TOMEREL
ActiveTOMEREL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.66M and a net result of €89k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 1727 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+25
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €320k at 30 days acceptable
Liquidity ample (current ratio 5.65 against 6.24 in 2024; short-term debt: 10.9% and cash: 26.9% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
1.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
21 d early
2023
29 d early
2022
18 d early
2021
38 d early
2020
37 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.66M▲ 1.6%
2024 · €3.60M
2018: €886k
2019: €1.09M
2020: €1.25M
2021: €1.62M
2022: €3.14M
2023: €3.62M
2024: €3.60M
2018 → 2025
Total assets
€5.05M▲ 9.9%
2024 · €4.59M
2018: €3.72M
2019: €3.51M
2020: €3.53M
2021: €3.91M
2022: €4.55M
2023: €4.65M
2024: €4.59M
2018 → 2025
Net result
€89k▼ 45.7%
2024 · €163k
2018: €35k
2019: €249k
2020: €225k
2021: €699k
2022: €1.45M
2023: €527k
2024: €163k
2018 → 2025
Working capital
€2.56M▼ 5.2%
2024 · €2.70M
2018: €264k
2019: €549k
2020: €727k
2021: €976k
2022: €2.15M
2023: €2.66M
2024: €2.70M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.62M-€3.14M▲ 93.4%€3.62M▲ 15.3%€3.60M▼ 0.4%€3.66M▲ 1.6%
Operating result€849k-€2.00M▲ 135%€707k▼ 64.6%€56k▼ 92.1%€-42k
Net result€699k-€1.45M▲ 108%€527k▼ 63.7%€163k▼ 69.0%€89k▼ 45.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €42k after €56k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.05M
Fixed assets
€1.94M▲ 40.9%
Current assets
€3.11M▼ 3.3%
Equity and liabilities €5.05M
Equity
€3.66M▲ 1.6%
Debt
€1.39M▲ 40.1%
The debt ratio rises from 21.6% to 27.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€422k▼
2024 · €534k
Cash flow
€553k▼
2024 · €641k
Solvency
72.5%▼
2024 · 78.4%
Current ratio
5.65▼
2024 · 6.24
Quick ratio
5.33▼
2024 · 6.05
Debt / equity
0.38▲
2024 · 0.28
ROE
2.4%▼
2024 · 4.5%
ROA
1.8%▼
2024 · 3.6%
Interest coverage
14.60▲
2024 · -28.14
Debt
€1.39M▲
2024 · €993k
Debt ≤ 1 year
€551k▲
2024 · €516k
Debt > 1 year
€840k▲
2024 · €477k
Income taxes
€14k▼
2024 · €42k
Staff costs
€514k▼
2024 · €533k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.59M€5.05M▲
Fixed assets21/28€1.37M€1.94M▲
Tangible fixed assets22/27€1.37M€1.93M▲
Land and buildings22€933k€1.64M▲
Plant, machinery and equipment23€374k€254k▼
Furniture and vehicles24€65k€44k▼
Financial fixed assets28€3k€2k▼
Current assets29/58€3.22M€3.11M▼
Amounts receivable after more than one year29€11k€32k▲
Other amounts receivable291€11k€32k▲
Stocks and contracts in progress3€98k€180k▲
Stocks30/36€98k€180k▲
Amounts receivable within one year40/41€316k€327k▲
Trade receivables40€255k€249k▼
Other amounts receivable41€61k€78k▲
Current investments50/53€1.83M€1.19M▼
Cash at bank and in hand54/58€947k€1.36M▲
Deferred charges and accrued income490/1€19k€27k▲
Equity and liabilities
Total equity and liabilities10/49€4.59M€5.05M▲
Equity10/15€3.60M€3.66M▲
Contributions10/11€226k€226k=
Reserves13€3.22M€3.31M▲
Distributable reserves133€3.22M€3.31M▲
Profit (loss) carried forward14€0€0=
Investment grants15€155k€124k▼
Amounts payable17/49€993k€1.39M▲
Amounts payable after more than one year17€477k€840k▲
Financial debts170/4€477k€840k▲
Amounts payable within one year42/48€516k€551k▲
Current portion of amounts payable after more than one year42€152k€197k▲
Trade debts44€227k€317k▲
Suppliers440/4€227k€317k▲
Taxes, remuneration and social security45€36k€36k▲
Taxes450/3€17k€25k▲
Remuneration and social security454/9€19k€11k▼
Other amounts payable47/48€101k€716▼
Accrued charges and deferred income492/3-€305
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€533k€514k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€478k€464k▼
Other operating charges640/8€22k€23k▲
Gross operating margin9900€1.09M€959k▼
Operating profit (loss)9901€56k€-42k▼
Financial income75/76B€130k€173k▲
Recurring financial income75€115k€173k▲
Non-recurring financial income76B€15k€0▼
Financial charges65/66B€-19k€29k▲
Recurring financial charges65€-19k€29k▲
Profit (loss) for the period before taxes9903€205k€103k▼
Income taxes67/77€42k€14k▼
Profit (loss) for the period9904€163k€89k▼
Profit (loss) for the period to be appropriated9905€163k€89k▼
Appropriation of the result
Profit (loss) to be appropriated9906€163k€89k▼
Transfer from equity791/2€100k€0▼
Transfer to equity691/2€163k€89k▼
To other reserves6921€163k€89k▼
Profit to be distributed694/7€100k€0▼
Return on contributions (dividend)694€100k€0▼
Social balance
Average headcount (FTE)908717.317.6▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €1.45M ▲108%
Operating result €2.00M, net result €1.45M, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.78
Current ratio from 2.19 to 4.78; short-term debt falls from €818k to €570k.
31-12
Financial
Equity above €2MEq €3.14M ▲93.4%
5 profitable years in a row build equity to €3.14M.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.09M ▲22.5%
2 profitable years in a row build equity to €1.09M.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pauwstraat(MEL) 1319120 Beveren-Kruibeke-ZwijndrechtGround area
2,398 m²
Building footprint
271 m²
Volume, LiDAR
944 m³
Parcel 46016D0361/00F000, Flanders · tallest building 5.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TOMEREL
since 20072.161.570.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016D0361/00F000 | Flanders | 2,398 m² | 1 · 271 m² | 5.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 141,445 EUR awarded · 141,445 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 35,213 EUR | 35,213 EUR |
| 2023 | 1 | 15,332 EUR | 15,332 EUR |
| 2022 | 1 | 90,900 EUR | 90,900 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.161.570.962
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Of 3,625 companies in sector 01130 we hold annual accounts for 789. 435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2007
Fiscal year end31-12
Activities, NACEBEL
01121
01130Growing of vegetables, melons, roots and tubers
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.