Tom Lenaerts

Active

Private limited companyfounded 20215 yrs activeGestelsesteenweg 22, 2450 Meerhout, BelgiumKBO/BCE: BE 0764.954.173

Summary

Tom Lenaerts has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €110k and a net result of €109k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 2280 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2024

78 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+100

Solvency81▲+53

Growth78▲+46

Track record94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €8k at 30 days acceptable

Liquidity ample (current ratio 2.21 against 0.68 in 2023; short-term debt: 44.5% and cash: 20.9% of total assets), and 44.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 63

Relative position

BE, all sectors

reference

Sector 63

lower

← fewer bankruptcies more bankruptcies →

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

21222324

2021 to 2024 · latest year €110k

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

34 d early

2023

8 d late

2022

7 d early

2021

45 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€110k▲ 7,737%

2023 · €1k

2021: €34k 2022: €22k 2023: €1k

2021 → 2024

Total assets

€199k▲ 291%

2023 · €51k

2021: €148k 2022: €122k 2023: €51k

2021 → 2024

Net result

€109k

2023 · €-20k

2021: €24k 2022: €-12k 2023: €-20k

2021 → 2024

Working capital

€106k

2023 · €-14k

2021: €-25k 2022: €-16k 2023: €-14k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€34k-€22k▼ 36.2%€1k▼ 93.6%€110k▲ 7,737%

Operating result€34k-€-11k€-20k▼ 89.1%€163k

Net result€24k-€-12k€-20k▼ 64.9%€109k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €163k after a loss of €20k in 2023, the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €199k

98.1%

Fixed assets €4k ▼ 81.9%

Current assets €195k ▲ 561%

Equity and liabilities €199k

55.5%

44.5%

Equity €110k ▲ 7,737%

Debt €88k ▲ 79.0%

Debt's share of the balance-sheet total falls from 97.2% to 44.5%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€181k▲

2023 · €-2k

Cash flow

€126k▲

2023 · €-2k

Current ratio

2.21▲

2023 · 0.68

Debt to equity

0.80▼

2023 · 35.05

ROE

98.7%

ROA

54.8%▲

2023 · -40.3%

Interest coverage

37.78▲

2023 · -38.12

Debt ≤ 1 year

€88k▲

2023 · €43k

Income taxes

€50k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines

Balance sheet Code20232024

Assets

Total assets20/58€51k€199k▲

Fixed assets21/28€21k€4k▼

Tangible fixed assets22/27€21k€4k▼

Furniture and vehicles24€21k€4k▼

Current assets29/58€29k€195k▲

Amounts receivable within one year40/41€29k€135k▲

Trade receivables40€28k€130k▲

Other amounts receivable41€621€5k▲

Cash at bank and in hand54/58€7€41k▲

Deferred charges and accrued income490/1€856€18k▲

Equity and liabilities

Total equity and liabilities10/49€51k€199k▲

Equity10/15€1k€110k▲

Contributions10/11€10k€10k=

Reserves13€12k€100k▲

Distributable reserves133€12k€100k▲

Profit (loss) carried forward14€-20k-

Amounts payable17/49€49k€88k▲

Amounts payable within one year42/48€43k€88k▲

Trade debts44€1k€13k▲

Suppliers440/4€1k€13k▲

Taxes, remuneration and social security45-€16k

Taxes450/3-€16k

Other amounts payable47/48€42k€60k▲

Accrued charges and deferred income492/3€6k-

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼

Other operating charges640/8€1k€3k▲

Gross operating margin9900€-360€183k▲

Operating profit (loss)9901€-20k€163k▲

Financial income75/76B€0€1▲

Recurring financial income75€0€1▲

Financial charges65/66B€45€5k▲

Recurring financial charges65€45€5k▲

Profit (loss) for the period before taxes9903€-20k€158k▲

Income taxes67/77-€50k

Profit (loss) for the period9904€-20k€109k▲

Profit (loss) for the period to be appropriated9905€-20k€109k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-20k€88k▲

Profit (loss) brought forward from the previous period14P-€-20k

Transfer from equity791/2-€12k

Transfer to equity691/2-€100k

To other reserves6921-€100k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 4Filings 4

2025

27-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €109k

Net result €109k after 2 loss-making years.

31-12

Financial Liquidity triplescurrent ratio 2.21

Current ratio from 0.68 to 2.21.

31-12

Financial Equity above €100kEq €110k ▲7737%

Equity rises from €1k to €110k.

08-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 8 days late

2023

31-12

Financial Weakest financial yearnet €-20k

Net result drops to €-20k, the lowest in the series; recovery starts the following year.

24-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

16-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Meerhout · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gestelsesteenweg 222450 Meerhout

Ground area

1,462 m²

Building footprint

326 m²

Volume, LiDAR

2,377 m³

Parcel 13462C1482/00E002, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Tom Lenaerts

Gestelsesteenweg 22, 2450 MeerhoutComputing infrastructure, data processing, hosting and other information service activities

since 20212.314.505.518

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13462C1482/00E002	Flanders	1,462 m²	1 · 326 m²	12.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Simbli

BE 0683.688.266

Mechelen · Eq €110,343

ALCODA EXPERIENCE

BE 0759.419.928

Oudergem · Eq €110,619

Equal

BE 0776.337.025

Wijnegem · Eq €109,975

Antwerpen · Eq €110,749

Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,253 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-03-2021

Fiscal year end31-12

Activities, NACEBEL 2025

63920Other information service activities

69109Other legal services

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.