Financials
- Fiscal year
- 2025
- Total assets
- €62,071
- Profit
- €26,672
- Solvency
- 41.7%
Total assets▼ 18.3%
Net result
20202025
Tom Kuppens
ActiveThe file of Tom Kuppens contains 2 judicial reorganisation notices and 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 0.9% (low). The 2025 annual accounts show equity of €25,904 and a net result of €26,672. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 9986 sector peers (fiscal year 2025).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€62,071total assets 2025
- Equity
- €25,904
- Profit
- €26,672
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 2 deeds read
Why 68- Judicial reorganisation on record (2 publications, latest 10-03-2025)- Latest accounts 31 days late; 3 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €62,071Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 60% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
67+43
equity 41.7% of total assets
Liquidity
34+22
short-term debt 58.3% · cash 11.5%
Profitability
100+100
return on assets 43.0%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%lowest value
12-2024: 0.8%▲ +1.4% vs 11-2024
04-2026: 3.1%
05-2026: 3.1%▼ -0.6% vs 04-2026
06-2026: 3.4%▲ +9.2% vs 05-2026
07-2026: 3.4%▼ -0.2% vs 06-2026
08-2026: 4.7%▲ +37.2% vs 07-2026highest value
09-2026: 0.9%▼ -80.1% vs 08-2026
10-2026: 0.9%▼ -0.3% vs 09-2026
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Judicial reorganisation on record (2 publications, latest 10-03-2025) raises the probability
- Latest accounts 31 days late; 3 of the last 3 late raises the probability
- Size: total assets €62,071 lowers the probability for this profile
Credit up to €1,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.32 against 0.92 in 2024; short-term debt: 58.3% and cash: 11.5% of total assets), and 58.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 39%, liquidity 15%, profitability 85%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
114 d late
2022
59 d late
2021
187 d late
2020
73 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 88 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Back to profitnet €26,672
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2021
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Back to profit
- 30-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 30-06-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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