TOM OSTYN
ActiveTOM OSTYN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €11k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 4444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-4
Solvency69▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 2.33 in 2024; short-term debt: 21.5% and cash: 25.8% of total assets), but 56.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.9%
Return on assets
5.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
78 d early
2023
47 d early
2022
46 d early
2021
9 d early
2020
1 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▲ 14.9%
2024 · €75k
2018: €24k
2019: €30k
2020: €42k
2021: €46k
2022: €49k
2023: €61k
2024: €75k
2018 → 2025
Total assets
€197k▼ 7.7%
2024 · €213k
2018: €151k
2019: €165k
2020: €187k
2021: €228k
2022: €211k
2023: €183k
2024: €213k
2018 → 2025
Net result
€11k▼ 42.6%
2024 · €20k
2018: €9k
2019: €6k
2020: €12k
2021: €4k
2022: €3k
2023: €12k
2024: €20k
2018 → 2025
Working capital
€100k▲ 19.6%
2024 · €84k
2018: €80k
2019: €78k
2020: €94k
2021: €86k
2022: €103k
2023: €79k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€49k▲ 6.2%€61k▲ 25.0%€75k▲ 23.8%€86k▲ 14.9%
Operating result€8k-€8k▼ 4.3%€21k▲ 169%€31k▲ 50.4%€23k▼ 27.0%
Net result€4k-€3k▼ 29.7%€12k▲ 331%€20k▲ 60.5%€11k▼ 42.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€54k▼ 18.4%
Current assets
€143k▼ 2.8%
Equity and liabilities €197k
Equity
€86k▲ 14.9%
Debt
€110k▼ 20.0%
The debt ratio falls from 64.7% to 56.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €56k
Cash flow
€37k▼
2024 · €44k
Solvency
43.9%▲
2024 · 35.3%
Current ratio
3.37▲
2024 · 2.33
Quick ratio
2.09▲
2024 · 1.51
Debt / equity
1.28▼
2024 · 1.83
ROE
13.0%▼
2024 · 26.0%
ROA
5.7%▼
2024 · 9.2%
Interest coverage
8.24▼
2024 · 10.58
Debt
€110k▼
2024 · €138k
Debt ≤ 1 year
€42k▼
2024 · €63k
Debt > 1 year
€64k▼
2024 · €75k
Income taxes
€6k▼
2024 · €6k
Staff costs
€92k▲
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€197k▼
Fixed assets21/28€66k€54k▼
Tangible fixed assets22/27€66k€54k▼
Land and buildings22€2k€4k▲
Plant, machinery and equipment23€19k€22k▲
Furniture and vehicles24€45k€28k▼
Current assets29/58€147k€143k▼
Stocks and contracts in progress3€52k€54k▲
Stocks30/36€52k€48k▼
Contracts in progress37-€6k
Amounts receivable within one year40/41€37k€35k▼
Trade receivables40€32k€35k▲
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€56k€51k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€213k€197k▼
Equity10/15€75k€86k▲
Contributions10/11€20k€20k=
Reserves13€55k€66k▲
Distributable reserves133€55k€66k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€138k€110k▼
Amounts payable after more than one year17€75k€64k▼
Financial debts170/4€47k€34k▼
Other amounts payable178/9€28k€30k▲
Amounts payable within one year42/48€63k€42k▼
Current portion of amounts payable after more than one year42€21k€15k▼
Trade debts44€21k€12k▼
Suppliers440/4€21k€12k▼
Advances received on contracts in progress46€4k€0▼
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€6k€7k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€5k€85▼
Accrued charges and deferred income492/3€4€4k▲
Income statement
Code20242025
Non-recurring operating income76A€8k€0▼
Remuneration, social security and pensions62€87k€92k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€62€4k▲
Gross operating margin9900€145k€147k▲
Operating profit (loss)9901€31k€23k▼
Financial income75/76B€4€11▲
Recurring financial income75€4€11▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€26k€17k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€20k€11k▼
Profit (loss) for the period to be appropriated9905€20k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€11k▼
Transfer to equity691/2€14k€11k▼
To other reserves6921€14k€11k▼
Profit to be distributed694/7€5k€0▼
Directors or managers695€5k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €20k ▲60.5%
Operating result €31k, net result €20k, both a record.
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €3k ▼29.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Amersveldestraat 2298610 KortemarkGround area
2,313 m²
Building footprint
231 m²
Volume, LiDAR
1,200 m³
Parcel 32027A1041/00R000, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
bv Tom Ostyn
since 20092.175.293.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32027A1041/00R000 | Flanders | 2,313 m² | 1 · 231 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 13,136 EUR awarded · 13,136 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,760 EUR | 1,760 EUR |
| 2024 | 2 | 3,216 EUR | 3,216 EUR |
| 2023 | 1 | 7,960 EUR | 7,960 EUR |
| 2022 | 1 | 200 EUR | 200 EUR |
Schemes
Subsidie voor zorgboerderijen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortemark2.175.293.096
Care and welfare
1 service · 0 liveDe Grashalm
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Of 21,210 companies in sector 81300 we hold annual accounts for 4,360. 3,637 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2008
Fiscal year end30-09
Activities, NACEBEL
81300Landscape service activities
71121Engineering and related technical consultancy, excluding land surveyors
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.