Filings
The 2024 accounts came latest: 16 days after the end of the period.
The 2024 accounts came latest: 16 days after the end of the period.
Higher solvency than 94% of companies in construction of buildings. Sector median 42.9% · 9,462 companies.
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 68% on liquidity, 20% on profitability and 32% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,440 companies had the same profile as TOM PROJECTS has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TOM PROJECTS itself: 1.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for TOM PROJECTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 9.34 (8.67 in 2024), above the usual 1.5. Short-term debt is 10.7% and cash 10.8% of total assets. 11.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 3 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| TOM PROJECTS Lede | €265,408 | -€5,075 | 88.5% | - |
| VierWerf17 Assenede | €200,993 | -€4,722 | 45.6% | - |
| LV Patrimo Tervuren | €294,139 | -€1,805 | 12.7% | 0 |
| @Famili Durbuy | €312,720 | -€1,310 | 3.9% | - |
| IKNIK Turnhout | €345,532 | -€94,941 | -39.5% | - |
| ECOWONEN Lubbeek | €249,937 | -€6,799 | 2.5% | - |
| BOUWWERKEN TEUGELS Kapelle-op-den-Bos | €300,549 | -€27,232 | 38.2% | - |
These companies have the same main activity as TOM PROJECTS: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €201,000 and €346,000, founded between 2018 and 2021.
TOM PROJECTS files the micro format. That format states no turnover. The gross margin fell from €123,567 in 2021 to -€5,075 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 94% of 9,462 companies in 2025.
Higher than 95% of 9,210 companies in 2025.
Higher than 21% of 9,282 companies in 2025.
Net result: bottom quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
265,408 | 275,030 | 277,510 | 291,630 | 366,490 | |
21/28 |
- | 6,648 | 8,079 | 9,633 | 9,063 | |
22/27 |
- | 6,648 | 8,079 | 9,633 | 9,063 | |
23 |
- | 1,847 | 2,756 | 3,665 | 3,690 | |
24 |
- | 4,801 | 5,322 | 5,967 | 5,373 | |
29/58 |
265,408 | 268,382 | 269,431 | 281,997 | 357,427 | |
3 |
235,974 | 235,974 | 235,974 | 27,815 | 276,455 | |
30/36 |
235,974 | 235,974 | 235,974 | 315 | 276,455 | |
37 |
- | - | - | 27,500 | - | |
40/41 |
- | 10,633 | 15,142 | 24,067 | 14,972 | |
40 |
- | 8,505 | 15,142 | 23,531 | 6,175 | |
41 |
- | 2,128 | - | 535 | 8,797 | |
54/58 |
28,553 | 20,908 | 16,883 | 229,357 | 54,844 | |
490/1 |
881 | 867 | 1,433 | 759 | 11,156 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
265,408 | 275,030 | 277,510 | 291,630 | 366,490 | |
10/15 |
234,994 | 240,656 | 228,075 | 226,428 | 135,946 | |
10/11 |
50,000 | 50,000 | 50,000 | 50,000 | 50,000 | |
13 |
184,994 | 190,656 | 178,075 | 176,428 | 85,946 | |
133 |
184,994 | 190,656 | 178,075 | 176,428 | 85,946 | |
17/49 |
30,414 | 34,374 | 49,436 | 65,201 | 230,545 | |
17 |
- | - | - | - | 170,000 | |
170/4 |
- | - | - | - | 170,000 | |
42/48 |
28,412 | 30,952 | 45,377 | 61,765 | 49,764 | |
44 |
821 | 874 | 6,366 | 2,229 | 5,103 | |
440/4 |
821 | 874 | 6,366 | 2,229 | 5,103 | |
45 |
8,741 | 12,015 | 5,335 | 30,716 | 25,035 | |
450/3 |
1,241 | 4,515 | 4,835 | 25,466 | 23,285 | |
454/9 |
7,500 | 7,500 | 500 | 5,250 | 1,750 | |
47/48 |
18,850 | 18,063 | 33,677 | 28,820 | 19,626 | |
492/3 |
2,002 | 3,422 | 4,058 | 3,436 | 10,781 | |
| Income statement | ||||||
76A |
- | 314 | - | - | - | |
9900 |
-5,075 | 19,607 | 6,774 | 119,794 | 123,567 | |
630 |
- | 1,425 | 1,554 | 1,490 | 438 | |
640/8 |
539 | 688 | 550 | 854 | 1,626 | |
9901 |
-5,615 | 17,494 | 4,670 | 117,449 | 121,502 | |
75/76B |
- | - | - | - | 423 | |
75 |
- | - | - | - | 423 | |
65/66B |
149 | 1,184 | 1,404 | 2,258 | 14,003 | |
65 |
149 | 1,184 | 1,404 | 2,258 | 14,003 | |
9903 |
-5,763 | 16,310 | 3,266 | 115,191 | 107,922 | |
67/77 |
-101 | 3,728 | 787 | 23,808 | 21,976 | |
9904 |
-5,662 | 12,582 | 2,479 | 91,383 | 85,946 | |
9905 |
-5,662 | 12,582 | 2,479 | 91,383 | 85,946 | |
| Appropriation of the result | ||||||
9906 |
-5,662 | 12,582 | 2,479 | 91,383 | 85,946 | |
791/2 |
5,662 | - | - | - | - | |
691/2 |
- | 12,582 | 1,646 | 90,483 | 85,946 | |
6921 |
- | 12,582 | 1,646 | 90,483 | 85,946 | |
694/7 |
- | - | 833 | 900 | - | |
694 |
- | - | 833 | 900 | - | |
| Document | ||||||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 30-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 30-04-2026 | 2026-00105559 | |
| 30-09-2024 | micro format | 16-05-2025 | 2025-00100422 | |
| 30-09-2023 | micro format | 30-04-2024 | 2024-00083691 | |
| 30-09-2022 | micro format | 27-04-2023 | 2023-00077831 | |
| 30-09-2021 | micro format | 03-05-2022 | 2022-20021845 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| - | 18,919 | 6,224 | 118,940 | 121,940 | ||
| - | 14,007 | 4,033 | 92,873 | 86,384 | ||
| - | -6 | 0 | 2,060 | 9,502 | ||
| 7,645 | 4,025 | -212,474 | 174,512 | - | ||
| 236,996 | 237,430 | 224,054 | 220,232 | 307,664 | ||
| 88.5% | 87.5% | 82.2% | 77.6% | 37.1% | ||
| 9.34 | 8.67 | 5.94 | 4.57 | 7.18 | ||
| 1.04 | 1.05 | 0.74 | 4.12 | 1.63 | ||
| 0.13 | 0.14 | 0.22 | 0.29 | 1.70 | ||
| -2.4% | 5.2% | 1.1% | 40.4% | 63.2% | ||
| -2.1% | 4.6% | 0.9% | 31.3% | 23.5% | ||
| - | 15.98 | 4.43 | 52.67 | 8.71 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €2,060 | €9,502 |
| - | €1,425 | €1,554 | €1,490 | €438 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €5,615, after a profit of €17,494 in 2024. It is the lowest result since 2021.
Debt's share of the balance-sheet total falls from 12.5% to 11.5%. Equity and debt are lower.
TOM PROJECTS has no parent and no holdings in its annual accounts. VAN dEN ABBEELE Tom Hedwige Maurice is the only director. TOM PROJECTS shares no director with another company.
| DOUCHERENOVATIES
registered office since 03-07-2024 · founded in 2024 |
total assets €211,368 (2025) 1011.095.039 |
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 24 April 2020, TOM PROJECTS was incorporated as a private limited company by one natural person, with a starting capital of €50,000.12 In 2023 the registered office moved to Lede.3 VAN dEN ABBEELE Tom Hedwige Maurice is director of the company, appointed by deed of 28-04-2020.2 Total assets went from €366,490 in 2021 to €265,408 in 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Olmendreefrede 40 registered office 9340 Lede | 24-04-2020 | 2.302.607.873 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 41034C0347/00F000 | 566 m² | 1 · 141 m² | 9.5 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0746.495.667
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