TOMIDI CONSULTING
ActiveSummary
TOMIDI CONSULTING has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €541k and a net result of €-119k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14=
Solvency43▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.76 in 2024; short-term debt: 7.6% and cash: 5.6% of total assets), but 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 50
Relative position
BE, all sectors
reference
Sector 50
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-119k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
32 d early
2021
31 d late
2020
36 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€541k▼ 18.0%
2024 · €660k
2018: €-5k
2019: €-33k
2020: €-57k
2021: €-93k
2022: €93k
2023: €8k
2024: €660k
2018 → 2025
Total assets
€2.98M▼ 3.8%
2024 · €3.10M
2018: €1.27M
2019: €1.25M
2020: €1.21M
2021: €1.31M
2022: €964k
2023: €2.27M
2024: €3.10M
2018 → 2025
Net result
€-119k▲ 5.1%
2024 · €-125k
2018: €-39k
2019: €-28k
2020: €-30k
2021: €-35k
2022: €185k
2023: €-84k
2024: €-125k
2018 → 2025
Working capital
€162k▼ 3.4%
2024 · €167k
2018: €49k
2019: €1k
2020: €630
2021: €1k
2022: €50k
2023: €43k
2024: €167k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-93k-€93k€8k▼ 91.1%€660k▲ 7,932%€541k▼ 18.0%
Operating result€-38k-€161k€-84k€-125k▼ 49.0%€-119k▲ 5.3%
Net result€-35k-€185k€-84k€-125k▼ 48.8%€-119k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €119k in 2025 against €125k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.98M
Fixed assets
€2.60M ▼ 4.3%
Current assets
€387k ▼ 0.1%
Equity and liabilities €2.98M
Equity
€541k ▼ 18.0%
Debt
€2.44M =
Debt's share of the balance-sheet total rises from 78.7% to 81.9%. Equity is lower.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-35k
Cash flow
€-1k▲
2024 · €-35k
Current ratio
1.72▼
2024 · 1.76
Debt to equity
4.51▲
2024 · 3.70
ROE
-22.0%▼
2024 · -19.0%
ROA
-4.0%▲
2024 · -4.0%
Interest coverage
-3.51▲
2024 · -236.62
Debt ≤ 1 year
€225k▲
2024 · €220k
Debt > 1 year
€2.21M▼
2024 · €2.22M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.10M€2.98M▼
Fixed assets21/28€2.71M€2.60M▼
Tangible fixed assets22/27€2.71M€2.59M▼
Land and buildings22€1.96M€1.90M▼
Furniture and vehicles24€754k€695k▼
Financial fixed assets28€1k€1k=
Current assets29/58€387k€387k▼
Amounts receivable within one year40/41€212k€212k▼
Trade receivables40€197-
Other amounts receivable41€212k€212k=
Cash at bank and in hand54/58€173k€168k▼
Deferred charges and accrued income490/1€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€3.10M€2.98M▼
Equity10/15€660k€541k▼
Contributions10/11€940k€940k=
Profit (loss) carried forward14€-279k€-398k▼
Amounts payable17/49€2.44M€2.44M=
Amounts payable after more than one year17€2.22M€2.21M▼
Financial debts170/4€2.22M€2.21M▼
Amounts payable within one year42/48€220k€225k▲
Trade debts44€7k€9k▲
Suppliers440/4€7k€9k▲
Advances received on contracts in progress46€212k€212k=
Taxes, remuneration and social security45€904€4k▲
Taxes450/3€904€4k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€90k€118k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€-33k€5k▲
Operating profit (loss)9901€-125k€-119k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€148€330▲
Recurring financial charges65€148€330▲
Profit (loss) for the period before taxes9903€-125k€-119k▲
Profit (loss) for the period9904€-125k€-119k▲
Profit (loss) for the period to be appropriated9905€-125k€-119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-279k€-398k▼
Profit (loss) brought forward from the previous period14P€-154k€-279k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-125k
Net result drops to €-125k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €660k ▲7932%
Equity rises from €8k to €660k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €185k
Net result €185k after 4 loss-making years.
31-12
Financial
Liquidity times 7current ratio 9.74
Current ratio from 1.42 to 9.74.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vindictivelaan 78400 OostendeGround area
246 m²
Building footprint
246 m²
Volume, LiDAR
4,311 m³
Parcel 35013A1279/00F000, Flanders · tallest building 32.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
TOMIDI CONSULTING
since 19932.064.379.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1279/00F000 | Flanders | 246 m² | 1 · 246 m² | 32.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 785 EUR awarded · 785 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 425 EUR | 425 EUR |
| 2022 | 1 | 360 EUR | 360 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 96 companies in sector 50100 we hold annual accounts for 38. 20 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-1993
Fiscal year end31-12
Activities, NACEBEL 2025
50100Water transport
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.