TOMELO
ActiveTOMELO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €41k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 4149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-12
Solvency54▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.19 in 2024; short-term debt: 61.2% and cash: 38.6% of total assets), and 70.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.2%
Return on assets
10.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
23 d early
2023
79 d early
2022
70 d early
2021
1 d late
2020
65 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.17M
EBIT margin
1.4%
Net result
€41k▼ 47.0%
2024 · €78k
2018: €15k
2019: €43k
2020: €55k
2021: €90k
2022: €59k
2023: €45k
2024: €78k
2018 → 2025
Working capital
€47k▼ 9.0%
2024 · €52k
2018: €18k
2019: €29k
2020: €14k
2021: €55k
2022: €57k
2023: €59k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€96k▲ 10.4%€101k▲ 5.3%€109k▲ 7.5%€110k▲ 1.0%
Operating result€125k-€84k▼ 33.0%€68k▼ 19.5%€108k▲ 59.6%€63k▼ 41.5%
Net result€90k-€59k▼ 34.5%€45k▼ 23.6%€78k▲ 71.9%€41k▼ 47.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376k
Fixed assets
€99k▲ 61.1%
Current assets
€277k▼ 14.0%
Equity and liabilities €376k
Equity
€110k▲ 1.0%
Debt
€266k▼ 3.1%
The debt ratio falls from 71.7% to 70.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▼
2024 · €130k
Cash flow
€58k▼
2024 · €100k
Solvency
29.2%▲
2024 · 28.3%
Current ratio
1.20▲
2024 · 1.19
Quick ratio
0.67▼
2024 · 0.75
Debt / equity
2.43▼
2024 · 2.53
ROE
37.4%▼
2024 · 71.4%
ROA
10.9%▼
2024 · 20.2%
Interest coverage
9.26▼
2024 · 16.24
Debt
€266k▼
2024 · €275k
Debt ≤ 1 year
€230k▼
2024 · €270k
Debt > 1 year
€36k▲
2024 · €4k
Income taxes
€13k▼
2024 · €23k
Staff costs
€132k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€383k€376k▼
Fixed assets21/28€61k€99k▲
Tangible fixed assets22/27€61k€98k▲
Land and buildings22€37k€35k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25€13k€56k▲
Financial fixed assets28€706€706=
Current assets29/58€322k€277k▼
Stocks and contracts in progress3€118k€123k▲
Stocks30/36€118k€123k▲
Amounts receivable within one year40/41€448€1k▲
Trade receivables40€370€1k▲
Other amounts receivable41€78€77▼
Cash at bank and in hand54/58€197k€145k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€383k€376k▼
Equity10/15€109k€110k▲
Contributions10/11€19k€19k=
Reserves13€90k€90k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€4€1k▲
Amounts payable17/49€275k€266k▼
Amounts payable after more than one year17€4k€36k▲
Financial debts170/4€4k€36k▲
Amounts payable within one year42/48€270k€230k▼
Current portion of amounts payable after more than one year42€17k€14k▼
Financial debts43€45-
Credit institutions430/8€45-
Trade debts44€142k€120k▼
Suppliers440/4€142k€120k▼
Taxes, remuneration and social security45€41k€54k▲
Taxes450/3€24k€21k▼
Remuneration and social security454/9€17k€32k▲
Other amounts payable47/48€70k€43k▼
Income statement
Code20242025
Remuneration, social security and pensions62€107k€132k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€17k▼
Other operating charges640/8€4k€11k▲
Gross operating margin9900€241k€223k▼
Operating profit (loss)9901€108k€63k▼
Financial income75/76B€490-
Recurring financial income75€490-
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€100k€54k▼
Income taxes67/77€23k€13k▼
Profit (loss) for the period9904€78k€41k▼
Profit (loss) for the period to be appropriated9905€78k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€41k▼
Profit (loss) brought forward from the previous period14P€2k€4▼
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7€70k€40k▼
Return on contributions (dividend)694€70k€40k▼
Social balance
Average headcount (FTE)90874.76.1▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100kEq €101k ▲5.3%
6 profitable years in a row build equity to €101k.
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
31-12
Financial
Highest result since 2018net €90k ▲64.6%
Operating result €125k, net result €90k, both a record.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sivry-Rance · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Marlagne 146470 Sivry-RanceGround area
2,190 m²
Building footprint
249 m²
Volume, LiDAR
828 m³
2 parcels, Wallonia · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOMELO
since 20082.174.615.185
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56061C0382/00A000 | Wallonia | 1,543 m² | 1 · 162 m² | - |
| 56016D0415/00T011 | Wallonia | 648 m² | 1 · 87 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteChimay2.174.615.185
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Of 1,330 companies in sector 47762 we hold annual accounts for 479. 383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2008
Fiscal year end31-12
Activities, NACEBEL
47762Retail sale of pets, pet food and pet supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.