TOMA!
ActiveSummary
TOMA! has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,648 and a net result of €58,561. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 43% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
How big
€100,957total assets 2025
- Equity
- €47,648
- Profit
- €58,561
Turnover not published (abridged schema)
Who decides
Accounts 45 d early0 of 2 deeds read
Why 86+ Lower-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency72▼-12
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 2.35 in 2024; short-term debt: 52.8% and cash: 43.9% of total assets), and 52.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
58%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
92 d early
2023
112 d early
2022
60 d early
2021
23 d early
2020
50 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 59 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 June (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €58,561 ▲27.4%
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €100,957Profit €58,561Solvency 47.2%Liquidity 1.47
Total assets
€100,957▼ 34.6%
2018 - 2025
Net result
€58,561▲ 27.4%
2018 - 2025
Equity
€47,648▼ 47.7%
2018 - 2025
Solvency
47.2%▼ 11.8pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€44,490▼ 2.4%€54,892▲ 23.4%€44,769▼ 18.4%€60,096▲ 34.2%€55,187▼ 8.2%
Net result€34,320within the sector's middle half▲ 1.9%€40,775within the sector's middle half▲ 18.8%€34,314within the sector's middle half▼ 15.8%€45,980within the sector's middle half▲ 34.0%€58,561within the sector's middle half▲ 27.4%
Equity€86,018within the sector's middle half▲ 14.3%€102,793within the sector's middle half▲ 19.5%€90,107within the sector's middle half▼ 12.3%€91,087within the sector's middle half▲ 1.1%€47,648within the sector's middle half▼ 47.7%
Total assets€121,403within the sector's middle half▲ 1.7%€135,318within the sector's middle half▲ 11.5%€153,657within the sector's middle half▲ 13.6%€154,380within the sector's middle half▲ 0.5%€100,957within the sector's middle half▼ 34.6%
Debt€35,385▼ 19.9%€32,525▼ 8.1%€63,550▲ 95.4%€63,292▼ 0.4%€53,309▼ 15.8%
Working capital€77,605within the sector's middle half▲ 16.6%€93,861within the sector's middle half▲ 20.9%€82,918within the sector's middle half▼ 11.7%€85,525within the sector's middle half▲ 3.1%€25,266within the sector's middle half▼ 70.5%
Solvency70.9%within the sector's middle half▲ 7.8pp76.0%within the sector's middle half▲ 5.1pp58.6%within the sector's middle half▼ 17.3pp59.0%within the sector's middle half▲ 0.4pp47.2%within the sector's middle half▼ 11.8pp
Current ratio3.19within the sector's middle half▲ 0.693.89within the sector's middle half▲ 0.692.30within the sector's middle half▼ 1.582.35within the sector's middle half▲ 0.051.47within the sector's middle half▼ 0.88
Return on assets (ROA)28.3%above the sector's middle half▲ 0.1pp30.1%above the sector's middle half▲ 1.9pp22.3%within the sector's middle half▼ 7.8pp29.8%within the sector's middle half▲ 7.5pp58.0%above the sector's middle half▲ 28.2pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100,957
Fixed assets
€22,382 ▲ 302%
Current assets
€78,575 ▼ 47.2%
Equity and liabilities €100,957
Equity
€47,648 ▼ 47.7%
Debt
€53,309 ▼ 15.8%
Debt's share of the balance-sheet total rises from 41.0% to 52.8%. Equity and debt are lower.
Key figures and ratios
Key figures and ratios
EBITDA
€62,199▲
2024 · €61,722
Cash flow
€65,573▲
2024 · €47,607
Debt to equity
1.12▲
2024 · 0.69
ROE
122.9%▲
2024 · 50.5%
Interest coverage
29.83▼
2024 · 39.00
Debt ≤ 1 year
€53,309▼
2024 · €63,292
Income taxes
€12,142▼
2024 · €12,747
Staff costs
€17▼
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €10,843 | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | €509 | €675 | €590 | €165 | €17 | ▼ 89.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,437 | €1,767 | €1,743 | €1,626 | €7,013 | ▲ 331% |
| Other operating charges640/8 | €1,309 | €906 | €827 | €688 | €815 | ▲ 18.3% |
| Gross operating margin9900 | €47,746 | €58,239 | €47,930 | €62,576 | €63,031 | ▲ 0.7% |
| Operating profit (loss)9901 | €44,490 | €54,892 | €44,769 | €60,096 | €55,187 | ▼ 8.2% |
| Financial income75/76B | - | €572 | €1,164 | €215 | €17,600 | ▲ 8,096% |
| Recurring financial income75 | - | €572 | €1,164 | €215 | €17,600 | ▲ 8,096% |
| Financial charges65/66B | €989 | €2,702 | €1,324 | €1,583 | €2,085 | ▲ 31.7% |
| Recurring financial charges65 | €989 | €2,702 | €1,324 | €1,583 | €2,085 | ▲ 31.7% |
| Non-recurring financial charges66B | €0 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €43,501 | €52,762 | €44,609 | €58,728 | €70,702 | ▲ 20.4% |
| Income taxes67/77 | €9,181 | €11,988 | €10,295 | €12,747 | €12,142 | ▼ 4.8% |
| Profit (loss) for the period9904 | €34,320 | €40,775 | €34,314 | €45,980 | €58,561 | ▲ 27.4% |
| Profit (loss) for the period to be appropriated9905 | €34,320 | €40,775 | €34,314 | €45,980 | €58,561 | ▲ 27.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €121,403 | €135,318 | €153,657 | €154,380 | €100,957 | ▼ 34.6% |
| Fixed assets21/28 | €8,413 | €8,932 | €7,188 | €5,562 | €22,382 | ▲ 302% |
| Tangible fixed assets22/27 | €8,413 | €8,932 | €7,188 | €5,562 | €22,382 | ▲ 302% |
| Land and buildings22 | €6,558 | €5,535 | €4,511 | €3,487 | €2,463 | ▼ 29.4% |
| Plant, machinery and equipment23 | - | €2,123 | €1,894 | €1,666 | €1,437 | ▼ 13.7% |
| Furniture and vehicles24 | €1,855 | €1,274 | €784 | €410 | €18,482 | ▲ 4,412% |
| Current assets29/58 | €112,990 | €126,386 | €146,468 | €148,817 | €78,575 | ▼ 47.2% |
| Amounts receivable within one year40/41 | €14,250 | €822 | €15,168 | €15,330 | €16,118 | ▲ 5.1% |
| Trade receivables40 | €13,310 | €0 | €15,125 | €15,330 | €15,803 | ▲ 3.1% |
| Other amounts receivable41 | €940 | €822 | €43 | €0 | €315 | - |
| Current investments50/53 | €8,169 | €29,934 | €37,227 | €86,291 | €16,517 | ▼ 80.9% |
| Cash at bank and in hand54/58 | €90,571 | €95,630 | €94,073 | €45,919 | €44,308 | ▼ 3.5% |
| Deferred charges and accrued income490/1 | - | - | - | €1,277 | €1,632 | ▲ 27.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €121,403 | €135,318 | €153,657 | €154,380 | €100,957 | ▼ 34.6% |
| Equity10/15 | €86,018 | €102,793 | €90,107 | €91,087 | €47,648 | ▼ 47.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €67,418 | €84,193 | €71,507 | €72,487 | €29,048 | ▼ 59.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €65,558 | €82,333 | €71,507 | €72,487 | €29,048 | ▼ 59.9% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €35,385 | €32,525 | €63,550 | €63,292 | €53,309 | ▼ 15.8% |
| Amounts payable within one year42/48 | €35,385 | €32,525 | €63,550 | €63,292 | €53,309 | ▼ 15.8% |
| Financial debts43 | - | - | €782 | €37 | €680 | ▲ 1,740% |
| Credit institutions430/8 | - | - | €782 | €37 | €680 | ▲ 1,740% |
| Trade debts44 | €2,499 | €1,020 | €1,849 | €2,531 | €1,308 | ▼ 48.3% |
| Suppliers440/4 | €2,499 | €1,020 | €1,849 | €2,531 | €1,308 | ▼ 48.3% |
| Taxes, remuneration and social security45 | €11,529 | €6,994 | €12,890 | €12,911 | €10,369 | ▼ 19.7% |
| Taxes450/3 | €11,529 | €6,994 | €12,890 | €12,911 | €10,369 | ▼ 19.7% |
| Other amounts payable47/48 | €21,356 | €24,511 | €48,029 | €47,813 | €40,952 | ▼ 14.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,320 | €40,775 | €34,314 | €45,980 | €58,561 | ▲ 27.4% |
| + Depreciation and write-downs630 | €1,437 | €1,767 | €1,743 | €1,626 | €7,013 | ▲ 331% |
| Operating cash flow (approximation) | €35,757 | €42,541 | €36,057 | €47,607 | €65,573 | ▲ 37.7% |
| Investment in fixed assets (approximation) | - | -€2,286 | €0 | €0 | -€23,832 | - |
| Change in cash | - | €5,059 | -€1,558 | -€48,153 | -€1,611 | ▲ 96.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
Perspectief2
BE 1017.969.765
Bonheiden · Eq €47,647
MAXIVET
BE 0794.315.875
Awans · Eq €47,646
Kalius
BE 0690.845.282
Ottignies-Louvain-la-Neuve · Eq €47,643
Hüger & Cie
BE 1015.252.577
Antwerpen · Eq €47,654
INTERNATIONAL SOFTWARE DEVELOPMENT
BE 0458.317.179
Aalst · Eq €47,655
Of 82,687 companies in this sector we hold annual accounts for 52,635. 37,922 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
12 eventsLatest 16-06-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €58,561 ▲27.4%
Net result €58,561, the highest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €102,793 ▲19.5%
5 profitable years in a row build equity to €102,793.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 funding sourceFlanders €327
Flemish government
€327
awarded · 2022
Subsidies and aid
Flemish government
2022 · 1 entry · €327 awarded · €327 paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | €327 | €327 |
Company details
Private limited company · founded 21-12-2015Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded21-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0644688229
Also
9925:BE0644688229
Registered
19-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2016
Ground area
530 m²
Building footprint
114 m²
Volume, LiDAR
809 m³
Parcel 23583K0315/00P000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOMA!
since 2016unit no. 2.248.676.269
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23583K0315/00P000 | Flanders | 530 m² | 1 · 114 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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