Tom Thys Architecten
ActiveTom Thys Architecten has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €72k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+1
Solvency50▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.39 in 2024; short-term debt: 14.4% and cash: 12.2% of total assets), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.3%
Return on assets
8.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €221k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
8 d early
2022
7 d early
2021
31 d late
2020
19 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k▲ 48.4%
2024 · €149k
2018: €243k
2019: €179k
2020: €188k
2021: €180k
2022: €209k
2023: €86k
2024: €149k
2018 → 2025
Total assets
€873k▲ 5.7%
2024 · €826k
2018: €323k
2019: €266k
2020: €252k
2021: €661k
2022: €864k
2023: €988k
2024: €826k
2018 → 2025
Net result
€72k▲ 14.1%
2024 · €63k
2018: €79k
2019: €24k
2020: €8k
2021: €-8k
2022: €29k
2023: €10k
2024: €63k
2018 → 2025
Working capital
€27k
2024 · €-70k
2018: €215k
2019: €156k
2020: €165k
2021: €163k
2022: €186k
2023: €-123k
2024: €-70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€209k▲ 16.3%€86k▼ 59.0%€149k▲ 73.6%€221k▲ 48.4%
Operating result€-3k-€37k€18k▼ 51.4%€90k▲ 396%€107k▲ 19.4%
Net result€-8k-€29k€10k▼ 66.4%€63k▲ 543%€72k▲ 14.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €873k
Fixed assets
€720k▼ 7.8%
Current assets
€153k▲ 246%
Equity and liabilities €873k
Equity
€221k▲ 48.4%
Debt
€652k▼ 3.6%
The debt ratio falls from 82.0% to 74.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€170k▲
2024 · €151k
Cash flow
€135k▲
2024 · €124k
Solvency
25.3%▲
2024 · 18.0%
Current ratio
1.21▲
2024 · 0.39
Quick ratio
1.21▲
2024 · 0.39
Debt / equity
2.95▼
2024 · 4.54
ROE
32.6%▼
2024 · 42.4%
ROA
8.3%▲
2024 · 7.7%
Interest coverage
25.47▲
2024 · 20.99
Debt
€652k▼
2024 · €677k
Debt ≤ 1 year
€126k▲
2024 · €114k
Debt > 1 year
€526k▼
2024 · €563k
Income taxes
€29k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€826k€873k▲
Fixed assets21/28€782k€720k▼
Tangible fixed assets22/27€782k€720k▼
Land and buildings22€766k€711k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€44k€153k▲
Amounts receivable within one year40/41€13k€39k▲
Trade receivables40€2k€38k▲
Other amounts receivable41€12k€1k▼
Cash at bank and in hand54/58€25k€107k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€826k€873k▲
Equity10/15€149k€221k▲
Contributions10/11€6k€6k=
Reserves13€143k€215k▲
Distributable reserves133€143k€215k▲
Amounts payable17/49€677k€652k▼
Amounts payable after more than one year17€563k€526k▼
Financial debts170/4€563k€520k▼
Other amounts payable178/9-€6k
Amounts payable within one year42/48€114k€126k▲
Current portion of amounts payable after more than one year42€43k€43k▲
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€24k€15k▼
Suppliers440/4€24k€15k▼
Taxes, remuneration and social security45€23k€60k▲
Taxes450/3€20k€57k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€21k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€63k▲
Other operating charges640/8€13k€11k▼
Gross operating margin9900€164k€181k▲
Operating profit (loss)9901€90k€107k▲
Financial income75/76B€44-
Recurring financial income75€44-
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€83k€101k▲
Income taxes67/77€20k€29k▲
Profit (loss) for the period9904€63k€72k▲
Profit (loss) for the period to be appropriated9905€63k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€72k▲
Transfer to equity691/2€63k€72k▲
To other reserves6921€63k€72k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 1.21
Current ratio from 0.39 to 1.21.
31-12
Financial
Equity above €200kEq €221k ▲48.4%
4 profitable years in a row build equity to €221k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €149k ▲73.6%
3 profitable years in a row build equity to €149k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 8.35
Current ratio from 3.92 to 8.35; short-term debt falls from €56k to €25k.
31-12
Financial
Equity above €200kEq €209k ▲16.3%
Equity rises from €180k to €209k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-8k ▼193%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werkhuizenstraat 191080 Sint-Jans-MolenbeekGround area
573 m²
Building footprint
570 m²
Volume, LiDAR
10,724 m³
Parcel 21012A0226/00M002, Brussels · tallest building 22.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Werkhuizenstraat 19, 1080 Sint-Jans-Molenbeek
since 20042.191.781.712
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0226/00M002 | Brussels | 573 m² | 1 · 570 m² | 22.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 5,027 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2005
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.