ToMau
ActiveSummary
ToMau has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €26k. Its solvency ranks better than 28% of 3489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes
Profitability94
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.85; short-term debt: 4.6% and cash: 3.9% of total assets), and 78.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.6%
Return on assets
20.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€27k
Total assets
€125k
Net result
€26k
Working capital
€-882
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €125k
Fixed assets
€121k
Current assets
€5k
Equity and liabilities €125k
Equity
€27k
Debt
€98k
Debt finances 78.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€31k
Cash flow
€27k
Current ratio
0.85
Debt to equity
3.64
ROE
94.5%
ROA
20.4%
Interest coverage
23.43
Debt ≤ 1 year
€6k
Debt > 1 year
€93k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet
Code2025
Assets
Total assets20/58€125k
Fixed assets21/28€121k
Tangible fixed assets22/27€121k
Land and buildings22€119k
Furniture and vehicles24€1k
Current assets29/58€5k
Amounts receivable within one year40/41€0
Other amounts receivable41€0
Cash at bank and in hand54/58€5k
Equity and liabilities
Total equity and liabilities10/49€125k
Equity10/15€27k
Contributions10/11€2k
Profit (loss) carried forward14€26k
Amounts payable17/49€98k
Amounts payable after more than one year17€93k
Financial debts170/4€93k
Amounts payable within one year42/48€6k
Current portion of amounts payable after more than one year42€3k
Trade debts44€784
Suppliers440/4€784
Taxes, remuneration and social security45€2k
Taxes450/3€1k
Remuneration and social security454/9€411
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€17k
Gross operating margin9900€47k
Operating profit (loss)9901€29k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€2k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k |
| Other operating charges640/8 | €17k |
| Gross operating margin9900 | €47k |
| Operating profit (loss)9901 | €29k |
| Financial charges65/66B | €1k |
| Recurring financial charges65 | €1k |
| Profit (loss) for the period before taxes9903 | €28k |
| Income taxes67/77 | €2k |
| Profit (loss) for the period9904 | €26k |
| Profit (loss) for the period to be appropriated9905 | €26k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €125k | |
| Fixed assets21/28 | €121k | |
| Tangible fixed assets22/27 | €121k | |
| Land and buildings22 | €119k | |
| Furniture and vehicles24 | €1k | |
| Current assets29/58 | €5k | |
| Amounts receivable within one year40/41 | €0 | |
| Other amounts receivable41 | €0 | |
| Cash at bank and in hand54/58 | €5k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €125k | |
| Equity10/15 | €27k | |
| Contributions10/11 | €2k | |
| Profit (loss) carried forward14 | €26k | |
| Amounts payable17/49 | €98k | |
| Amounts payable after more than one year17 | €93k | |
| Financial debts170/4 | €93k | |
| Amounts payable within one year42/48 | €6k | |
| Current portion of amounts payable after more than one year42 | €3k | |
| Trade debts44 | €784 | |
| Suppliers440/4 | €784 | |
| Taxes, remuneration and social security45 | €2k | |
| Taxes450/3 | €1k | |
| Remuneration and social security454/9 | €411 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €26k |
| + Depreciation and write-downs630 | €2k |
| Operating cash flow (approximation) | €27k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2024
Ground area
408 m²
Building footprint
99 m²
Volume, LiDAR
448 m³
Parcel 44073A1601/00S002, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ToMau
since 20242.361.471.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44073A1601/00S002 | Flanders | 408 m² | 1 · 99 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 4,564 companies in sector 74999 we hold annual accounts for 1,936. 1,396 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
71112Activities of interior architects
82990Other business support services
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.