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TOMANA

Active
Private limited companyfounded 200620 yrs activeZwarthoutstraat 3, 2570 Duffel, BelgiumKBO/BCE: BE 0881.244.505

TOMANA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.31M and a net result of €770k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 3.15 against 7.6 in 2024; short-term debt: 28.6% and cash: 8.8% of total assets), and 28.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.4%
Return on assets
23.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
7 d early
2024
44 d early
2023
34 d early
2022
22 d late
2021
12 d early
2020
8 d early
2019
17 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€2.31M▲ 7.1%
2024 · €2.16M
2018: €809k 2019: €880k 2020: €1.06M 2021: €1.29M 2022: €1.26M 2023: €1.60M 2024: €2.16M
2018 → 2025
Total assets
€3.24M▲ 32.1%
2024 · €2.46M
2018: €1.61M 2019: €1.64M 2020: €1.86M 2021: €1.48M 2022: €1.61M 2023: €1.74M 2024: €2.46M
2018 → 2025
Net result
€770k▲ 23.3%
2024 · €625k
2018: €25k 2019: €71k 2020: €184k 2021: €223k 2022: €210k 2023: €370k 2024: €625k
2018 → 2025
Working capital
€2.00M▲ 4.2%
2024 · €1.92M
2018: €1.09M 2019: €1.10M 2020: €1.37M 2021: €1.10M 2022: €999k 2023: €1.38M 2024: €1.92M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.29M-€1.26M▼ 2.3%€1.60M▲ 27.5%€2.16M▲ 34.8%€2.31M▲ 7.1%
Operating result€260k-€309k▲ 19.0%€247k▼ 20.1%€231k▼ 6.4%€252k▲ 9.3%
Net result€223k-€210k▼ 5.7%€370k▲ 76.1%€625k▲ 69.0%€770k▲ 23.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600k€800kOperating result 2021: €260k€260kNet result 2021: €223k€223kOperating result 2022: €309k€309kNet result 2022: €210k€210kOperating result 2023: €247k€247kNet result 2023: €370k€370kOperating result 2024: €231k€231kNet result 2024: €625k€625kOperating result 2025: €252k€252kNet result 2025: €770k€770k20212022202320242025
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.24M
Fixed assets €316k▲ 27.9%
Current assets €2.93M▲ 32.5%
Equity and liabilities €3.24M
Equity €2.31M▲ 7.1%
Debt €928k▲ 215%
The debt ratio rises from 12.0% to 28.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€298k
2024 · €268k
Cash flow
€816k
2024 · €662k
Solvency
71.4%
2024 · 88.0%
Current ratio
3.15
2024 · 7.60
Quick ratio
3.11
2024 · 7.45
Debt / equity
0.40
2024 · 0.14
ROE
33.3%
2024 · 28.9%
ROA
23.8%
2024 · 25.4%
Interest coverage
11.52
2024 · 13.94
Debt
€928k
2024 · €295k
Debt ≤ 1 year
€928k
2024 · €291k
Income taxes
€154k
2024 · €122k
Staff costs
€232k
2024 · €203k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.46M€3.24M
Fixed assets21/28€247k€316k
Tangible fixed assets22/27€161k€230k
Land and buildings22€75k€139k
Plant, machinery and equipment23€42k€53k
Furniture and vehicles24€43k€38k
Other tangible fixed assets26€765€510
Financial fixed assets28€86k€86k=
Current assets29/58€2.21M€2.93M
Stocks and contracts in progress3€42k€40k
Stocks30/36€42k€40k
Amounts receivable within one year40/41€68k€91k
Trade receivables40€484€484=
Other amounts receivable41€68k€90k
Current investments50/53€1.88M€2.47M
Cash at bank and in hand54/58€170k€285k
Deferred charges and accrued income490/1€47k€42k
Equity and liabilities
Total equity and liabilities10/49€2.46M€3.24M
Equity10/15€2.16M€2.31M
Contributions10/11€400k€400k=
Reserves13€1.65M€1.81M
Non-distributable reserves130/1€40k€40k=
Reserves not available under the articles1311€40k€40k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€1.61M€1.76M
Profit (loss) carried forward14€106k€106k=
Amounts payable17/49€295k€928k
Amounts payable within one year42/48€291k€928k
Current portion of amounts payable after more than one year42€13k€3k
Trade debts44€42k€45k
Suppliers440/4€42k€45k
Taxes, remuneration and social security45€95k€130k
Taxes450/3€72k€117k
Remuneration and social security454/9€23k€13k
Other amounts payable47/48€141k€751k
Accrued charges and deferred income492/3€4k€0
Income statement Code20242025
Remuneration, social security and pensions62€203k€232k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€46k
Other operating charges640/8€6k€9k
Gross operating margin9900€477k€539k
Operating profit (loss)9901€231k€252k
Financial income75/76B€535k€697k
Recurring financial income75€535k€697k
Financial charges65/66B€19k€26k
Recurring financial charges65€19k€26k
Profit (loss) for the period before taxes9903€747k€924k
Income taxes67/77€122k€154k
Profit (loss) for the period9904€625k€770k
Profit (loss) for the period to be appropriated9905€625k€770k
Appropriation of the result
Profit (loss) to be appropriated9906€731k€877k
Profit (loss) brought forward from the previous period14P€106k€106k=
Transfer from equity791/2€67k€616k
Transfer to equity691/2€625k€770k
To other reserves6921€625k€770k
Profit to be distributed694/7€67k€616k
Return on contributions (dividend)694€67k€616k
Social balance
Average headcount (FTE)90875.6-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €770k ▲23.3%
Net result €770k, the highest in the series.
11-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €2MEq €2.16M ▲34.8%
7 profitable years in a row build equity to €2.16M.
27-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Liquidity triplescurrent ratio 11.01
Current ratio from 3.87 to 11.01; short-term debt falls from €348k to €138k.
22-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
19-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €1MEq €1.06M ▲20.9%
3 profitable years in a row build equity to €1.06M.
14-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zwarthoutstraat 32570 Duffel
Ground area
7,453 m²
Building footprint
329 m²
Volume, LiDAR
1,633 m³
Parcel 12009A0131/00G000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOMANA
Zwarthoutstraat 3, 2570 DuffelNACE 01121
since 20062.153.888.760
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12009A0131/00G000 Flanders 7,453 m² 1 · 329 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Duffel2.153.888.760
1 permission
Groententeeltbedrijf · since 16-11-2009

Legal Entity Identifier

5299006T609GJII8RA23
live in the LEI register

Similar companies · same sector, comparable size

Of 5,168 companies in sector 01110 we hold annual accounts for 612. 317 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-05-2006
Fiscal year end31-12
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01121
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
03220Fishing and aquaculture
05020
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.