TOMINCO
ActiveTOMINCO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €51k. Equity is shrinking by ~11.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 43% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency77▲+29
Growth52▼-6
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 0.67 in 2024; short-term debt: 47.5% and cash: 21.4% of total assets), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €80k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 09-10-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
6 d early
2023
4 d early
2022
34 d late
2021
30 d late
2020
on the day
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 178%
2024 · €29k
2019: €71k
2020: €49k
2021: €133k
2022: €110k
2023: €20k
2024: €29k
2019 → 2025
Total assets
€154k▲ 23.8%
2024 · €124k
2019: €148k
2020: €107k
2021: €201k
2022: €208k
2023: €117k
2024: €124k
2019 → 2025
Net result
€51k▼ 31.5%
2024 · €75k
2019: €71k
2020: €-22k
2021: €84k
2022: €25k
2023: €-90k
2024: €75k
2019 → 2025
Working capital
€22k
2024 · €-28k
2019: €32k
2020: €8k
2021: €76k
2022: €49k
2023: €-38k
2024: €-28k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€110k▼ 17.9%€20k▼ 81.9%€29k▲ 45.2%€80k▲ 178%
Operating result€112k-€35k▼ 68.4%€-88k€79k€68k▼ 13.7%
Net result€84k-€25k▼ 70.0%€-90k€75k€51k▼ 31.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€59k▼ 12.3%
Current assets
€95k▲ 66.2%
Equity and liabilities €154k
Equity
€80k▲ 178%
Debt
€74k▼ 22.8%
The debt ratio falls from 76.8% to 47.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81k▼
2024 · €92k
Cash flow
€64k▼
2024 · €88k
Solvency
52.1%▲
2024 · 23.2%
Current ratio
1.30▲
2024 · 0.67
Quick ratio
1.08▲
2024 · 0.51
Debt / equity
0.92▼
2024 · 3.30
ROE
64.0%▼
2024 · 259.4%
ROA
33.4%▼
2024 · 60.3%
Interest coverage
106.35▲
2024 · 67.11
Debt
€74k▼
2024 · €95k
Debt ≤ 1 year
€73k▼
2024 · €85k
Debt > 1 year
€0▼
2024 · €11k
Income taxes
€16k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€124k€154k▲
Fixed assets21/28€67k€59k▼
Tangible fixed assets22/27€67k€59k▼
Land and buildings22€35k€29k▼
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€2k€175▼
Other tangible fixed assets26€28k€24k▼
Current assets29/58€57k€95k▲
Stocks and contracts in progress3€14k€16k▲
Stocks30/36€14k€16k▲
Amounts receivable within one year40/41€8k€45k▲
Trade receivables40€0€45k▲
Other amounts receivable41€8k€629▼
Cash at bank and in hand54/58€35k€33k▼
Deferred charges and accrued income490/1€753€945▲
Equity and liabilities
Total equity and liabilities10/49€124k€154k▲
Equity10/15€29k€80k▲
Contributions10/11€19k€19k=
Reserves13€10k€61k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€10k€61k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€95k€74k▼
Amounts payable after more than one year17€11k€0▼
Financial debts170/4€11k€0▼
Amounts payable within one year42/48€85k€73k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€66k€53k▼
Accrued charges and deferred income492/3-€525
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€95k€85k▼
Operating profit (loss)9901€79k€68k▼
Financial income75/76B€0€13▲
Recurring financial income75€0€13▲
Financial charges65/66B€1k€765▼
Recurring financial charges65€1k€765▼
Profit (loss) for the period before taxes9903€78k€67k▼
Income taxes67/77€3k€16k▲
Profit (loss) for the period9904€75k€51k▼
Profit (loss) for the period to be appropriated9905€75k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€51k▲
Profit (loss) brought forward from the previous period14P€-65k€0▲
Transfer from equity791/2€66k€0▼
Transfer to equity691/2€10k€51k▲
To other reserves6921€10k€51k▲
Profit to be distributed694/7€66k€0▼
Return on contributions (dividend)694€66k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €75k
Net result €75k after one loss-making year.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-90k ▼457%
Net result drops to €-90k, the lowest in the series; recovery starts the following year.
2022
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 34 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
31-03
Financial
Back to profitnet €84k
Net result €84k after one loss-making year.
31-03
Financial
Equity above €100kEq €133k ▲170%
Equity rises from €49k to €133k.
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
04-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Niel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anne Frankstraat 12845 NielGround area
848 m²
Building footprint
134 m²
Parcel 11030C0104/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
TOMINCO
since 20142.227.417.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11030C0104/00F000 | Flanders | 848 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MDAX
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Mudita Consulting
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Dewitters
BE 0731.791.853
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Jonas Govaerts Consultancy
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PREZLY
BE 0829.855.487
Leuven · Eq €80k
Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2014
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.