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TOM HERCK

Active
Private limited companyfounded 20241 yr activeOrdingen-Dorp 48/A, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 1017.607.697
Summary

TOM HERCK has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,450 and a net result of €102,450. Its solvency ranks better than 67% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency79
Growth-
Track record67
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.15; short-term debt: 46.1% and cash: 0.5% of total assets), and 46.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
53.9%
Return on assets
53.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 December 2024, TOM HERCK was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€103,450
Total assets
€191,997
Net result
€102,450
Working capital
€101,906

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €191,997
Fixed assets €1,545
Current assets €190,452
Equity and liabilities €191,997
Equity €103,450
Debt €88,547
Debt finances 46.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€132,056
Cash flow
€102,655
Current ratio
2.15
Quick ratio
0.41
Debt to equity
0.86
ROE
99.0%
ROA
53.4%
Interest coverage
106.41
Debt ≤ 1 year
€88,547
Income taxes
€28,427
Staff costs
€289

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€191,997
Fixed assets21/28€1,545
Tangible fixed assets22/27€1,545
Furniture and vehicles24€1,545
Current assets29/58€190,452
Stocks and contracts in progress3€154,467
Stocks30/36€154,467
Amounts receivable within one year40/41€33,399
Other amounts receivable41€33,399
Cash at bank and in hand54/58€1,053
Deferred charges and accrued income490/1€1,534
Equity and liabilities
Total equity and liabilities10/49€191,997
Equity10/15€103,450
Contributions10/11€1,000
Reserves13€102,450
Distributable reserves133€102,450
Amounts payable17/49€88,547
Amounts payable within one year42/48€88,547
Financial debts43€213
Credit institutions430/8€213
Trade debts44€60,056
Suppliers440/4€60,056
Taxes, remuneration and social security45€28,277
Taxes450/3€28,277
Income statement Code2025
Remuneration, social security and pensions62€289
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€204
Other operating charges640/8€364
Gross operating margin9900€132,709
Operating profit (loss)9901€131,852
Financial income75/76B€267
Recurring financial income75€267
Financial charges65/66B€1,241
Recurring financial charges65€1,241
Profit (loss) for the period before taxes9903€130,877
Income taxes67/77€28,427
Profit (loss) for the period9904€102,450
Profit (loss) for the period to be appropriated9905€102,450
Appropriation of the result
Profit (loss) to be appropriated9906€102,450
Transfer to equity691/2€102,450
To other reserves6921€102,450

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€289
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€204
Other operating charges640/8€364
Gross operating margin9900€132,709
Operating profit (loss)9901€131,852
Financial income75/76B€267
Recurring financial income75€267
Financial charges65/66B€1,241
Recurring financial charges65€1,241
Profit (loss) for the period before taxes9903€130,877
Income taxes67/77€28,427
Profit (loss) for the period9904€102,450
Profit (loss) for the period to be appropriated9905€102,450
Line2025
Assets
Total assets20/58€191,997
Fixed assets21/28€1,545
Tangible fixed assets22/27€1,545
Furniture and vehicles24€1,545
Current assets29/58€190,452
Stocks and contracts in progress3€154,467
Stocks30/36€154,467
Amounts receivable within one year40/41€33,399
Other amounts receivable41€33,399
Cash at bank and in hand54/58€1,053
Deferred charges and accrued income490/1€1,534
Equity and liabilities
Total equity and liabilities10/49€191,997
Equity10/15€103,450
Contributions10/11€1,000
Reserves13€102,450
Distributable reserves133€102,450
Amounts payable17/49€88,547
Amounts payable within one year42/48€88,547
Financial debts43€213
Credit institutions430/8€213
Trade debts44€60,056
Suppliers440/4€60,056
Taxes, remuneration and social security45€28,277
Taxes450/3€28,277
Line2025
Profit (loss) for the period9904€102,450
+ Depreciation and write-downs630€204
Operating cash flow (approximation)€102,655

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Truiden
exact location from the address register On OpenStreetMap
Ground area
737 m²
Building footprint
204 m²
Volume, LiDAR
1,454 m³
Parcel 71048A0055/00C000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71048A0055/00C000 Flanders 737 m² 1 · 204 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,290 companies in sector 47690 we hold annual accounts for 425. 330 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47690Retail sale of other cultural and recreation goods
90111Literary creation
90201Performing arts by independent artists
90391Promotion and organisation of arts and performing arts events
90399Other support activities for arts and performing arts
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017607697
Also 9925:BE1017607697
Registered 10-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.