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TOM RENOV

Active
Private limited companyfounded 20241 yr activeChemin de Chièvres(L) 67, 7860 Lessines, BelgiumKBO/BCE: BE 1017.546.430
Summary

The computed 12-month bankruptcy probability of TOM RENOV is 2.1% (moderate). The 2024 annual accounts show equity of €2,538 and a net result of €538. Its solvency ranks better than 31% of 9973 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability50
Solvency49
Growth-
Track record67
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
23.5%
Return on assets
5%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TOM RENOV was incorporated on 17 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€2,538
Total assets
€10,784
Net result
€538
Working capital
-€2,395

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €10,784
Fixed assets €4,933
Current assets €5,851
Equity and liabilities €10,784
Equity €2,538
Debt €8,246
Debt finances 76.5% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€740
Cash flow
€605
Current ratio
0.71
Debt to equity
3.25
ROE
21.2%
ROA
5.0%
Debt ≤ 1 year
€8,246
Income taxes
€134

Peer companies

Historical observation

Of the 294 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
2.4% went bankrupt
2.0% stopped otherwise
96% still going

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 294 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 30 lines
Balance sheet Code2024
Assets
Total assets20/58€10,784
Fixed assets21/28€4,933
Tangible fixed assets22/27€4,933
Plant, machinery and equipment23€3,946
Furniture and vehicles24€987
Current assets29/58€5,851
Amounts receivable within one year40/41€3,851
Trade receivables40€3,516
Other amounts receivable41€335
Cash at bank and in hand54/58€2,000
Equity and liabilities
Total equity and liabilities10/49€10,784
Equity10/15€2,538
Contributions10/11€2,000
Profit (loss) carried forward14€538
Amounts payable17/49€8,246
Amounts payable within one year42/48€8,246
Trade debts44€7,921
Suppliers440/4€7,921
Taxes, remuneration and social security45€134
Taxes450/3€134
Other amounts payable47/48€190
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67
Other operating charges640/8€159
Gross operating margin9900€899
Operating profit (loss)9901€672
Profit (loss) for the period before taxes9903€672
Income taxes67/77€134
Profit (loss) for the period9904€538
Profit (loss) for the period to be appropriated9905€538
Appropriation of the result
Profit (loss) to be appropriated9906€538

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67
Other operating charges640/8€159
Gross operating margin9900€899
Operating profit (loss)9901€672
Profit (loss) for the period before taxes9903€672
Income taxes67/77€134
Profit (loss) for the period9904€538
Profit (loss) for the period to be appropriated9905€538
Line2024
Assets
Total assets20/58€10,784
Fixed assets21/28€4,933
Tangible fixed assets22/27€4,933
Plant, machinery and equipment23€3,946
Furniture and vehicles24€987
Current assets29/58€5,851
Amounts receivable within one year40/41€3,851
Trade receivables40€3,516
Other amounts receivable41€335
Cash at bank and in hand54/58€2,000
Equity and liabilities
Total equity and liabilities10/49€10,784
Equity10/15€2,538
Contributions10/11€2,000
Profit (loss) carried forward14€538
Amounts payable17/49€8,246
Amounts payable within one year42/48€8,246
Trade debts44€7,921
Suppliers440/4€7,921
Taxes, remuneration and social security45€134
Taxes450/3€134
Other amounts payable47/48€190
Line2024
Profit (loss) for the period9904€538
+ Depreciation and write-downs630€67
Operating cash flow (approximation)€605

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lessines · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
804 m²
Building footprint
70 m²
Volume, LiDAR
599 m³
Parcel 55023C0575/00M002, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de Chièvres(L) 67, 7860 Lessines
Demolition
since 20242.374.640.271
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55023C0575/00M002 Wallonia 804 m² 1 · 70 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,453 companies in this sector we hold annual accounts for 1,059. 226 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41003General construction of other non-residential buildings
41001General construction of residential buildings
43990Other specialised construction activities
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017546430
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.