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Tom Van Havermaet

Active
Private limited companyfounded 2023active for 3 yearsHeikant 2 BW05, 9240 Zele, BelgiumKBO/BCE: BE 0805.486.713
Summary

Tom Van Havermaet has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217,747 and a net result of €97,793. Its solvency ranks better than 78% of 15,782 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-09-2023 Normal situation
Activity
Activities of company auditors NACE 69203
Establishment unit
2.349.240.822 9240 Zele, since 05-09-2023
Financial year end
31 December
Peppol
Reachable since 17-09-2025

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€142,702
▼ 5.3%
Turnover
≈ €260,000
estimated
Profit
€97,793
▼ 6.8%
Equity
€217,747
▲ 81.5%
Total assets
€270,202
▲ 52.9%
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 4.43, cash €91,934Equity €217,747 (80.6% of total assets)Figures for financial year 2025 (filed on 09-06-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 83% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 100+7
equity 80.6% of total assets
Liquidity 87+1
short-term debt 19.4% · cash 34.0%
Profitability 100=
return on assets 36.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025highest value 06-2025: 0.4%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.43 (3.11 in 2024), above the usual 1.5. Short-term debt is 19.4% and cash 34% of total assets. 19.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 78% on liquidity, 82% on profitability and 87% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 4.43, cash €91,934
NBB · annual accounts
lowers risk · Equity €217,747 (80.6% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 09-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
52 days early
2024
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 47 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Equity rose in 2025from €119,954 to €217,747 ▲ 81.5% View
  • Positive: Higher net result than 80% of companies in legal and accountingsector median €37,433 · 15,784 companies €97,793 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €15,000 · Appointment: Tom Van Havermaet (director)
All 4 events

Comparable companies

These companies have the same main activity as Tom Van Havermaet: activities of company auditors (NACE 69203). They are comparable in size and age: total assets between €218,000 and €300,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
Tom Van Havermaet Zele€270,202€142,702
F. DE MEE Bertem€259,197€136,579
Kevin Veestraeten Bertem€291,101€134,054
CVDS Réviseur d'Entreprises Silly€300,193€136,001
E. DE NEVE Aalter€242,209€110,324
Vincent Slembrouck Oudenaarde€218,322€103,518
L. VYVEY Zwevegem€274,464€170,464
Full comparison

Key facts about Tom Van Havermaet

What is the company number of Tom Van Havermaet?
The company number of Tom Van Havermaet is 0805.486.713. The VAT number is the same number with BE in front: BE 0805.486.713.
Where is Tom Van Havermaet based?
The registered office is at Heikant 2 BW05, 9240 Zele.Company details
What does Tom Van Havermaet do?
According to the KBO register, the main activity is activities of company auditors (NACE 69203).
What is the legal form of Tom Van Havermaet?
The legal form of Tom Van Havermaet is Private limited company (BV).
When was Tom Van Havermaet founded?
Tom Van Havermaet was founded on 05-09-2023.
Is Tom Van Havermaet still active?
Yes, Tom Van Havermaet is an active enterprise in the KBO register.
What is the turnover of Tom Van Havermaet?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €142,702 and 48 comparable companies (NACE 692). It probably lies between €200,000 and €320,000.Financials
Is Tom Van Havermaet profitable?
In financial year 2025, Tom Van Havermaet made a profit of €97,793.
Where can I find the annual accounts of Tom Van Havermaet?
Tom Van Havermaet filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Tom Van Havermaet due?
Tom Van Havermaet must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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