Tombo
ActiveThe computed 12-month bankruptcy probability of Tombo is 2.5% (moderate). The 2025 annual accounts show equity of €489 and a net result of €-43k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 796 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
0
/ 100
Critical▼ -58 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-60
Solvency1▼-29
Growth55▼-30
Stability100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.8 in 2024), and 99.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.4%
Return on assets
-30.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 796 sector peers (2025).
NBB · sector comparisonPosition among 796 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
29 d early
2023
30 d early
2022
26 d early
2021
33 d early
2020
31 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€525k▲ 39.5%
2024 · €377k
2018: €83k
2019: €213k
2020: €158k
2021: €194k
2022: €238k
2023: €289k
2024: €377k
2018 → 2025
EBIT margin
-7.8%▼ 12.1pp
2024 · 4.3%
2018: 1.5%
2019: 9.7%
2020: -1.9%
2021: 3.4%
2022: 0.5%
2023: 2.8%
2024: 4.3%
2018 → 2025
Net result
€-43k
2024 · €14k
2018: €975
2019: €20k
2020: €-4k
2021: €3k
2022: €645
2023: €8k
2024: €14k
2018 → 2025
Working capital
€-66k▼ 133%
2024 · €-28k
2018: €-57k
2019: €-35k
2020: €-39k
2021: €-39k
2022: €-37k
2023: €-28k
2024: €-28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€194k-€238k▲ 22.5%€289k▲ 21.7%€377k▲ 30.2%€525k▲ 39.5%
Equity€21k-€22k▲ 3.0%€30k▲ 35.0%€44k▲ 46.6%€489▼ 98.9%
Operating result€7k-€1k▼ 82.8%€8k▲ 611%€16k▲ 98.4%€-41k
Net result€3k-€645▼ 74.5%€8k▲ 1,094%€14k▲ 79.7%€-43k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €41k after €16k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€67k▼ 7.0%
Current assets
€73k▼ 34.4%
Equity and liabilities €139k
Equity
€489▼ 98.9%
Debt
€139k=
The debt ratio rises from 76.2% to 99.6%: equity shrinks.
Key figures and ratios
EBITDA
€-27k▼
2024 · €28k
Cash flow
€-28k▼
2024 · €25k
Solvency
0.4%▼
2024 · 23.8%
Current ratio
0.52▼
2024 · 0.80
Quick ratio
0.37▼
2024 · 0.69
ROA
-30.9%▼
2024 · 7.6%
Interest coverage
-13.50▼
2024 · 27.73
Debt
€139k=
2024 · €139k
Debt ≤ 1 year
€139k=
2024 · €139k
Staff costs
€215k▲
2024 · €109k
Equity ratios withheld: equity of €489 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€183k€139k▼
Fixed assets21/28€72k€67k▼
Intangible fixed assets21€23k€17k▼
Tangible fixed assets22/27€38k€38k▲
Plant, machinery and equipment23€36k€34k▼
Furniture and vehicles24€1k€4k▲
Financial fixed assets28€11k€11k=
Current assets29/58€111k€73k▼
Stocks and contracts in progress3€14k€22k▲
Stocks30/36€14k€22k▲
Amounts receivable within one year40/41€71k€5k▼
Trade receivables40-€5k
Other amounts receivable41€71k€338▼
Cash at bank and in hand54/58€25k€46k▲
Equity and liabilities
Total equity and liabilities10/49€183k€139k▼
Equity10/15€44k€489▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Share premium1100/10€19k€19k=
Profit (loss) carried forward14€25k€-18k▼
Amounts payable17/49€139k€139k=
Amounts payable within one year42/48€139k€139k=
Trade debts44€49k€65k▲
Suppliers440/4€49k€65k▲
Taxes, remuneration and social security45€29k€12k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€18k€3k▼
Other amounts payable47/48€61k€62k▲
Income statement
Code20242025
Turnover70€377k€525k▲
Goods, raw materials, services and sundry goods60/61€238k€332k▲
Remuneration, social security and pensions62€109k€215k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€15k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€139k€193k▲
Operating profit (loss)9901€16k€-41k▼
Financial income75/76B-€52
Recurring financial income75-€52
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€15k€-43k▼
Income taxes67/77€1k-
Profit (loss) for the period9904€14k€-43k▼
Profit (loss) for the period to be appropriated9905€14k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€-18k▼
Profit (loss) brought forward from the previous period14P€11k€25k▲
Social balance
Average headcount (FTE)90876.78.0▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-43k ▼411%
Net result drops to €-43k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €20k ▲1928%
Operating result €21k, net result €20k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Jansstraat 1013118 RotselaarGround area
1,293 m²
Building footprint
541 m²
Volume, LiDAR
3,326 m³
2 parcels, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Markt 2, 3150 Haacht
since 20122.215.836.623
De Wissel
since 20242.360.028.212
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24033F0438/00F000 | Flanders | 741 m² | 1 · 398 m² | 13.0 m · 2 fl. |
| 24121E0694/00Y000 | Flanders | 552 m² | 1 · 143 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHaacht2.215.836.623
Rotselaar2.360.028.212
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 833 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2012
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.