Tom Himpe
ActiveSummary
Tom Himpe has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,070 and a net result of €6,783. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 1325 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-7
Solvency40▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.89 in 2024; short-term debt: 84.7% and cash: 28.5% of total assets), and 84.7% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
2.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
6 d early
2023
8 d early
2022
42 d early
2021
16 d late
2020
52 d early
2019
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€50,070▲ 15.7%
2024 · €43,286
Total assets
€327,294▼ 6.7%
2024 · €350,975
Net result
€6,783▼ 72.5%
2024 · €24,686
Working capital
-€119,938▼ 528%
2024 · -€19,096
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€8,371€41,061€52,346▲ 27.5%€34,224▼ 34.6%€9,074▼ 73.5%
Net result-€11,540within the sector's middle half€29,928above the sector's middle half€42,819above the sector's middle half▲ 43.1%€24,686above the sector's middle half▼ 42.3%€6,783within the sector's middle half▼ 72.5%
Equity€81,961within the sector's middle half▼ 12.3%€111,889within the sector's middle half▲ 36.5%€154,708within the sector's middle half▲ 38.3%€43,286within the sector's middle half▼ 72.0%€50,070within the sector's middle half▲ 15.7%
Total assets€321,876within the sector's middle half▲ 90.9%€333,408within the sector's middle half▲ 3.6%€351,086within the sector's middle half▲ 5.3%€350,975within the sector's middle half=€327,294within the sector's middle half▼ 6.7%
Debt€239,914▲ 219%€221,519▼ 7.7%€196,378▼ 11.3%€307,689▲ 56.7%€277,225▼ 9.9%
Working capital€48,103above the sector's middle half▼ 25.9%€67,895above the sector's middle half▲ 41.1%€95,317above the sector's middle half▲ 40.4%-€19,096within the sector's middle half-€119,938within the sector's middle half▼ 528%
Solvency25.5%within the sector's middle half▼ 30.0pp33.6%within the sector's middle half▲ 8.1pp44.1%within the sector's middle half▲ 10.5pp12.3%within the sector's middle half▼ 31.7pp15.3%within the sector's middle half▲ 3.0pp
Current ratio2.11above the sector's middle half▼ 0.232.34above the sector's middle half▲ 0.232.86above the sector's middle half▲ 0.520.89within the sector's middle half▼ 1.970.57within the sector's middle half▼ 0.33
Return on assets (ROA)-3.6%within the sector's middle half▼ 23.5pp9.0%above the sector's middle half▲ 12.6pp12.2%above the sector's middle half▲ 3.2pp7.0%above the sector's middle half▼ 5.2pp2.1%within the sector's middle half▼ 5.0pp
Staff (FTE)11=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327,294
Fixed assets
€170,159 ▼ 10.6%
Current assets
€157,135 ▼ 2.1%
Equity and liabilities €327,294
Equity
€50,070 ▲ 15.7%
Debt
€277,225 ▼ 9.9%
Debt's share of the balance-sheet total falls from 87.7% to 84.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,844▼
2024 · €50,390
Cash flow
€11,554▼
2024 · €40,853
Debt to equity
5.54▼
2024 · 7.11
ROE
13.5%▼
2024 · 57.0%
Interest coverage
7.50▼
2024 · 23.49
Debt ≤ 1 year
€277,073▲
2024 · €179,654
Debt > 1 year
€0▼
2024 · €127,716
Income taxes
€1,838▼
2024 · €9,780
Staff costs
€4,470▲
2024 · €4,198
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
1.6%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €17,346 | - |
| Remuneration, social security and pensions62 | €3,279 | €3,775 | €3,852 | €4,198 | €4,470 | ▲ 6.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,780 | €15,403 | €15,476 | €16,166 | €4,770 | ▼ 70.5% |
| Other operating charges640/8 | €6,462 | €460 | €1,623 | €2,446 | €2,245 | ▼ 8.2% |
| Gross operating margin9900 | €46,150 | €60,699 | €73,297 | €57,034 | €20,558 | ▼ 64.0% |
| Operating profit (loss)9901 | -€8,371 | €41,061 | €52,346 | €34,224 | €9,074 | ▼ 73.5% |
| Financial income75/76B | €0 | €444 | €1,889 | €2,388 | €1,394 | ▼ 41.6% |
| Recurring financial income75 | €0 | €444 | €1,889 | €2,388 | €1,394 | ▼ 41.6% |
| Financial charges65/66B | €3,035 | €4,995 | €200 | €2,145 | €1,846 | ▼ 13.9% |
| Recurring financial charges65 | €3,035 | €4,995 | €200 | €2,145 | €1,846 | ▼ 13.9% |
| Profit (loss) for the period before taxes9903 | -€11,406 | €36,511 | €54,035 | €34,466 | €8,621 | ▼ 75.0% |
| Income taxes67/77 | €134 | €6,583 | €11,216 | €9,780 | €1,838 | ▼ 81.2% |
| Profit (loss) for the period9904 | -€11,540 | €29,928 | €42,819 | €24,686 | €6,783 | ▼ 72.5% |
| Profit (loss) for the period to be appropriated9905 | -€11,540 | €29,928 | €42,819 | €24,686 | €6,783 | ▼ 72.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €321,876 | €333,408 | €351,086 | €350,975 | €327,294 | ▼ 6.7% |
| Fixed assets21/28 | €230,422 | €215,019 | €204,571 | €190,418 | €170,159 | ▼ 10.6% |
| Tangible fixed assets22/27 | €230,422 | €215,019 | €204,571 | €190,418 | €170,159 | ▼ 10.6% |
| Land and buildings22 | €185,175 | €180,866 | €176,558 | €172,250 | €170,104 | ▼ 1.2% |
| Plant, machinery and equipment23 | - | - | - | €1,394 | €0 | ▼ 100% |
| Furniture and vehicles24 | €32,521 | €23,668 | €19,770 | €10,774 | €55 | ▼ 99.5% |
| Other tangible fixed assets26 | €12,726 | €10,484 | €8,242 | €6,001 | €0 | ▼ 100% |
| Current assets29/58 | €91,454 | €118,389 | €146,516 | €160,557 | €157,135 | ▼ 2.1% |
| Amounts receivable after more than one year29 | - | €50,000 | €50,000 | €50,000 | €0 | ▼ 100% |
| Other amounts receivable291 | - | €50,000 | €50,000 | €50,000 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €13,549 | €0 | €18,535 | €16,283 | €40,616 | ▲ 149% |
| Trade receivables40 | €11,749 | €0 | €16,635 | €15,813 | €40,000 | ▲ 153% |
| Other amounts receivable41 | €1,800 | €0 | €1,900 | €470 | €616 | ▲ 31.2% |
| Current investments50/53 | - | €20,513 | €22,760 | €22,760 | €22,760 | = |
| Cash at bank and in hand54/58 | €75,648 | €46,529 | €53,221 | €67,698 | €93,296 | ▲ 37.8% |
| Deferred charges and accrued income490/1 | €2,257 | €1,346 | €1,999 | €3,817 | €463 | ▼ 87.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €321,876 | €333,408 | €351,086 | €350,975 | €327,294 | ▼ 6.7% |
| Equity10/15 | €81,961 | €111,889 | €154,708 | €43,286 | €50,070 | ▲ 15.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €63,361 | €93,289 | €136,108 | €24,686 | €31,470 | ▲ 27.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €61,501 | €91,429 | €136,108 | €24,686 | €31,470 | ▲ 27.5% |
| Profit (loss) carried forward14 | €0 | - | - | €0 | €0 | - |
| Amounts payable17/49 | €239,914 | €221,519 | €196,378 | €307,689 | €277,225 | ▼ 9.9% |
| Amounts payable after more than one year17 | €196,211 | €170,688 | €144,860 | €127,716 | €0 | ▼ 100% |
| Financial debts170/4 | €196,211 | €170,688 | €144,860 | €127,716 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €43,351 | €50,494 | €51,199 | €179,654 | €277,073 | ▲ 54.2% |
| Current portion of amounts payable after more than one year42 | €26,587 | €26,907 | €27,230 | €18,563 | €129,153 | ▲ 596% |
| Financial debts43 | €55 | €1,023 | €543 | €0 | - | - |
| Credit institutions430/8 | €55 | €1,023 | €543 | €0 | - | - |
| Trade debts44 | €522 | €1,540 | €2,156 | €2,739 | €6,857 | ▲ 150% |
| Suppliers440/4 | €522 | €1,540 | €2,156 | €2,739 | €6,857 | ▲ 150% |
| Taxes, remuneration and social security45 | €12,037 | €13,731 | €13,228 | €13,215 | €4,650 | ▼ 64.8% |
| Taxes450/3 | €8,647 | €10,237 | €9,980 | €9,846 | €4,146 | ▼ 57.9% |
| Remuneration and social security454/9 | €3,390 | €3,494 | €3,248 | €3,368 | €505 | ▼ 85.0% |
| Other amounts payable47/48 | €4,149 | €7,293 | €8,042 | €145,136 | €136,412 | ▼ 6.0% |
| Accrued charges and deferred income492/3 | €353 | €336 | €319 | €319 | €152 | ▼ 52.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,540 | €29,928 | €42,819 | €24,686 | €6,783 | ▼ 72.5% |
| + Depreciation and write-downs630 | €44,780 | €15,403 | €15,476 | €16,166 | €4,770 | ▼ 70.5% |
| Operating cash flow (approximation) | €33,239 | €45,331 | €58,295 | €40,853 | €11,554 | ▼ 71.7% |
| Investment in fixed assets (approximation) | - | €0 | -€5,027 | -€2,014 | €15,489 | ▲ 869% |
| Change in cash | - | -€29,119 | €6,692 | €14,476 | €25,598 | ▲ 76.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €42,819 ▲43.1%
Operating result €52,346, net result €42,819, both a record.
31-12
Financial
Equity above €150,000Eq €154,708 ▲38.3%
2 profitable years in a row build equity to €154,708.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €29,928
Net result €29,928 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €111,889 ▲36.5%
Equity rises from €81,961 to €111,889.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Weakest financial yearnet -€11,540
Net result drops to -€11,540, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Liquidity triplescurrent ratio 3.45
Current ratio from 1.28 to 3.45; short-term debt falls from €77,551 to €23,574.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2015
Ground area
656 m²
Building footprint
113 m²
Volume, LiDAR
591 m³
Parcel 34042A0227/00W000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tom Himpe BVBA
since 20152.241.756.013
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042A0227/00W000 | Flanders | 656 m² | 1 · 113 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 2,548 EUR awarded · 2,548 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 901 EUR | 901 EUR |
| 2024 | 2 | 562 EUR | 562 EUR |
| 2023 | 1 | 482 EUR | 482 EUR |
| 2022 | 1 | 603 EUR | 603 EUR |
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Of 3,007 companies in sector 55203 we hold annual accounts for 694. 501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
E-invoicing
Reachable via Peppol
Peppol ID
0208:0629690346
Also
9925:BE0629690346
Registered
06-09-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.