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TOMAS BAERT

Active
Private limited company (pre-2019)founded 201610 yrs activeMax Hermanlei 178, 2930 Brasschaat, BelgiumKBO/BCE: BE 0662.407.753
Summary

TOMAS BAERT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287,074 and a net result of €48,330. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Other professional, scientific and technical activities
NACE 74999NACE 74909
1 site
How big
€317,723total assets 2025
Equity
€287,074
Profit
€48,330
Turnover not published (abridged schema)
Financially healthy?
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts filed 41 d late0 of 1 deed read
Why 96- Latest accounts 41 days late; 3 of the last 3 late+ Liquidity: current ratio 5.81, cash €90,327+ Sector Other professional, scientific and technical activities (NACE 74)+ Equity €287,074 (90.4% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 90.4% of total assets
Liquidity 86-6
short-term debt 9.6% · cash 28.4%
Profitability 88+3
return on assets 15.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,337 companies)
  • Latest accounts 41 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 5.81, cash €90,327 lowers the probability
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Equity €287,074 (90.4% of total assets) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 5.81 against 4.19 in 2024; short-term debt: 9.6% and cash: 28.4% of total assets), and 9.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 88%, liquidity 77%, profitability 64%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 41 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 5.81, cash €90,327
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €287,074 (90.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
41 d late
2024
131 d late
2023
31 d late
2022
60 d late
2021
31 d late
2020
11 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 57 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 9% on equitysector median €41,940 · 3,834 companies €287,074 View
  • Positive: 8 profitable years in a rowprofit 2025: €48,330 8 years View
  • Total assets 20256 fiscal years filed €317,723 View

By topic

Financials

Fiscal year
2025
Total assets
€317,723
Profit
€48,330
Solvency
90.4%
Total assets▼ 5.8%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 10-09-2026Annual accounts filed
  2. 09-12-2025Annual accounts filed
  3. 31-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other professional, scientific and technical activitiesNACE 74999
Founded
07-09-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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