TOM BUYSSE
ActiveTOM BUYSSE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264k and a net result of €-971. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-14
Solvency76▼-24
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 3.28 in 2024), and 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
-0.2%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
26 d early
2021
54 d early
2020
53 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€264k▼ 14.8%
2024 · €310k
2019: €409k
2020: €374k
2021: €337k
2022: €329k
2023: €301k
2024: €310k
2019 → 2025
Total assets
€536k▲ 25.9%
2024 · €426k
2019: €688k
2020: €611k
2021: €593k
2022: €566k
2023: €512k
2024: €426k
2019 → 2025
Net result
€-971
2024 · €9k
2019: €2k
2020: €-35k
2021: €23k
2022: €22k
2023: €-23k
2024: €9k
2019 → 2025
Working capital
€29k▼ 70.8%
2024 · €101k
2019: €3k
2020: €18k
2021: €35k
2022: €50k
2023: €50k
2024: €101k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€337k-€329k▼ 2.3%€301k▼ 8.4%€310k▲ 2.8%€264k▼ 14.8%
Operating result€11k-€24k▲ 123%€-28k€12k€-219
Net result€23k-€22k▼ 1.1%€-23k€9k€-971
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €219 after €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €536k
Fixed assets
€338k▲ 20.4%
Current assets
€198k▲ 36.5%
Equity and liabilities €536k
Equity
€264k▼ 14.8%
Debt
€272k▲ 135%
The debt ratio rises from 27.2% to 50.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€47k▼
2024 · €86k
Cash flow
€46k▼
2024 · €83k
Solvency
49.2%▼
2024 · 72.8%
Current ratio
1.17▼
2024 · 3.28
Quick ratio
0.66▼
2024 · 1.44
Debt / equity
1.03▲
2024 · 0.37
ROE
-0.4%▼
2024 · 2.8%
ROA
-0.2%▼
2024 · 2.0%
Interest coverage
6.60▼
2024 · 11.13
Debt
€272k▲
2024 · €116k
Debt ≤ 1 year
€169k▲
2024 · €44k
Debt > 1 year
€104k▲
2024 · €72k
Income taxes
€497▼
2024 · €1k
Staff costs
€170k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€536k▲
Fixed assets21/28€281k€338k▲
Tangible fixed assets22/27€281k€338k▲
Land and buildings22€129k€214k▲
Plant, machinery and equipment23€43k€33k▼
Furniture and vehicles24€99k€84k▼
Other tangible fixed assets26€10k€8k▼
Current assets29/58€145k€198k▲
Stocks and contracts in progress3€81k€86k▲
Stocks30/36€81k€86k▲
Amounts receivable within one year40/41€35k€68k▲
Trade receivables40€26k€59k▲
Other amounts receivable41€9k€9k▼
Cash at bank and in hand54/58€28k€43k▲
Deferred charges and accrued income490/1€829€833▲
Equity and liabilities
Total equity and liabilities10/49€426k€536k▲
Equity10/15€310k€264k▼
Contributions10/11€48k€48k=
Reserves13€262k€216k▼
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€257k€211k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€116k€272k▲
Amounts payable after more than one year17€72k€104k▲
Financial debts170/4€72k€104k▲
Amounts payable within one year42/48€44k€169k▲
Current portion of amounts payable after more than one year42€23k€35k▲
Trade debts44€8k€79k▲
Suppliers440/4€8k€79k▲
Taxes, remuneration and social security45€13k€24k▲
Taxes450/3€2k€7k▲
Remuneration and social security454/9€10k€16k▲
Other amounts payable47/48€935€31k▲
Income statement
Code20242025
Non-recurring operating income76A-€17k
Remuneration, social security and pensions62€144k€170k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€47k▼
Other operating charges640/8€13k€13k▲
Gross operating margin9900€243k€230k▼
Operating profit (loss)9901€12k€-219▼
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€10k€-474▼
Income taxes67/77€1k€497▼
Profit (loss) for the period9904€9k€-971▼
Profit (loss) for the period to be appropriated9905€9k€-971▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-971▼
Transfer from equity791/2-€46k
Transfer to equity691/2€9k€0▼
To other reserves6921€9k€0▼
Profit to be distributed694/7-€45k
Return on contributions (dividend)694-€45k
Social balance
Average headcount (FTE)90874.04.4▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 3.28
Current ratio from 1.40 to 3.28; short-term debt falls from €124k to €44k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-35k ▼1717%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ganzendreef 29160 LokerenGround area
1.6 ha
Building footprint
1.0 ha
Volume, LiDAR
49,561 m³
Parcel 46384C0282/00A002, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOM BUYSSE BVBA
since 19942.066.916.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384C0282/00A002 | Flanders | 1.6 ha | 1 · 1.0 ha | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLokeren2.066.916.085
Similar companies · same sector, comparable size
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VAN LAETHEM INTEGRATED PRODUCE
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DIGIFLOR
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Of 870 companies in sector 01191 we hold annual accounts for 306. 247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-1994
Fiscal year end30-06
Activities, NACEBEL
01122
01191Growing of flowers
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.