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TOMACC BIKES

Active
Private limited companyfounded 2003active for 23 yearsKerkstraat 54, 9250 Waasmunster, BelgiumKBO/BCE: BE 0861.289.724
Summary

TOMACC BIKES has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,775 and a net result of -€4,022. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 95% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 24-10-2003 Normal situation
Activity
Retail sale of bicycles NACE 47632
Establishment unit
2.252.406.514 9250 Waasmunster, since 24-10-2003
Financial year end
31 December
Peppol
Reachable since 29-01-2026

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€13,303
▼ 33.1%
Turnover
≈ €98,000
estimated
Loss
€4,022
Equity
€53,775
▼ 7.0%
Total assets
€57,165
▼ 21.6%
Filed on 15-07-2026, 16 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthsLoss of €4,022 (financial year 2025)lowers riskLiquidity: current ratio 9.27, cash €9,756, halvedEquity €53,775 (94.1% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 94.1% of total assets
Liquidity 71-22
short-term debt 5.9% · cash 17.1%
Profitability 60-10
return on assets -7.0%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.27 (2.94 in 2024), above the usual 1.5. Short-term debt is 5.9% and cash 17.1% of total assets. 5.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 77% on liquidity, 42% on profitability and 29% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 9.27, cash €9,756, halved
NBB · annual accounts
lowers risk · Equity €53,775 (94.1% of total assets)
NBB · annual accounts
raises risk · Loss of €4,022 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
9 days early
2023
30 days early
2022
16 days early
2021
23 days early
2020
11 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 33.2% · 22,726 companies 94.1% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Registered office moved from Poperinge to Waasmunster
  2. · Gazette deed Change of role: ORBIE Gilbert, from manager to director
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as TOMACC BIKES: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €50,200 and €87,000, founded between 1991 and 2013.

CompanyTotal assetsGross margin
TOMACC BIKES Waasmunster€57,165€13,303
Fietsen Craninx David Oud-Heverlee€50,193€16,651
J.P.R. POCKET BIKE CENTER Leuven€69,430€15,779
SYMAR BELGIE Rumst€57,676€10,964
DE FIETSMOBIEL Duffel€64,523€11,054
FIETSENKINNE Kampenhout€62,598€9,261
DIKAT Geel€86,951€19,306
Full comparison

Key facts about TOMACC BIKES

What is the company number of TOMACC BIKES?
The company number of TOMACC BIKES is 0861.289.724. The VAT number is the same number with BE in front: BE 0861.289.724.
Where is TOMACC BIKES based?
The registered office is at Kerkstraat 54, 9250 Waasmunster.Company details
What does TOMACC BIKES do?
According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
What is the legal form of TOMACC BIKES?
The legal form of TOMACC BIKES is Private limited company (BV).
When was TOMACC BIKES founded?
TOMACC BIKES was founded on 24-10-2003.
Is TOMACC BIKES still active?
Yes, TOMACC BIKES is an active enterprise in the KBO register.
What is the turnover of TOMACC BIKES?
The turnover in financial year 2025 is ≈ €98,000. This figure is estimated from the gross margin of €13,303 and 42 comparable companies (NACE 476). It probably lies between €51,000 and €220,000. It is a rough estimate.Financials
Is TOMACC BIKES profitable?
In financial year 2025, TOMACC BIKES made a loss of €4,022.
Where can I find the annual accounts of TOMACC BIKES?
TOMACC BIKES filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOMACC BIKES due?
TOMACC BIKES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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