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Tommatto

Active
Private limited companyfounded 201213 yrs activeMolenstraat 114, 3920 Lommel, BelgiumKBO/BCE: BE 0500.904.436
Summary

Tommatto has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€49,581) and a net result of €2,707. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 19955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
TommattoActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€17,076total assets 2025
Equity
-€49,581
Profit
€2,707
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 58 d early0 of 7 deeds read
Why 54Capped at 59: negative equity- Negative equity -€49,581+ Size: total assets €17,076+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 0.26, cash €3,751Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 25% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -290.4% of total assets
Liquidity 27+24
short-term debt 390.4% · cash 22.0%
Profitability 77-23
return on assets 15.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▲ +3.3% vs 02-2025 04-2025: 0.3%▲ +4.1% vs 03-2025 05-2025: 0.3%▼ -4.3% vs 04-2025 06-2025: 0.3%▲ +2.2% vs 05-2025 07-2025: 0.4%▲ +24.5% vs 06-2025 08-2025: 0.6%▲ +51.1% vs 07-2025highest value 09-2025: 0.3%▼ -56.6% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%● 0.0% vs 01-2026 03-2026: 0.3%▲ +4.2% vs 02-2026 04-2026: 0.3%▲ +4.0% vs 03-2026 05-2026: 0.3%▼ -1.4% vs 04-2026 06-2026: 0.3%▼ -10.0% vs 05-2026 07-2026: 0.1%▼ -44.7% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €17,076 lowers the probability for this profile
  • Negative equity -€49,581 raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 0.26, cash €3,751 lowers the probability
No credit on open account
Liquidity short (current ratio 0.26 against 0.31 in 2024; short-term debt: 390.4% and cash: 22% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 3%, liquidity 10%, profitability 36%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €17,076
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€49,581
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 0.26, cash €3,751
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 19955 sector peers (2025).
NBB · sector comparison
Position among 19955 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 d early
2024
18 d late
2023
28 d late
2022
31 d late
2021
12 d early
2020
31 d late
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €10,392 ▲164%

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€49,581 View
  • Caution: Among the weakest 5% on solvencysector median 60.3% · 19,955 companies -290.4% View
  • Total assets 20256 fiscal years filed €17,076 View

By topic

Financials

Fiscal year
2025
Total assets
€17,076
Profit
€2,707
Solvency
-290.4%
Total assets▼ 25.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 03-06-2026Annual accounts filed
  2. 18-08-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
20-11-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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