Financials
- Fiscal year
- 2025
- Total assets
- €171,253
- Profit
- €33,268
- Solvency
- 49.3%
Total assets▼ 4.5%
Net result
20222025
TOM DAELMAN
ActiveSummary
TOM DAELMAN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,369 and a net result of €33,268. Equity is growing by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
What they do
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222Plumbing work NACE 43221
1 site
How big
€171,253total assets 2025
- Equity
- €84,369
- Profit
- €33,268
Turnover not published (abridged schema)
Who decides
Accounts on time0 of 1 deed read
Why 84- Founded in 2021- Size: total assets €171,253+ Liquidity: current ratio 3.48, cash €29,126+ Equity €84,369 (49.3% of total assets)Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 68% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
74+15
equity 49.3% of total assets
Liquidity
62+8
short-term debt 24.3% · cash 17.0%
Profitability
93-7
return on assets 19.4%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.3%
12-2024: 2.0%▼ -12.4% vs 11-2024
01-2025: 2.1%▲ +3.9% vs 12-2024
02-2025: 2.2%▲ +4.5% vs 01-2025
03-2025: 2.1%▼ -4.7% vs 02-2025
04-2025: 2.2%▲ +4.7% vs 03-2025
05-2025: 2.8%▲ +27.6% vs 04-2025highest value
06-2025: 0.8%▼ -72.8% vs 05-2025
07-2025: 0.8%● 0.0% vs 06-2025
08-2025: 0.8%▲ +2.9% vs 07-2025
09-2025: 0.8%▲ +3.4% vs 08-2025
10-2025: 0.8%▼ -2.3% vs 09-2025
11-2025: 0.8%● 0.0% vs 10-2025
12-2025: 0.8%● 0.0% vs 11-2025
01-2026: 0.9%▲ +13.7% vs 12-2025
02-2026: 1.0%▲ +5.6% vs 01-2026
03-2026: 1.0%▲ +3.5% vs 02-2026
04-2026: 1.0%▲ +5.3% vs 03-2026
05-2026: 1.5%▲ +43.0% vs 04-2026
06-2026: 0.5%▼ -63.6% vs 05-2026
07-2026: 0.5%▼ -3.5% vs 06-2026
08-2026: 0.5%● 0.0% vs 07-2026
09-2026: 0.5%▼ -1.0% vs 08-2026lowest value
10-2026: 0.5%▲ +1.4% vs 09-2026
- Liquidity: current ratio 3.48, cash €29,126 lowers the probability
- Founded in 2021 raises the probability for this profile
- Size: total assets €171,253 raises the probability for this profile
- Equity €84,369 (49.3% of total assets) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.48 against 2.0 in 2024; short-term debt: 24.3% and cash: 17% of total assets), but 50.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 53%, liquidity 60%, profitability 80%, growth against the median 79%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €57,495
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 30-04-2027
- 30-04-2026Annual accounts filed
- 30-04-2025Annual accounts filed
- 30-09-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 30-03-2021
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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