TOM DEBAERE
ActiveSummary
TOM DEBAERE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193,985 and a net result of €9,586. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 51% of 795 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-17
Solvency74▼-5
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.91 in 2024; short-term debt: 51.1% and cash: 23.4% of total assets), but 51.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.7%
Return on assets
2.4%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 30-09-2025, 61 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
61 d early
2024
26 d early
2023
2 d early
2022
15 d early
2021
15 d early
2020
61 d early
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today. Usually files around 15 November (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-04-2026 close30-09-2026 today30-11-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€193,985▼ 15.6%
2024 · €229,894
Total assets
€398,182▼ 6.2%
2024 · €424,620
Net result
€9,586▼ 56.2%
2024 · €21,865
Working capital
€171,028▼ 3.0%
2024 · €176,342
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€88,058▲ 37.3%€22,757▼ 74.2%€43,606▲ 91.6%€44,912▲ 3.0%€27,277▼ 39.3%
Net result€59,245above the sector's middle half▲ 38.4%€15,106within the sector's middle half▼ 74.5%€24,307within the sector's middle half▲ 60.9%€21,865within the sector's middle half▼ 10.0%€9,586within the sector's middle half▼ 56.2%
Equity€273,423above the sector's middle half▲ 13.8%€204,665above the sector's middle half▼ 25.1%€208,029above the sector's middle half▲ 1.6%€229,894above the sector's middle half▲ 10.5%€193,985above the sector's middle half▼ 15.6%
Total assets€473,294above the sector's middle half▲ 46.7%€396,096above the sector's middle half▼ 16.3%€401,722above the sector's middle half▲ 1.4%€424,620above the sector's middle half▲ 5.7%€398,182above the sector's middle half▼ 6.2%
Debt€199,871▲ 143%€191,431▼ 4.2%€193,693▲ 1.2%€194,726▲ 0.5%€204,198▲ 4.9%
Working capital€123,764above the sector's middle half▼ 34.8%€87,279within the sector's middle half▼ 29.5%€124,051above the sector's middle half▲ 42.1%€176,342above the sector's middle half▲ 42.2%€171,028above the sector's middle half▼ 3.0%
Solvency57.8%within the sector's middle half▼ 16.7pp51.7%within the sector's middle half▼ 6.1pp51.8%within the sector's middle half▲ 0.1pp54.1%within the sector's middle half▲ 2.4pp48.7%within the sector's middle half▼ 5.4pp
Current ratio1.62within the sector's middle half▼ 1.691.46within the sector's middle half▼ 0.161.65within the sector's middle half▲ 0.191.91within the sector's middle half▲ 0.261.84within the sector's middle half▼ 0.07
Return on assets (ROA)12.5%within the sector's middle half▼ 0.8pp3.8%within the sector's middle half▼ 8.7pp6.1%within the sector's middle half▲ 2.2pp5.1%within the sector's middle half▼ 0.9pp2.4%within the sector's middle half▼ 2.7pp
above
within
below
the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398,182
Fixed assets
€23,664 ▼ 56.4%
Current assets
€374,518 ▲ 1.1%
Equity and liabilities €398,182
Equity
€193,985 ▼ 15.6%
Debt
€204,198 ▲ 4.9%
Debt's share of the balance-sheet total rises from 45.9% to 51.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€57,892▼
2024 · €76,122
Cash flow
€40,201▼
2024 · €53,075
Debt to equity
1.05▲
2024 · 0.85
ROE
4.9%▼
2024 · 9.5%
Interest coverage
4.35▼
2024 · 7.08
Debt ≤ 1 year
€203,490▲
2024 · €193,999
Income taxes
€6,101▼
2024 · €12,594
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,314 | €32,273 | €31,898 | €31,210 | €30,615 | ▼ 1.9% |
| Other operating charges640/8 | - | €1,615 | €1,747 | €3,127 | €2,876 | ▼ 8.1% |
| Gross operating margin9900 | €105,942 | €56,645 | €77,250 | €79,249 | €60,767 | ▼ 23.3% |
| Operating profit (loss)9901 | €88,058 | €22,757 | €43,606 | €44,912 | €27,277 | ▼ 39.3% |
| Financial income75/76B | - | €0 | €17 | €298 | €1,704 | ▲ 471% |
| Recurring financial income75 | €60 | €0 | €17 | €298 | €1,704 | ▲ 471% |
| Financial charges65/66B | - | €352 | €7,593 | €10,751 | €13,293 | ▲ 23.7% |
| Recurring financial charges65 | €5,336 | €352 | €7,593 | €10,751 | €13,293 | ▲ 23.7% |
| Profit (loss) for the period before taxes9903 | €82,782 | €22,404 | €36,030 | €34,459 | €15,687 | ▼ 54.5% |
| Income taxes67/77 | €23,537 | €7,299 | €11,723 | €12,594 | €6,101 | ▼ 51.6% |
| Profit (loss) for the period9904 | €59,245 | €15,106 | €24,307 | €21,865 | €9,586 | ▼ 56.2% |
| Profit (loss) for the period to be appropriated9905 | €59,245 | €15,106 | €24,307 | €21,865 | €9,586 | ▼ 56.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €473,294 | €396,096 | €401,722 | €424,620 | €398,182 | ▼ 6.2% |
| Fixed assets21/28 | €149,659 | €117,387 | €85,489 | €54,279 | €23,664 | ▼ 56.4% |
| Tangible fixed assets22/27 | €149,659 | €117,387 | €85,489 | €54,279 | €23,664 | ▼ 56.4% |
| Land and buildings22 | - | €5,794 | €3,863 | €1,931 | €0 | ▼ 100.0% |
| Plant, machinery and equipment23 | - | €2,534 | €1,392 | €504 | €211 | ▼ 58.1% |
| Furniture and vehicles24 | - | €85,078 | €62,227 | €39,815 | €17,403 | ▼ 56.3% |
| Leasing and similar rights25 | - | €23,981 | €18,008 | €12,029 | €6,050 | ▼ 49.7% |
| Current assets29/58 | €323,635 | €278,709 | €316,233 | €370,341 | €374,518 | ▲ 1.1% |
| Amounts receivable within one year40/41 | €37,806 | €39,238 | €43,422 | €25,717 | €52,274 | ▲ 103% |
| Trade receivables40 | - | €29,004 | €24,421 | €21,540 | €51,877 | ▲ 141% |
| Other amounts receivable41 | - | €10,234 | €19,001 | €4,177 | €396 | ▼ 90.5% |
| Current investments50/53 | €50,000 | €50,000 | €125,000 | €165,000 | €225,000 | ▲ 36.4% |
| Cash at bank and in hand54/58 | €234,477 | €181,671 | €145,562 | €164,263 | €93,179 | ▼ 43.3% |
| Deferred charges and accrued income490/1 | - | €7,801 | €2,249 | €15,361 | €4,065 | ▼ 73.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €473,294 | €396,096 | €401,722 | €424,620 | €398,182 | ▼ 6.2% |
| Equity10/15 | €273,423 | €204,665 | €208,029 | €229,894 | €193,985 | ▼ 15.6% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €251,125 | €182,367 | €185,731 | €207,596 | €171,686 | ▼ 17.3% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Tax-exempt reserves132 | - | €266 | €266 | €266 | €266 | = |
| Distributable reserves133 | - | €180,241 | €183,604 | €207,329 | €171,420 | ▼ 17.3% |
| Profit (loss) carried forward14 | €3,698 | €3,698 | €3,698 | €3,698 | €3,698 | = |
| Amounts payable17/49 | €199,871 | €191,431 | €193,693 | €194,726 | €204,198 | ▲ 4.9% |
| Amounts payable within one year42/48 | €199,871 | €191,431 | €192,182 | €193,999 | €203,490 | ▲ 4.9% |
| Trade debts44 | €3,425 | €5,041 | €771 | €15,195 | €3,436 | ▼ 77.4% |
| Suppliers440/4 | - | €5,041 | €771 | €15,195 | €3,436 | ▼ 77.4% |
| Taxes, remuneration and social security45 | - | €4,710 | €7,523 | €6,696 | €18,766 | ▲ 180% |
| Taxes450/3 | - | €4,710 | €7,523 | €6,696 | €18,766 | ▲ 180% |
| Other amounts payable47/48 | - | €181,680 | €183,888 | €172,108 | €181,288 | ▲ 5.3% |
| Accrued charges and deferred income492/3 | - | - | €1,511 | €727 | €708 | ▼ 2.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,245 | €15,106 | €24,307 | €21,865 | €9,586 | ▼ 56.2% |
| + Depreciation and write-downs630 | €15,314 | €32,273 | €31,898 | €31,210 | €30,615 | ▼ 1.9% |
| Operating cash flow (approximation) | €74,559 | €47,378 | €56,205 | €53,075 | €40,201 | ▼ 24.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€52,806 | -€36,109 | €18,701 | -€71,084 | ▼ 480% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-04
Financial
Weakest financial yearnet €9,586 ▼56.2%
Net result drops to €9,586, the lowest in the series.
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-04
Financial
Highest result since 2019net €59,245 ▲38.4%
Operating result €88,058, net result €59,245, both a record.
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-04
Financial
Equity above €200,000Eq €240,302 ▲20.7%
2 profitable years in a row build equity to €240,302.
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 2 establishment units since 2011
Ground area
1.1 ha
Building footprint
1,443 m²
Volume, LiDAR
26,228 m³
2 parcels, Flanders · tallest building 31.7 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
Dynastielaan 46, 8660 De Panne
since 20112.199.761.050
Lijsterlaan(Kor) 8, 8500 Kortrijk
since 20112.199.761.149
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38352D0316/00A000 | Flanders | 1.0 ha | 1 · 1,302 m² | 31.7 m · 7 fl. |
| 34354C0423/00F003 | Flanders | 590 m² | 1 · 141 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,639 EUR awarded · 2,639 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 522 EUR | 522 EUR |
| 2024 | 1 | 417 EUR | 417 EUR |
| 2023 | 1 | 188 EUR | 188 EUR |
| 2022 | 1 | 1,512 EUR | 1,512 EUR |
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
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Of 2,357 companies in sector 78100 we hold annual accounts for 1,364. 1,062 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-05-2011
Fiscal year end30-04
Activities, NACEBEL 2025
78100Employment placement agencies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836287775
Also
9925:BE0836287775
Registered
22-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.