Tombola
ActiveSummary
The computed 12-month bankruptcy probability of Tombola is 1.8% (moderate). The 2025 annual accounts show equity of €62k and a net result of €26k. Equity is growing by ~75.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 18280 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 2.22 in 2024; short-term debt: 38.9% and cash: 35.4% of total assets), and 38.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.1%
Return on assets
25.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
11 d early
2024
3 d early
2023
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 73.1%
2024 · €36k
2023: €8k
2024: €36k
2023 → 2025
Total assets
€102k▲ 60.9%
2024 · €63k
2023: €30k
2024: €63k
2023 → 2025
Net result
€26k▼ 6.0%
2024 · €28k
2023: €3k
2024: €28k
2023 → 2025
Working capital
€20k▼ 39.7%
2024 · €33k
2023: €720
2024: €33k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€8k-€36k▲ 350%€62k▲ 73.1%
Operating result€6k-€37k▲ 548%€36k▼ 2.2%
Net result€3k-€28k▲ 836%€26k▼ 6.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€42k ▲ 1,486%
Current assets
€60k ▼ 1.6%
Equity and liabilities €102k
Equity
€62k ▲ 73.1%
Debt
€39k ▲ 44.9%
Debt's share of the balance-sheet total falls from 43.2% to 38.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▼
2024 · €39k
Cash flow
€28k▼
2024 · €30k
Current ratio
1.51▼
2024 · 2.22
Quick ratio
1.46▼
2024 · 2.15
Debt to equity
0.64▼
2024 · 0.76
ROE
42.2%▼
2024 · 77.8%
ROA
25.8%▼
2024 · 44.2%
Interest coverage
77.13▼
2024 · 81.70
Debt ≤ 1 year
€39k▲
2024 · €27k
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€63k€102k▲
Fixed assets21/28€3k€42k▲
Intangible fixed assets21€533€266▼
Tangible fixed assets22/27€1k€10k▲
Plant, machinery and equipment23€435€1k▲
Furniture and vehicles24€768€1k▲
Leasing and similar rights25€148€0▼
Other tangible fixed assets26-€8k
Financial fixed assets28€770€32k▲
Current assets29/58€60k€60k▼
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€15k€22k▲
Trade receivables40€15k€19k▲
Other amounts receivable41€10€3k▲
Cash at bank and in hand54/58€41k€36k▼
Deferred charges and accrued income490/1€2k€123▼
Equity and liabilities
Total equity and liabilities10/49€63k€102k▲
Equity10/15€36k€62k▲
Contributions10/11€5k€5k=
Reserves13€31k€57k▲
Distributable reserves133€31k€57k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€27k€39k▲
Amounts payable within one year42/48€27k€39k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€1k€0▼
Credit institutions430/8€1k€0▼
Trade debts44€3k€11k▲
Suppliers440/4€3k€11k▲
Taxes, remuneration and social security45€18k€23k▲
Taxes450/3€18k€23k▲
Other amounts payable47/48€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€41k€39k▼
Operating profit (loss)9901€37k€36k▼
Financial income75/76B€15€1▼
Recurring financial income75€15€1▼
Financial charges65/66B€475€486▲
Recurring financial charges65€475€486▲
Profit (loss) for the period before taxes9903€36k€35k▼
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€28k€26k▼
Profit (loss) for the period to be appropriated9905€28k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€26k▼
Profit (loss) brought forward from the previous period14P€3k€0▼
Transfer to equity691/2€31k€26k▼
To other reserves6921€31k€26k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €28k ▲836%
Operating result €37k, net result €28k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.22
Current ratio from 1.03 to 2.22.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodekruislaan 32600 AntwerpenGround area
5,744 m²
Building footprint
376 m²
Volume, LiDAR
14,475 m³
Parcel 11302A0095/00H004, Flanders · tallest building 40.5 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
Tombola
since 20232.340.854.775
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0095/00H004 | Flanders | 5,744 m² | 1 · 376 m² | 40.5 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.340.854.775
Similar companies · same sector, comparable size
MUNDI VINUM
BE 0473.829.756
Herent · Eq €62,096
FINE-WINE
BE 0783.706.847
Tessenderlo-Ham · Eq €61,602
CAVE 1929
BE 0652.946.986
Brussel · Eq €61,321
Milkat
BE 0523.877.895
Tongeren-Borgloon · Eq €61,094
KRISTOF STEVENS
BE 0783.837.895
Zele · Eq €63,110
Of 2,332 companies in sector 47251 we hold annual accounts for 421. 312 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47251Retail sale of wines and spirits
47110Non-specialised retail sale with food, beverages or tobacco predominating
56210Event catering
82300Organisation of conventions and trade shows
85510Sports and recreation education
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.