5k€7k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€13k€21k▲
To other reserves6921€13k€21k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Equity above €100kEq €112k ▲22.9%
7 profitable years in a row build equity to €112k.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €36k ▲325%
Operating result €47k, net result €36k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €2k ▼81.9%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Esenweg 1288600 DiksmuideGround area
352 m²
Building footprint
110 m²
Volume, LiDAR
538 m³
Parcel 32472A0249/00L004, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tommelein David
since 20092.181.101.418
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32472A0249/00L004 | Flanders | 352 m² | 1 · 110 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SOLAR GROUP
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P.G.D. GROUP
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,936 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:051 519890