Skip to content

TOMLOR

Active
Private limited companyfounded 20242 yrs activeGroeneweg 117, 3001 Leuven, BelgiumKBO/BCE: BE 1005.507.047
Summary

TOMLOR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €63,394 and a net result of €30,252. Equity is growing by ~55% per year across the filed fiscal years. Its solvency ranks better than 50% of 414 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2026
Axes · tick = 2025
Profitability100=
Solvency91▲+9
Growth78=
Track record82
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.41 against 2.92 in 2025; short-term debt: 18.6% and cash: 47.2% of total assets), and 34.3% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
65.7%
Return on assets
31.4%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 09-09-2026, 144 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
144 d early
2025
43 d early
2024
65 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 84 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TOMLOR was incorporated on 1 February 2024 as a Private limited company.1 Total assets rose from EUR 60,043 in 2024 to EUR 96,495 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024 and 2026

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2026, micro schema

Equity
€63,394▲ 31.7%
2025 · €48,142
Total assets
€96,495▲ 13.6%
2025 · €84,941
Net result
€30,252▼ 19.7%
2025 · €37,696
Working capital
€43,184▲ 63.1%
2025 · €26,477
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202420252026
Operating result€7,224-€48,260▲ 568%€40,008▼ 17.1%
Net result€5,445-€37,696▲ 592%€30,252▼ 19.7%
Equity€10,445-€48,142▲ 361%€63,394▲ 31.7%
Total assets€60,043-€84,941▲ 41.5%€96,495▲ 13.6%
Debt€49,598-€36,799▼ 25.8%€33,101▼ 10.1%
Working capital-€3,192-€26,477€43,184▲ 63.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2024: €7,224€7,224Net result 2024: €5,445€5,445Operating result 2025: €48,260€48,260Net result 2025: €37,696€37,696Operating result 2026: €40,008€40,008Net result 2026: €30,252€30,252202420252026€0€20,000€40,000Operating result 2024: €7,224€7,220Net result 2024: €5,445€5,450Operating result 2025: €48,260€48,300Net result 2025: €37,696€37,700Operating result 2026: €40,008€40,000Net result 2026: €30,252€30,300202420252026
The operating result falls in 2026; 2026 is 17% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €96,495
Fixed assets €35,392 ▼ 20.8%
Current assets €61,103 ▲ 51.7%
Equity and liabilities €96,495
Equity €63,394 ▲ 31.7%
Debt €33,101 ▼ 10.1%
Debt's share of the balance-sheet total falls from 43.3% to 34.3%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€51,807▼
2025 · €59,146
Cash flow
€42,051▼
2025 · €48,582
Current ratio
3.41▲
2025 · 2.92
Debt to equity
0.52▼
2025 · 0.76
ROE
47.7%▼
2025 · 78.3%
ROA
31.4%▼
2025 · 44.4%
Interest coverage
52.76▼
2025 · 82.65
Debt ≤ 1 year
€17,919▲
2025 · €13,797
Debt > 1 year
€15,182▼
2025 · €23,002
Income taxes
€8,774▼
2025 · €9,849
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 44 lines
Balance sheet Code20252026
Assets
Total assets20/58€84,941€96,495▲
Fixed assets21/28€44,666€35,392▼
Tangible fixed assets22/27€44,666€35,392▼
Furniture and vehicles24€9,764€9,931▲
Leasing and similar rights25€34,902€25,461▼
Current assets29/58€40,274€61,103▲
Amounts receivable within one year40/41€7,209€15,451▲
Trade receivables40€6,078€14,225▲
Other amounts receivable41€1,132€1,226▲
Cash at bank and in hand54/58€32,694€45,511▲
Deferred charges and accrued income490/1€371€140▼
Equity and liabilities
Total equity and liabilities10/49€84,941€96,495▲
Equity10/15€48,142€63,394▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€43,142€58,394▲
Amounts payable17/49€36,799€33,101▼
Amounts payable after more than one year17€23,002€15,182▼
Financial debts170/4€23,002€15,182▼
Amounts payable within one year42/48€13,797€17,919▲
Current portion of amounts payable after more than one year42€7,704€7,819▲
Financial debts43€326€3,362▲
Credit institutions430/8€326€3,362▲
Trade debts44€3,031€2,460▼
Suppliers440/4€3,031€2,460▼
Taxes, remuneration and social security45€2,737€3,774▲
Taxes450/3€82€3,774▲
Remuneration and social security454/9€2,655€0▼
Other amounts payable47/48-€503
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,886€11,799▲
Other operating charges640/8€1,510€1,457▼
Gross operating margin9900€60,656€53,264▼
Operating profit (loss)9901€48,260€40,008▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€716€982▲
Recurring financial charges65€716€982▲
Profit (loss) for the period before taxes9903€47,545€39,026▼
Income taxes67/77€9,849€8,774▼
Profit (loss) for the period9904€37,696€30,252▼
Profit (loss) for the period to be appropriated9905€37,696€30,252▼
Appropriation of the result
Profit (loss) to be appropriated9906€43,142€73,394▲
Profit (loss) brought forward from the previous period14P€5,445€43,142▲
Profit to be distributed694/7-€15,000
Return on contributions (dividend)694-€15,000

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,863€10,886€11,799▲ 8.4%
Other operating charges640/8€1,302€1,510€1,457▼ 3.5%
Gross operating margin9900€11,390€60,656€53,264▼ 12.2%
Operating profit (loss)9901€7,224€48,260€40,008▼ 17.1%
Financial income75/76B-€0€0▼ 100%
Recurring financial income75-€0€0▼ 100%
Financial charges65/66B€282€716€982▲ 37.2%
Recurring financial charges65€282€716€982▲ 37.2%
Profit (loss) for the period before taxes9903€6,942€47,545€39,026▼ 17.9%
Income taxes67/77€1,497€9,849€8,774▼ 10.9%
Profit (loss) for the period9904€5,445€37,696€30,252▼ 19.7%
Profit (loss) for the period to be appropriated9905€5,445€37,696€30,252▼ 19.7%
Line202420252026Change
Assets
Total assets20/58€60,043€84,941€96,495▲ 13.6%
Fixed assets21/28€44,343€44,666€35,392▼ 20.8%
Tangible fixed assets22/27€44,343€44,666€35,392▼ 20.8%
Furniture and vehicles24-€9,764€9,931▲ 1.7%
Leasing and similar rights25€44,343€34,902€25,461▼ 27.1%
Current assets29/58€15,700€40,274€61,103▲ 51.7%
Amounts receivable within one year40/41€340€7,209€15,451▲ 114%
Trade receivables40€59€6,078€14,225▲ 134%
Other amounts receivable41€282€1,132€1,226▲ 8.3%
Cash at bank and in hand54/58€15,359€32,694€45,511▲ 39.2%
Deferred charges and accrued income490/1-€371€140▼ 62.2%
Equity and liabilities
Total equity and liabilities10/49€60,043€84,941€96,495▲ 13.6%
Equity10/15€10,445€48,142€63,394▲ 31.7%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14€5,445€43,142€58,394▲ 35.4%
Amounts payable17/49€49,598€36,799€33,101▼ 10.1%
Amounts payable after more than one year17€30,706€23,002€15,182▼ 34.0%
Financial debts170/4€30,706€23,002€15,182▼ 34.0%
Amounts payable within one year42/48€18,892€13,797€17,919▲ 29.9%
Current portion of amounts payable after more than one year42€6,962€7,704€7,819▲ 1.5%
Financial debts43-€326€3,362▲ 932%
Credit institutions430/8-€326€3,362▲ 932%
Trade debts44€2,636€3,031€2,460▼ 18.8%
Suppliers440/4€2,636€3,031€2,460▼ 18.8%
Taxes, remuneration and social security45€9,294€2,737€3,774▲ 37.9%
Taxes450/3€9,294€82€3,774▲ 4,477%
Remuneration and social security454/9-€2,655€0▼ 100%
Other amounts payable47/48--€503-
Line202420252026Change
Profit (loss) for the period9904€5,445€37,696€30,252▼ 19.7%
+ Depreciation and write-downs630€2,863€10,886€11,799▲ 8.4%
Operating cash flow (approximation)€8,309€48,582€42,051▼ 13.4%
Investment in fixed assets (approximation)--€11,209-€2,524▲ 77.5%
Change in cash-€17,334€12,817▼ 26.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
09-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
2025
19-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Highest result since 2024net €37,696 ▲592%
Operating result €48,260, net result €37,696, both a record.
30-06
Financial Liquidity quadruplescurrent ratio 2.92
Current ratio from 0.83 to 2.92; short-term debt falls from €18,892 to €13,797.
2024
27-11
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
637 m²
Building footprint
107 m²
Volume, LiDAR
705 m³
Parcel 24040A0056/00D007, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOMLOR
Groeneweg 117, 3001 LeuvenReal estate activities
since 20242.355.434.469
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24040A0056/00D007 Flanders 637 m² 1 · 107 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 39,230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-02-2024
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
73300Public relations and communication consultancy
85599Other education

Scores and ratios are computed by Checked and are not a credit decision.