TomConsult
ActiveSummary
TomConsult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,448) and a net result of -€7,048. Equity is shrinking by ~94.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
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Signals
This company filed its last 4 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 6,035 companies that looked in July 2024 the way this one looks now, 7.2% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,035 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,836 | €1,704 | €3,113 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,215 | €1,319 | €1,230 | €193 | ▼ 84.3% |
| Other operating charges640/8 | €273 | €162 | €89 | €62 | ▼ 30.0% |
| Gross operating margin9900 | €12,844 | -€3,594 | -€13,882 | -€6,441 | ▲ 53.6% |
| Operating profit (loss)9901 | €11,357 | -€5,074 | -€15,201 | -€6,696 | ▲ 56.0% |
| Financial income75/76B | €0 | €0 | - | - | - |
| Recurring financial income75 | €0 | €0 | - | - | - |
| Financial charges65/66B | €215 | €594 | €463 | €353 | ▼ 23.8% |
| Recurring financial charges65 | €215 | €594 | €463 | €353 | ▼ 23.8% |
| Profit (loss) for the period before taxes9903 | €11,142 | -€5,668 | -€15,663 | -€7,048 | ▲ 55.0% |
| Income taxes67/77 | €2,997 | €178 | €36 | - | - |
| Profit (loss) for the period9904 | €8,146 | -€5,846 | -€15,699 | -€7,048 | ▲ 55.1% |
| Profit (loss) for the period to be appropriated9905 | €8,146 | -€5,846 | -€15,699 | -€7,048 | ▲ 55.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €48,691 | €35,180 | €8,691 | €3,373 | ▼ 61.2% |
| Fixed assets21/28 | €22,741 | €1,423 | €193 | - | - |
| Tangible fixed assets22/27 | €2,741 | €1,423 | €193 | - | - |
| Furniture and vehicles24 | €2,741 | €1,423 | €193 | - | - |
| Financial fixed assets28 | €20,000 | - | - | - | - |
| Current assets29/58 | €25,950 | €33,757 | €8,498 | €3,373 | ▼ 60.3% |
| Amounts receivable within one year40/41 | - | €2,118 | €2,374 | €2,205 | ▼ 7.1% |
| Trade receivables40 | - | €2,118 | €2,118 | €2,118 | = |
| Other amounts receivable41 | - | - | €256 | €88 | ▼ 65.7% |
| Cash at bank and in hand54/58 | €25,778 | €31,640 | €6,124 | €520 | ▼ 91.5% |
| Deferred charges and accrued income490/1 | €172 | - | - | €648 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €48,691 | €35,180 | €8,691 | €3,373 | ▼ 61.2% |
| Equity10/15 | €11,146 | €5,299 | -€10,400 | -€17,448 | ▼ 67.8% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €8,146 | €2,299 | -€13,400 | -€20,448 | ▼ 52.6% |
| Amounts payable17/49 | €37,546 | €29,880 | €19,090 | €20,821 | ▲ 9.1% |
| Amounts payable after more than one year17 | €16,762 | €13,998 | €11,260 | €8,396 | ▼ 25.4% |
| Financial debts170/4 | €16,762 | €13,998 | €11,260 | €8,396 | ▼ 25.4% |
| Amounts payable within one year42/48 | €20,500 | €15,882 | €7,830 | €12,425 | ▲ 58.7% |
| Current portion of amounts payable after more than one year42 | €2,715 | €2,739 | €2,813 | €2,891 | ▲ 2.7% |
| Trade debts44 | €3,598 | €411 | €127 | €951 | ▲ 649% |
| Suppliers440/4 | €3,598 | €411 | €127 | €951 | ▲ 649% |
| Taxes, remuneration and social security45 | €12,531 | €9,589 | €267 | €98 | ▼ 63.4% |
| Taxes450/3 | €10,531 | €7,589 | €267 | €98 | ▼ 63.4% |
| Remuneration and social security454/9 | €2,000 | €2,000 | - | - | - |
| Other amounts payable47/48 | €1,655 | €3,143 | €4,623 | €8,486 | ▲ 83.6% |
| Accrued charges and deferred income492/3 | €284 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,146 | -€5,846 | -€15,699 | -€7,048 | ▲ 55.1% |
| + Depreciation and write-downs630 | €1,215 | €1,319 | €1,230 | €193 | ▼ 84.3% |
| Operating cash flow (approximation) | €9,360 | -€4,528 | -€14,469 | -€6,856 | ▲ 52.6% |
| Investment in fixed assets (approximation) | - | €20,000 | €0 | - | - |
| Change in cash | - | €5,862 | -€25,515 | -€5,604 | ▲ 78.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71026C0103/00Y000 | Flanders | 1,237 m² | 1 · 169 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
Owners 0
The accounts to 30-06-2022 list no shareholders, and no other source names one.
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
Stated earlier (1)
An older source named these holdings; newer accounts no longer list them.
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10%
According to the annual accounts to 30-06-2022 of TomConsult and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.