TOMAZ CLEANING
ActiveThe computed 12-month bankruptcy probability of TOMAZ CLEANING is 6.3% (elevated). The 2024 annual accounts show equity of €82k and a net result of €28k. Equity is growing by ~47.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 5896 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+18
Solvency92▲+8
Growth78▲+26
Track record86
Bankruptcy probability, 12 months
6.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity ample (current ratio 3.0 against 2.54 in 2023; short-term debt: 32.5% and cash: 9.4% of total assets), and 33.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2026, 356 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
356 d late
2023
184 d late
2022
274 d late
2021
87 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2024, micro schema
Equity
€82k▲ 52.4%
2023 · €54k
2021: €25k
2022: €46k
2023: €54k
2021 → 2024
Total assets
€123k▲ 35.0%
2023 · €91k
2021: €50k
2022: €83k
2023: €91k
2021 → 2024
Net result
€28k▲ 287%
2023 · €7k
2021: €24k
2022: €32k
2023: €7k
2021 → 2024
Working capital
€80k▲ 55.9%
2023 · €51k
2021: €20k
2022: €43k
2023: €51k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€25k-€46k▲ 86.1%€54k▲ 15.7%€82k▲ 52.4%
Operating result€31k-€36k▲ 18.3%€8k▼ 77.1%€33k▲ 302%
Net result€24k-€32k▲ 31.4%€7k▼ 76.9%€28k▲ 287%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 302% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €123k
Fixed assets
€3k▼ 51.9%
Current assets
€120k▲ 41.5%
Equity and liabilities €123k
Equity
€82k▲ 52.4%
Debt
€41k▲ 9.9%
The debt ratio falls from 40.9% to 33.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2023 · €12k
Cash flow
€32k▲
2023 · €11k
Solvency
66.7%▲
2023 · 59.1%
Current ratio
3.00▲
2023 · 2.54
Quick ratio
3.00▲
2023 · 2.54
Debt / equity
0.50▼
2023 · 0.69
ROE
34.4%▲
2023 · 13.6%
ROA
22.9%▲
2023 · 8.0%
Interest coverage
95.02▲
2023 · 27.38
Debt
€41k▲
2023 · €37k
Debt ≤ 1 year
€40k▲
2023 · €33k
Debt > 1 year
€1k▼
2023 · €4k
Income taxes
€9k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€91k€123k▲
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Plant, machinery and equipment23€25-
Leasing and similar rights25€6k€3k▼
Financial fixed assets28-€94
Current assets29/58€85k€120k▲
Amounts receivable after more than one year29€20k€20k=
Trade receivables290€20k€20k=
Amounts receivable within one year40/41€62k€88k▲
Trade receivables40€3k€10k▲
Other amounts receivable41€60k€78k▲
Cash at bank and in hand54/58€2k€12k▲
Equity and liabilities
Total equity and liabilities10/49€91k€123k▲
Equity10/15€54k€82k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€53k€81k▲
Amounts payable17/49€37k€41k▲
Amounts payable after more than one year17€4k€1k▼
Financial debts170/4€4k€1k▼
Amounts payable within one year42/48€33k€40k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€17k€18k▲
Suppliers440/4€17k€18k▲
Taxes, remuneration and social security45€13k€19k▲
Taxes450/3€13k€18k▲
Remuneration and social security454/9-€2k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€290€4k▲
Gross operating margin9900€12k€41k▲
Operating profit (loss)9901€8k€33k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Non-recurring financial income76B€1k-
Financial charges65/66B€440€386▼
Recurring financial charges65€440€386▼
Profit (loss) for the period before taxes9903€9k€37k▲
Income taxes67/77€2k€9k▲
Profit (loss) for the period9904€7k€28k▲
Profit (loss) for the period to be appropriated9905€7k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€81k▲
Profit (loss) brought forward from the previous period14P€45k€53k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-08
KBO administration
Address struck
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 356 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 184 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 274 days late
2023
31-12
Financial
Weakest financial yearnet €7k ▼76.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2022
31-12
Financial
Highest result since 2021net €32k ▲31.4%
Operating result €36k, net result €32k, both a record.
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 87 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
2,266 m²
Building footprint
344 m²
Volume, LiDAR
2,435 m³
2 parcels, Brussels, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Tomaz cleaning
since 20202.312.044.488
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002F0652/00K000 | Flanders | 2,188 m² | 1 · 273 m² | 8.4 m · 2 fl. |
| 21383B0097/00E010 | Brussels | 78 m² | 1 · 71 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RUBIO CLEANING
BE 0729.694.871
Antwerpen · Eq €82k
ABBS CONCEPT
BE 0768.505.462
Maasmechelen · Eq €82k
DEMO-BOUNJA
BE 0536.229.064
Sint-Jans-Molenbeek · Eq €82k
BELGIUM DEVELOPMENT SERVICES MULTI
BE 0680.587.335
Elsene · Eq €82k
BTM
BE 0551.885.458
Antwerpen · Eq €82k
Of 7,356 companies in sector 81210 we hold annual accounts for 2,731. 2,195 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2020
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tomazcleaning@gmail.com