TOMA!
ActiveSummary
TOMA! has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €91,087 and a net result of €45,980. Equity remains stable across the filed fiscal years (±1.9% per year). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+3
Solvency84=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.3 in 2023; short-term debt: 41% and cash: 29.7% of total assets), and 41% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
92 d early
2023
112 d early
2022
60 d early
2021
23 d early
2020
50 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 59 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 June (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€91,087▲ 1.1%
2023 · €90,107
Total assets
€154,380▲ 0.5%
2023 · €153,657
Net result
€45,980▲ 34.0%
2023 · €34,314
Working capital
€85,525▲ 3.1%
2023 · €82,918
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€45,570▲ 6.4%€44,490▼ 2.4%€54,892▲ 23.4%€44,769▼ 18.4%€60,096▲ 34.2%
Net result€33,674within the sector's middle half▲ 3.8%€34,320within the sector's middle half▲ 1.9%€40,775within the sector's middle half▲ 18.8%€34,314within the sector's middle half▼ 15.8%€45,980within the sector's middle half▲ 34.0%
Equity€75,228within the sector's middle half▼ 1.7%€86,018within the sector's middle half▲ 14.3%€102,793within the sector's middle half▲ 19.5%€90,107within the sector's middle half▼ 12.3%€91,087within the sector's middle half▲ 1.1%
Total assets€119,399within the sector's middle half▼ 11.6%€121,403within the sector's middle half▲ 1.7%€135,318within the sector's middle half▲ 11.5%€153,657within the sector's middle half▲ 13.6%€154,380within the sector's middle half▲ 0.5%
Debt€44,171▼ 24.5%€35,385▼ 19.9%€32,525▼ 8.1%€63,550▲ 95.4%€63,292▼ 0.4%
Working capital€66,534within the sector's middle half▼ 2.1%€77,605within the sector's middle half▲ 16.6%€93,861within the sector's middle half▲ 20.9%€82,918within the sector's middle half▼ 11.7%€85,525within the sector's middle half▲ 3.1%
Solvency63.0%within the sector's middle half▲ 6.3pp70.9%within the sector's middle half▲ 7.8pp76.0%within the sector's middle half▲ 5.1pp58.6%within the sector's middle half▼ 17.3pp59.0%within the sector's middle half▲ 0.4pp
Current ratio2.51within the sector's middle half▲ 0.353.19within the sector's middle half▲ 0.693.89within the sector's middle half▲ 0.692.30within the sector's middle half▼ 1.582.35within the sector's middle half▲ 0.05
Return on assets (ROA)28.2%above the sector's middle half▲ 4.2pp28.3%above the sector's middle half▲ 0.1pp30.1%above the sector's middle half▲ 1.9pp22.3%within the sector's middle half▼ 7.8pp29.8%within the sector's middle half▲ 7.5pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 34% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €154,380
Fixed assets
€5,562 ▼ 22.6%
Current assets
€148,817 ▲ 1.6%
Equity and liabilities €154,380
Equity
€91,087 ▲ 1.1%
Debt
€63,292 ▼ 0.4%
Debt's share of the balance-sheet total falls from 41.4% to 41.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61,722▲
2023 · €46,513
Cash flow
€47,607▲
2023 · €36,057
Debt to equity
0.69▼
2023 · 0.71
ROE
50.5%▲
2023 · 38.1%
Interest coverage
39.00▲
2023 · 35.12
Debt ≤ 1 year
€63,292▼
2023 · €63,550
Income taxes
€12,747▲
2023 · €10,295
Staff costs
€165▼
2023 · €590
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €10,843 | €0 | - | - | - |
| Remuneration, social security and pensions62 | - | €509 | €675 | €590 | €165 | ▼ 72.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,244 | €1,437 | €1,767 | €1,743 | €1,626 | ▼ 6.7% |
| Other operating charges640/8 | - | €1,309 | €906 | €827 | €688 | ▼ 16.8% |
| Gross operating margin9900 | €47,216 | €47,746 | €58,239 | €47,930 | €62,576 | ▲ 30.6% |
| Operating profit (loss)9901 | €45,570 | €44,490 | €54,892 | €44,769 | €60,096 | ▲ 34.2% |
| Financial income75/76B | - | - | €572 | €1,164 | €215 | ▼ 81.6% |
| Recurring financial income75 | - | - | €572 | €1,164 | €215 | ▼ 81.6% |
| Financial charges65/66B | - | €989 | €2,702 | €1,324 | €1,583 | ▲ 19.5% |
| Recurring financial charges65 | €82 | €989 | €2,702 | €1,324 | €1,583 | ▲ 19.5% |
| Non-recurring financial charges66B | - | €0 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €44,382 | €43,501 | €52,762 | €44,609 | €58,728 | ▲ 31.7% |
| Income taxes67/77 | €10,708 | €9,181 | €11,988 | €10,295 | €12,747 | ▲ 23.8% |
| Profit (loss) for the period9904 | €33,674 | €34,320 | €40,775 | €34,314 | €45,980 | ▲ 34.0% |
| Profit (loss) for the period to be appropriated9905 | €33,674 | €34,320 | €40,775 | €34,314 | €45,980 | ▲ 34.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €119,399 | €121,403 | €135,318 | €153,657 | €154,380 | ▲ 0.5% |
| Fixed assets21/28 | €8,694 | €8,413 | €8,932 | €7,188 | €5,562 | ▼ 22.6% |
| Tangible fixed assets22/27 | €8,694 | €8,413 | €8,932 | €7,188 | €5,562 | ▼ 22.6% |
| Land and buildings22 | - | €6,558 | €5,535 | €4,511 | €3,487 | ▼ 22.7% |
| Plant, machinery and equipment23 | - | - | €2,123 | €1,894 | €1,666 | ▼ 12.1% |
| Furniture and vehicles24 | - | €1,855 | €1,274 | €784 | €410 | ▼ 47.7% |
| Current assets29/58 | €110,705 | €112,990 | €126,386 | €146,468 | €148,817 | ▲ 1.6% |
| Amounts receivable within one year40/41 | €13,324 | €14,250 | €822 | €15,168 | €15,330 | ▲ 1.1% |
| Trade receivables40 | - | €13,310 | €0 | €15,125 | €15,330 | ▲ 1.4% |
| Other amounts receivable41 | - | €940 | €822 | €43 | €0 | ▼ 100% |
| Current investments50/53 | €6,000 | €8,169 | €29,934 | €37,227 | €86,291 | ▲ 132% |
| Cash at bank and in hand54/58 | €91,382 | €90,571 | €95,630 | €94,073 | €45,919 | ▼ 51.2% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,277 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €119,399 | €121,403 | €135,318 | €153,657 | €154,380 | ▲ 0.5% |
| Equity10/15 | €75,228 | €86,018 | €102,793 | €90,107 | €91,087 | ▲ 1.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €56,628 | €67,418 | €84,193 | €71,507 | €72,487 | ▲ 1.4% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €65,558 | €82,333 | €71,507 | €72,487 | ▲ 1.4% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €44,171 | €35,385 | €32,525 | €63,550 | €63,292 | ▼ 0.4% |
| Amounts payable within one year42/48 | €44,171 | €35,385 | €32,525 | €63,550 | €63,292 | ▼ 0.4% |
| Financial debts43 | - | - | - | €782 | €37 | ▼ 95.3% |
| Credit institutions430/8 | - | - | - | €782 | €37 | ▼ 95.3% |
| Trade debts44 | €2,197 | €2,499 | €1,020 | €1,849 | €2,531 | ▲ 36.9% |
| Suppliers440/4 | - | €2,499 | €1,020 | €1,849 | €2,531 | ▲ 36.9% |
| Taxes, remuneration and social security45 | - | €11,529 | €6,994 | €12,890 | €12,911 | ▲ 0.2% |
| Taxes450/3 | - | €11,529 | €6,994 | €12,890 | €12,911 | ▲ 0.2% |
| Other amounts payable47/48 | - | €21,356 | €24,511 | €48,029 | €47,813 | ▼ 0.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,674 | €34,320 | €40,775 | €34,314 | €45,980 | ▲ 34.0% |
| + Depreciation and write-downs630 | €1,244 | €1,437 | €1,767 | €1,743 | €1,626 | ▼ 6.7% |
| Operating cash flow (approximation) | €34,918 | €35,757 | €42,541 | €36,057 | €47,607 | ▲ 32.0% |
| Investment in fixed assets (approximation) | - | -€1,156 | -€2,286 | €0 | €0 | - |
| Change in cash | - | -€811 | €5,059 | -€1,558 | -€48,153 | ▼ 2,991% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €45,980 ▲34%
Operating result €60,096, net result €45,980, both a record.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €102,793 ▲19.5%
5 profitable years in a row build equity to €102,793.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2016
Ground area
530 m²
Building footprint
114 m²
Volume, LiDAR
809 m³
Parcel 23583K0315/00P000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOMA!
since 20162.248.676.269
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23583K0315/00P000 | Flanders | 530 m² | 1 · 114 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 · 1 entry · 327 EUR awarded · 327 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 327 EUR | 327 EUR |
Similar companies · same sector, comparable size
BELINSURE
BE 0888.584.732
Zoersel · Eq €91,088
AB MANAGEMENT
BE 0783.592.031
Landen · Eq €91,100
WOHAX
BE 1008.195.531
Ieper · Eq €91,067
MUDERI
BE 0458.259.672
Ninove · Eq €91,113
Notariële Participatievennootschap De Roeck Geert
BE 0524.780.688
Kontich · Eq €91,113
Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,469 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded21-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0644688229
Also
9925:BE0644688229
Registered
19-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.