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TOM'RECA

Active
Private limited companyfounded 20251 yr activeAvenue de la Station 63, 4130 Esneux, BelgiumKBO/BCE: BE 1021.694.862
Summary

The computed 12-month bankruptcy probability of TOM'RECA is 5.0% (elevated). The 2025 annual accounts show negative equity (-€30,303) and a net result of -€32,303. Its solvency ranks better than 17% of 15408 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€102,154total assets 2025
Staff
5.3 FTE
Equity
-€30,303
Loss
-€32,303
Turnover not published (abridged schema)
Financial health
35 Weak Checked score 2025
Bankruptcy chance 12 m
5.0%
Structure
Accounts 19 d early0 of 1 deed read
Why 35- Sector Food and beverage service activities (NACE 56)- Founded in 2025- Negative equity -€30,303- Liquidity: current ratio 0.28, cash €6,709Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 9% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 0
equity -29.7% of total assets
Liquidity 8
short-term debt 129.7% · cash 6.6%
Profitability 0
return on assets -31.6%
Bankruptcy probability, 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,529 companies)
Last 24 months 04-2026: 3.9%lowest value 05-2026: 3.9%● 0.0% vs 04-2026lowest value 06-2026: 4.0%▲ +2.3% vs 05-2026 07-2026: 4.4%▲ +9.6% vs 06-2026 08-2026: 4.8%▲ +10.9% vs 07-2026 09-2026: 5.0%▲ +3.7% vs 08-2026highest value 10-2026: 5.0%● 0.0% vs 09-2026highest value
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Founded in 2025 raises the probability for this profile
  • Negative equity -€30,303 raises the probability
  • Liquidity: current ratio 0.28, cash €6,709 raises the probability
No credit on open account
Liquidity short (current ratio 0.28; short-term debt: 129.7% and cash: 6.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 8%, profitability 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Negative equity -€30,303
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.28, cash €6,709
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
19 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€30,303 View
  • Caution: Among the weakest 8% on net resultsector median €4,933 · 15,387 companies -€32,303 View
  • Total assets 2025first fiscal year filed €102,154 View

By topic

Financials

Fiscal year
2025
Total assets
€102,154
Loss
-€32,303
Solvency
-29.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
31-03-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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