TOMESCO
ActiveSummary
TOMESCO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,200 and a net result of €11,441. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 28281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+4
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.84 against 4.5 in 2024; short-term debt: 21.7% and cash: 44.2% of total assets), and 25.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
9.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
13 d early
2023
27 d early
2022
30 d early
2021
9 d early
2020
1 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 17 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€91,200▲ 14.3%
2024 · €79,759
Total assets
€122,881▲ 29.1%
2024 · €95,199
Net result
€11,441▲ 116%
2024 · €5,291
Working capital
€75,819▲ 40.5%
2024 · €53,978
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,146▲ 34.6%€13,966▼ 52.1%€7,235▼ 48.2%€9,769▲ 35.0%€17,475▲ 78.9%
Net result€16,369within the sector's middle half▼ 8.5%€5,441within the sector's middle half▼ 66.8%€3,230within the sector's middle half▼ 40.6%€5,291within the sector's middle half▲ 63.8%€11,441within the sector's middle half▲ 116%
Equity€65,796within the sector's middle half▲ 33.1%€71,237within the sector's middle half▲ 8.3%€74,468within the sector's middle half▲ 4.5%€79,759within the sector's middle half▲ 7.1%€91,200within the sector's middle half▲ 14.3%
Total assets€128,727within the sector's middle half▲ 40.2%€129,045within the sector's middle half▲ 0.2%€105,887within the sector's middle half▼ 17.9%€95,199within the sector's middle half▼ 10.1%€122,881within the sector's middle half▲ 29.1%
Debt€62,931▲ 48.4%€57,808▼ 8.1%€31,419▼ 45.6%€15,440▼ 50.9%€31,681▲ 105%
Working capital€55,294within the sector's middle half▲ 17.9%€39,856within the sector's middle half▼ 27.9%€42,785within the sector's middle half▲ 7.3%€53,978within the sector's middle half▲ 26.2%€75,819within the sector's middle half▲ 40.5%
Solvency51.1%within the sector's middle half▼ 2.7pp55.2%within the sector's middle half▲ 4.1pp70.3%above the sector's middle half▲ 15.1pp83.8%above the sector's middle half▲ 13.5pp74.2%above the sector's middle half▼ 9.6pp
Current ratio3.26above the sector's middle half▲ 1.151.85within the sector's middle half▼ 1.412.36within the sector's middle half▲ 0.524.50above the sector's middle half▲ 2.133.84above the sector's middle half▼ 0.65
Return on assets (ROA)12.7%within the sector's middle half▼ 6.8pp4.2%within the sector's middle half▼ 8.5pp3.1%within the sector's middle half▼ 1.2pp5.6%within the sector's middle half▲ 2.5pp9.3%within the sector's middle half▲ 3.8pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 79% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122,881
Fixed assets
€20,381 ▼ 20.9%
Current assets
€102,501 ▲ 47.7%
Equity and liabilities €122,881
Equity
€91,200 ▲ 14.3%
Debt
€31,681 ▲ 105%
Debt's share of the balance-sheet total rises from 16.2% to 25.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29,839▲
2024 · €21,909
Cash flow
€23,806▲
2024 · €17,431
Quick ratio
3.25▼
2024 · 3.79
Debt to equity
0.35▲
2024 · 0.19
ROE
12.5%▲
2024 · 6.6%
Interest coverage
28.87▼
2024 · 29.81
Debt ≤ 1 year
€26,681▲
2024 · €15,440
Income taxes
€5,000▲
2024 · €4,728
Staff costs
€3,840▼
2024 · €4,544
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €4,544 | €3,840 | ▼ 15.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,513 | €11,798 | €11,316 | €12,140 | €12,364 | ▲ 1.8% |
| Other operating charges640/8 | €1,310 | €1,381 | €1,525 | €1,513 | €1,205 | ▼ 20.3% |
| Operating charges capitalised as restructuring costs649 | - | - | - | - | €0 | - |
| Non-recurring operating charges66A | - | - | - | - | €1,231 | - |
| Gross operating margin9900 | €33,970 | €27,145 | €20,076 | €27,966 | €36,115 | ▲ 29.1% |
| Operating profit (loss)9901 | €29,146 | €13,966 | €7,235 | €9,769 | €17,475 | ▲ 78.9% |
| Financial income75/76B | €682 | €310 | €909 | €1,010 | - | - |
| Recurring financial income75 | €682 | €310 | €909 | €1,010 | - | - |
| Financial charges65/66B | €602 | €1,260 | €917 | €760 | €1,033 | ▲ 36.0% |
| Recurring financial charges65 | €602 | €1,260 | €917 | €735 | €1,033 | ▲ 40.6% |
| Non-recurring financial charges66B | - | - | - | €25 | - | - |
| Profit (loss) for the period before taxes9903 | €29,226 | €13,016 | €7,227 | €10,019 | €16,441 | ▲ 64.1% |
| Income taxes67/77 | €12,857 | €7,575 | €3,997 | €4,728 | €5,000 | ▲ 5.7% |
| Profit (loss) for the period9904 | €16,369 | €5,441 | €3,230 | €5,291 | €11,441 | ▲ 116% |
| Profit (loss) for the period to be appropriated9905 | €16,369 | €5,441 | €3,230 | €5,291 | €11,441 | ▲ 116% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €128,727 | €129,045 | €105,887 | €95,199 | €122,881 | ▲ 29.1% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €48,953 | €42,095 | €31,683 | €25,781 | €20,381 | ▼ 20.9% |
| Intangible fixed assets21 | - | - | - | - | €6,181 | - |
| Tangible fixed assets22/27 | €48,953 | €42,095 | €31,683 | €25,781 | €12,849 | ▼ 50.2% |
| Plant, machinery and equipment23 | €48,331 | €40,760 | €30,198 | €20,083 | €9,074 | ▼ 54.8% |
| Furniture and vehicles24 | €622 | €1,335 | €1,485 | €5,698 | €3,776 | ▼ 33.7% |
| Financial fixed assets28 | - | - | - | - | €1,350 | - |
| Current assets29/58 | €79,774 | €86,950 | €74,203 | €69,418 | €102,501 | ▲ 47.7% |
| Stocks and contracts in progress3 | €13,569 | €35,144 | €26,869 | €10,894 | €15,725 | ▲ 44.3% |
| Stocks30/36 | €6,069 | €7,644 | €7,119 | €5,644 | €5,475 | ▼ 3.0% |
| Contracts in progress37 | €7,500 | €27,500 | €19,750 | €5,250 | €10,250 | ▲ 95.2% |
| Amounts receivable within one year40/41 | €31,222 | €15,157 | €31,409 | €34,135 | €32,481 | ▼ 4.8% |
| Trade receivables40 | €14,371 | €9,934 | €26,665 | €28,849 | €14,937 | ▼ 48.2% |
| Other amounts receivable41 | €16,851 | €5,223 | €4,744 | €5,286 | €17,544 | ▲ 232% |
| Cash at bank and in hand54/58 | €34,983 | €36,649 | €15,925 | €24,389 | €54,295 | ▲ 123% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €128,727 | €129,045 | €105,887 | €95,199 | €122,881 | ▲ 29.1% |
| Equity10/15 | €65,796 | €71,237 | €74,468 | €79,759 | €91,200 | ▲ 14.3% |
| Contributions10/11 | €14,500 | €14,500 | €14,500 | €14,500 | €14,500 | = |
| Reserves13 | €17,030 | €17,030 | €17,030 | €17,030 | €17,030 | = |
| Non-distributable reserves130/1 | €852 | €852 | €852 | €852 | €852 | = |
| Reserves not available under the articles1311 | €852 | €852 | €852 | €852 | €852 | = |
| Distributable reserves133 | €16,179 | €16,179 | €16,179 | €16,179 | €16,179 | = |
| Profit (loss) carried forward14 | €34,266 | €39,707 | €42,938 | €48,228 | €59,670 | ▲ 23.7% |
| Amounts payable17/49 | €62,931 | €57,808 | €31,419 | €15,440 | €31,681 | ▲ 105% |
| Amounts payable after more than one year17 | €38,450 | €10,714 | - | - | - | - |
| Financial debts170/4 | €38,450 | €10,714 | - | - | - | - |
| Amounts payable within one year42/48 | €24,480 | €47,094 | €31,419 | €15,440 | €26,681 | ▲ 72.8% |
| Current portion of amounts payable after more than one year42 | - | €19,019 | €15,714 | €5,000 | - | - |
| Financial debts43 | €3,328 | - | - | - | €5,000 | - |
| Credit institutions430/8 | €3,328 | - | - | - | €5,000 | - |
| Trade debts44 | €19,844 | €28,075 | €15,705 | €10,440 | €21,681 | ▲ 108% |
| Suppliers440/4 | €19,844 | €28,075 | €15,705 | €10,440 | €21,681 | ▲ 108% |
| Other amounts payable47/48 | €1,308 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €5,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,369 | €5,441 | €3,230 | €5,291 | €11,441 | ▲ 116% |
| + Depreciation and write-downs630 | €3,513 | €11,798 | €11,316 | €12,140 | €12,364 | ▲ 1.8% |
| Operating cash flow (approximation) | €19,883 | €17,239 | €14,546 | €17,431 | €23,806 | ▲ 36.6% |
| Investment in fixed assets (approximation) | - | -€4,940 | -€904 | -€6,238 | -€6,964 | ▼ 11.6% |
| Change in cash | - | €1,666 | -€20,724 | €8,464 | €29,906 | ▲ 253% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €17,897 ▲313%
Net result €17,897, the highest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2015
Ground area
788 m²
Building footprint
114 m²
Volume, LiDAR
728 m³
Parcel 44076F0394/00M000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOMESCO
since 20152.243.855.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44076F0394/00M000 | Flanders | 788 m² | 1 · 113 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 311 EUR awarded · 311 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 311 EUR |
| 2024 | 1 | 311 EUR | 0 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteLochristi2.243.855.963
Similar companies · same sector, comparable size
SENS ELECTRICITY
BE 0743.386.818
Heist-op-den-Berg · Eq €90,973
ELNESE
BE 0847.746.841
La Bruyère · Eq €91,714
ELECTRO&RENOVATIE
BE 0775.896.862
Zedelgem · Eq €89,427
CONCOORD
BE 0448.657.761
Ciney · Eq €88,361
ELECTRO RDV
BE 0746.764.990
Wemmel · Eq €94,185
Of 1,123 companies in sector 43212 we hold annual accounts for 421. 356 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-2015
Fiscal year end30-09
Activities, NACEBEL 2025
43212Electrical installation work in industrial facilities
46349Wholesale of beverages, general range
E-invoicing
Reachable via Peppol
Peppol ID
0208:0632843044
Also
9925:BE0632843044
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.