Equity
TOMALDO paid out €109,243 in dividends. That is 39% of the 2025 profit.
TOMALDO paid out €109,243 in dividends. That is 39% of the 2025 profit.
The result rose in 2025 from €7,669 to €279,199.
Debts rose by €220,661 in 2025.
Short-term debts rose from €91,023 to €305,115.
Latest accounts filed late: after the legal deadline.
Higher net result than 95% of companies in architecture and engineering. Sector median €16,510 · 12,254 companies.
In July 2024, 20,135 companies had the same profile as TOMALDO has now. Each dot stands for 51 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,135 companies, not a prediction for TOMALDO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| TOMALDO Geraardsbergen | €0.9m | €80,060 | 45.2% | - |
| NERO ARCHITECTEN Ghent | €1.0m | €87,947 | 93.2% | 0 |
| BUREAU D'ARCHITECTURE THEMA Nivelles | €0.9m | €86,043 | 5.3% | - |
| KRIS VANDECASTEELE Oudenburg | €1.0m | €84,331 | 59.9% | - |
| THOMAS COLS ARCHITECTEN Antwerp | €0.9m | €76,306 | 48.1% | - |
| B612 ASSOCIATES, SOCIETE D'ARCHITECTES Uccle | €1.1m | €75,758 | 83.8% | - |
| IR ARCHITECT L. MICHOEL Schoten | €0.9m | €82,663 | 96.3% | - |
These companies have the same main activity as TOMALDO: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €920,000 and €1.1m, founded between 1999 and 2004.
TOMALDO files the micro format. That format states no turnover. The gross margin fell from €88,989 in 2007 to €80,060 in 2025.
The balance sheet grew most from 2010 to 2012 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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