Tom Meuleman
ActiveTom Meuleman has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €636k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency22▲+2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.33 in 2024), and 97.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.7%
Return on assets
92.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 12637 sector peers (2025).
NBB · sector comparisonPosition among 12637 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
158 d early
2024
169 d early
2023
119 d early
2022
150 d early
2021
144 d early
2020
99 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2018: €274k
2019: €473k
2020: €693k
2021: €20k
2022: €20k
2023: €19k
2024: €19k
2018 → 2025
Total assets
€688k▼ 16.2%
2024 · €821k
2018: €393k
2019: €698k
2020: €798k
2021: €851k
2022: €1.04M
2023: €948k
2024: €821k
2018 → 2025
Net result
€636k▲ 25.8%
2024 · €506k
2018: €255k
2019: €199k
2020: €220k
2021: €664k
2022: €674k
2023: €594k
2024: €506k
2018 → 2025
Working capital
€205k▲ 1.0%
2024 · €203k
2018: €273k
2019: €444k
2020: €669k
2021: €4k
2022: €202k
2023: €206k
2024: €203k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€19k▼ 9.1%€19k=€19k=
Operating result€886k-€899k▲ 1.4%€788k▼ 12.3%€671k▼ 14.8%€842k▲ 25.3%
Net result€664k-€674k▲ 1.5%€594k▼ 12.0%€506k▼ 14.8%€636k▲ 25.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €688k
Fixed assets
€5k▼ 27.8%
Current assets
€683k▼ 16.1%
Equity and liabilities €688k
Equity
€19k=
Debt
€670k▼ 16.6%
The debt ratio falls from 97.7% to 97.3%: debt is paid down.
Key figures and ratios
EBITDA
€844k▲
2024 · €673k
Cash flow
€638k▲
2024 · €507k
Solvency
2.7%▲
2024 · 2.3%
Current ratio
1.43▲
2024 · 1.33
Quick ratio
1.43▲
2024 · 1.33
Debt / equity
36.10▼
2024 · 43.27
ROA
92.4%▲
2024 · 61.6%
Interest coverage
214.32▲
2024 · 205.64
Debt
€670k▼
2024 · €803k
Debt ≤ 1 year
€478k▼
2024 · €611k
Debt > 1 year
€190k=
2024 · €190k
Income taxes
€208k▲
2024 · €170k
A ratio outside any meaningful range has been withheld (balance sheet total €688k, equity €19k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€821k€688k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€814k€683k▼
Amounts receivable after more than one year29€190k€190k=
Other amounts receivable291€190k€190k=
Amounts receivable within one year40/41€211k€315k▲
Trade receivables40€211k€315k▲
Cash at bank and in hand54/58€407k€170k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€821k€688k▼
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€803k€670k▼
Amounts payable after more than one year17€190k€190k=
Financial debts170/4€190k€190k=
Amounts payable within one year42/48€611k€478k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€179k€144k▼
Taxes450/3€179k€144k▼
Other amounts payable47/48€430k€331k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€294€0▼
Gross operating margin9900€675k€845k▲
Operating profit (loss)9901€671k€842k▲
Financial income75/76B€7k€7k▼
Recurring financial income75€7k€7k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€675k€845k▲
Income taxes67/77€170k€208k▲
Profit (loss) for the period9904€506k€636k▲
Profit (loss) for the period to be appropriated9905€506k€636k▲
Appropriation of the result
Profit (loss) to be appropriated9906€506k€636k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€506k€636k▲
Return on contributions (dividend)694€506k€636k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €674k ▲1.5%
Operating result €899k, net result €674k, both a record.
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 7.49
Current ratio from 2.99 to 7.49; short-term debt falls from €224k to €103k.
31-12
Financial
Equity above €500kEq €693k ▲46.6%
3 profitable years in a row build equity to €693k.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €199k ▼21.9%
Net result drops to €199k, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-02
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
26-02
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Draverstraat 199810 Nazareth-De PinteGround area
741 m²
Building footprint
143 m²
Volume, LiDAR
940 m³
Parcel 44048B0421/00Y000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tom Meuleman
since 20182.271.561.539
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048B0421/00Y000 | Flanders | 741 m² | 1 · 143 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyTom MeulemanBE 0687.467.011
controls
Where this company holds controlthis company sits on their board1
Similar companies · same sector, comparable size
Kurt Cappoen
BE 0687.466.219
Gent · Eq €19k
JEROEN BOCKAERT
BE 0687.468.791
Oosterzele · Eq €19k
Vincent THYRION
BE 0690.891.210
Sint-Pieters-Woluwe · Eq €19k
Jeroen Rans Bedrijfsrevisor
BE 0662.462.488
Leuven · Eq €19k
Eva Van Wonterghem
BE 0699.498.870
Zoersel · Eq €19k
Of 941 companies in sector 69203 we hold annual accounts for 658. 297 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2018
Fiscal year end31-12
Activities, NACEBEL
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.