TOM VANTROYEN
ActiveTOM VANTROYEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.13M and a net result of €285k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent▲ +21 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-22
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.6%
Return on assets
13.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
28 d late
2022
22 d late
2021
30 d late
2020
21 d early
2019
68 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2.13M▲ 15.4%
2023 · €1.84M
2018: €1.08M
2019: €1.29M
2020: €1.39M
2021: €1.78M
2022: €1.88M
2023: €1.84M
2018 → 2024
Total assets
€2.14M▲ 12.3%
2023 · €1.90M
2018: €1.16M
2019: €1.35M
2020: €1.42M
2021: €1.79M
2022: €1.94M
2023: €1.90M
2018 → 2024
Net result
€285k▼ 13.6%
2023 · €330k
2018: €241k
2019: €204k
2020: €106k
2021: €389k
2022: €331k
2023: €330k
2018 → 2024
Working capital
€2.10M▲ 16.8%
2023 · €1.80M
2018: €1.06M
2019: €1.22M
2020: €1.35M
2021: €1.70M
2022: €1.82M
2023: €1.80M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.39M-€1.78M▲ 27.9%€1.88M▲ 5.6%€1.84M▼ 2.0%€2.13M▲ 15.4%
Operating result€151k-€554k▲ 267%€501k▼ 9.6%€471k▼ 6.1%€403k▼ 14.4%
Net result€106k-€389k▲ 266%€331k▼ 15.0%€330k▼ 0.3%€285k▼ 13.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 14% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.14M
Fixed assets
€28k▼ 38.6%
Current assets
€2.11M▲ 13.5%
Equity and liabilities €2.14M
Equity
€2.13M▲ 15.4%
Debt
€9k▼ 84.7%
The debt ratio falls from 3.2% to 0.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€423k▼
2023 · €490k
Cash flow
€305k▼
2023 · €349k
Solvency
99.6%▲
2023 · 96.8%
Debt / equity
0.00▼
2023 · 0.03
ROE
13.4%▼
2023 · 17.9%
ROA
13.3%▼
2023 · 17.3%
Interest coverage
151.37▲
2023 · -401.48
Debt
€9k▼
2023 · €60k
Debt ≤ 1 year
€9k▼
2023 · €60k
Income taxes
€124k▼
2023 · €149k
A ratio outside any meaningful range has been withheld (balance sheet total €2.14M, equity €2.13M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.90M€2.14M▲
Fixed assets21/28€46k€28k▼
Tangible fixed assets22/27€41k€23k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€36k€20k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€6k€6k=
Current assets29/58€1.86M€2.11M▲
Amounts receivable within one year40/41€360k€279k▼
Trade receivables40€331k€265k▼
Other amounts receivable41€29k€14k▼
Current investments50/53€850k€853k▲
Cash at bank and in hand54/58€648k€977k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.90M€2.14M▲
Equity10/15€1.84M€2.13M▲
Contributions10/11€12k€12k=
Reserves13€1.83M€2.12M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.83M€2.12M▲
Amounts payable17/49€60k€9k▼
Amounts payable within one year42/48€60k€9k▼
Trade debts44€51k€3k▼
Suppliers440/4€51k€3k▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€492k€426k▼
Operating profit (loss)9901€471k€403k▼
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€-1k€3k▲
Recurring financial charges65€-1k€3k▲
Profit (loss) for the period before taxes9903€478k€409k▼
Income taxes67/77€149k€124k▼
Profit (loss) for the period9904€330k€285k▼
Profit (loss) for the period to be appropriated9905€330k€285k▼
Appropriation of the result
Profit (loss) to be appropriated9906€330k€285k▼
Transfer from equity791/2€368k-
Transfer to equity691/2€330k€285k▼
To other reserves6921€330k€285k▼
Profit to be distributed694/7€368k-
Return on contributions (dividend)694€368k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Liquidity times 7current ratio 228.11
Current ratio from 30.83 to 228.11; short-term debt falls from €60k to €9k.
31-12
Financial
Equity above €2MEq €2.13M ▲15.4%
7 profitable years in a row build equity to €2.13M.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €389k ▲266%
Operating result €554k, net result €389k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 215.08
Current ratio from 58.65 to 215.08; short-term debt falls from €23k to €8k.
10-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €106k ▼47.7%
Net result drops to €106k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 58.65
Current ratio from 27.38 to 58.65; short-term debt falls from €46k to €23k.
19-11
State Gazette act
Board meeting · Power of attorney
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groothertogstraat 521040 EtterbeekGround area
132 m²
Building footprint
74 m²
Volume, LiDAR
830 m³
Parcel 21363B0428/00H005, Brussels · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0428/00H005 | Brussels | 132 m² | 1 · 74 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 2,577 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-02-2007
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.