Losses
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
The micro format states no turnover.
Less equity than 83% of companies in specialised construction. Sector median €57,824 · 37,191 companies.
In July 2024, 3,440 companies had the same profile as Tomatech has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for Tomatech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Tomatech Merksplas | €21,627 | €4,693 | 48.7% | - |
| GK TECHWORX Ravels | €23,591 | €5,925 | 21.7% | - |
| DE WEERDT Schelle | €16,876 | €3,981 | 57.8% | - |
| JR Electrics Stabroek | €28,077 | €6,636 | 57.0% | - |
| ELECTRO SERVICE SMEYERS Beveren-Kruibeke-Zwijndrecht | €24,045 | €5,208 | 22.5% | - |
| TOMORROWS DESIGN Zaventem | €21,142 | €6,286 | 77.8% | - |
| MAX D-TEC La Louvière | €28,852 | €4,808 | -170.9% | - |
These companies have the same main activity as Tomatech: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €16,900 and €28,900, founded between 2019 and 2023.
Tomatech files the micro format. That format states no turnover. The gross margin fell from €6,846 in 2021 to €4,693 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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