TOMEquipments
ActiveTOMEquipments has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €-5k. Equity is shrinking by ~31% per year across the filed fiscal years. Its solvency ranks better than 86% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability2▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.85 against 14.95 in 2023; short-term debt: 15.2% and cash: 52.8% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
84.8%
Return on assets
-13.6%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
30 d late
2022
25 d early
2021
24 d early
2020
39 d early
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k▼ 13.8%
2023 · €35k
2018: €223k
2019: €196k
2020: €190k
2021: €173k
2022: €39k
2023: €35k
2018 → 2024
Total assets
€35k▼ 1.9%
2023 · €36k
2018: €241k
2019: €216k
2020: €207k
2021: €206k
2022: €42k
2023: €36k
2018 → 2024
Net result
€-5k▼ 2.8%
2023 · €-5k
2018: €25k
2019: €-26k
2020: €-6k
2021: €-17k
2022: €-134k
2023: €-5k
2018 → 2024
Working capital
€15k▼ 14.2%
2023 · €18k
2018: €116k
2019: €88k
2020: €80k
2021: €66k
2022: €37k
2023: €18k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€190k-€173k▼ 8.8%€39k▼ 77.2%€35k▼ 11.8%€30k▼ 13.8%
Operating result€-9k-€-17k▼ 79.1%€-134k▼ 704%€-6k▲ 95.8%€-5k▲ 17.4%
Net result€-6k-€-17k▼ 162%€-134k▼ 696%€-5k▲ 96.5%€-5k▼ 2.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €6k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €35k
Fixed assets
€15k▼ 13.4%
Current assets
€21k▲ 8.2%
Equity and liabilities €35k
Equity
€30k▼ 13.8%
Debt
€5k▲ 320%
The debt ratio rises from 3.6% to 15.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▲
2023 · €-4k
Cash flow
€-3k▲
2023 · €-3k
Solvency
84.8%▼
2023 · 96.4%
Current ratio
3.85▼
2023 · 14.95
Quick ratio
3.85▼
2023 · 14.95
Debt / equity
0.18▲
2023 · 0.04
ROE
-16.0%▼
2023 · -13.4%
ROA
-13.6%▼
2023 · -12.9%
Interest coverage
-14.16▼
2023 · -11.87
Debt
€5k▲
2023 · €1k
Debt ≤ 1 year
€5k▲
2023 · €1k
Staff costs
€81
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€36k€35k▼
Fixed assets21/28€17k€15k▼
Tangible fixed assets22/27€17k€15k▼
Land and buildings22€16k€14k▼
Plant, machinery and equipment23€926€320▼
Furniture and vehicles24€0€0=
Current assets29/58€19k€21k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€1k€0▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€16k€19k▲
Equity and liabilities
Total equity and liabilities10/49€36k€35k▼
Equity10/15€35k€30k▼
Contributions10/11€25k€25k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€7k€2k▼
Amounts payable17/49€1k€5k▲
Amounts payable within one year42/48€1k€5k▲
Trade debts44€1k€0▼
Suppliers440/4€1k€0▼
Taxes, remuneration and social security45€145€145=
Taxes450/3€145€145=
Other amounts payable47/48€0€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€81
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€148-
Gross operating margin9900€-4k€-2k▲
Operating profit (loss)9901€-6k€-5k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€336€167▼
Recurring financial charges65€336€167▼
Profit (loss) for the period before taxes9903€-5k€-5k▼
Profit (loss) for the period9904€-5k€-5k▼
Profit (loss) for the period to be appropriated9905€-5k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€2k▼
Profit (loss) brought forward from the previous period14P€12k€7k▼
Transfer from equity791/2€3k-
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-134k
Net result drops to €-134k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 17.16
Current ratio from 2.99 to 17.16; short-term debt falls from €33k to €2k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2024
Resigned as Director
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Culots(Cas) 85650 WalcourtGround area
3,268 m²
Building footprint
103 m²
Parcel 93009A0172/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Culots(Cas) 8, 5650 Walcourt
since 19942.066.376.350
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93009A0172/00K002 | Wallonia | 3,268 m² | 1 · 103 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIAK
BE 0629.906.617
Orp-Jauche · Eq €30k
SECURITY CONCEPT
BE 0847.584.515
Bassenge · Eq €30k
LLZ CONSULTING
BE 0803.247.892
Ath · Eq €30k
ORTO
BE 0810.571.590
La Hulpe · Eq €30k
BIZBOX
BE 0792.977.374
Elsene · Eq €30k
Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 1,789 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-1994
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
03220Fishing and aquaculture
05020
42110Construction of roads and motorways
45230
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.