Toma Mate
ActiveThe computed 12-month bankruptcy probability of Toma Mate is 2.1% (moderate). The 2025 annual accounts show equity of €149k and a net result of €144k. Its solvency ranks better than 67% of 13270 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency75
Growth-
Track record67
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 2.13; short-term debt: 46.6% and cash: 83.6% of total assets), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
48.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€149k
Total assets
€294k
Net result
€144k
Working capital
€155k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €294k
Fixed assets
€2k
Current assets
€293k
Equity and liabilities €294k
Equity
€149k
Debt
€146k
Debt finances 49.5% of the balance-sheet total.
Key figures and ratios
Solvency
50.5%
Current ratio
2.13
Quick ratio
2.13
Debt / equity
0.98
ROE
96.6%
ROA
48.8%
Debt
€146k
Debt ≤ 1 year
€137k
Debt > 1 year
€8k
Income taxes
€71k
Staff costs
€538k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€294k
Fixed assets21/28€2k
Financial fixed assets28€2k
Current assets29/58€293k
Amounts receivable within one year40/41€41k
Other amounts receivable41€41k
Cash at bank and in hand54/58€246k
Deferred charges and accrued income490/1€6k
Equity and liabilities
Total equity and liabilities10/49€294k
Equity10/15€149k
Contributions10/11€5k
Reserves13€144k
Distributable reserves133€144k
Amounts payable17/49€146k
Amounts payable after more than one year17€8k
Financial debts170/4€8k
Amounts payable within one year42/48€137k
Current portion of amounts payable after more than one year42€5k
Financial debts43€3k
Credit institutions430/8€3k
Trade debts44€66k
Suppliers440/4€66k
Taxes, remuneration and social security45€63k
Taxes450/3€32k
Remuneration and social security454/9€31k
Income statement
Code2025
Remuneration, social security and pensions62€538k
Other operating charges640/8€4k
Gross operating margin9900€760k
Operating profit (loss)9901€218k
Financial income75/76B€2k
Recurring financial income75€2k
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€215k
Income taxes67/77€71k
Profit (loss) for the period9904€144k
Profit (loss) for the period to be appropriated9905€144k
Appropriation of the result
Profit (loss) to be appropriated9906€144k
Transfer to equity691/2€144k
To contributions691€144k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Ukkel 751650 BeerselGround area
7,655 m²
Building footprint
372 m²
Volume, LiDAR
2,002 m³
Parcel 23003A0349/00B002, Flanders · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Toma Mate
since 20242.366.417.641
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003A0349/00B002 | Flanders | 7,655 m² | 1 · 372 m² | 11.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeersel2.366.417.641
Dual-learning approval
3 live approvalsKeukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Restaurant en keuken duaal (so)
Similar companies · same sector, comparable size
BOBAZ
BE 0862.311.984
Aalter · Eq €149k
De Sarlinde
BE 0861.869.348
Heuvelland · Eq €149k
RUNFA
BE 0652.617.087
Binche · Eq €149k
S RODY
BE 0684.865.530
Gent · Eq €148k
NELSON EN PICAULT
BE 0437.625.990
Kalmthout · Eq €148k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,061 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2024
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.