TOLU Management
ActiveTOLU Management has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212k and a net result of €60k. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 8.14 against 6.37 in 2024; short-term debt: 12.2% and cash: 89.9% of total assets), and 12.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.8%
Return on assets
24.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-12-2025, 132 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
132 d early
2024
35 d early
2023
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€212k▲ 39.5%
2024 · €152k
2023: €85k
2024: €152k
2023 → 2025
Total assets
€241k▲ 31.3%
2024 · €184k
2023: €127k
2024: €184k
2023 → 2025
Net result
€60k▼ 10.7%
2024 · €67k
2023: €82k
2024: €67k
2023 → 2025
Working capital
€210k▲ 37.8%
2024 · €152k
2023: €80k
2024: €152k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€85k-€152k▲ 79.6%€212k▲ 39.5%
Operating result€106k-€89k▼ 16.3%€81k▼ 8.8%
Net result€82k-€67k▼ 17.5%€60k▼ 10.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €241k
Fixed assets
€2k▼ 31.8%
Current assets
€239k▲ 32.4%
Equity and liabilities €241k
Equity
€212k▲ 39.5%
Debt
€29k▼ 8.1%
The debt ratio falls from 17.4% to 12.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €90k
Cash flow
€61k▼
2024 · €68k
Solvency
87.8%▲
2024 · 82.6%
Current ratio
8.14▲
2024 · 6.37
Quick ratio
8.14▲
2024 · 6.37
Debt / equity
0.14▼
2024 · 0.21
ROE
28.3%▼
2024 · 44.3%
ROA
24.9%▼
2024 · 36.6%
Interest coverage
22.65▼
2024 · 25.39
Debt
€29k▼
2024 · €32k
Debt ≤ 1 year
€29k▲
2024 · €28k
Income taxes
€17k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€241k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€838€412▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€181k€239k▲
Amounts receivable within one year40/41€38k€21k▼
Trade receivables40€38k€21k▼
Cash at bank and in hand54/58€143k€217k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€184k€241k▲
Equity10/15€152k€212k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€149k€209k▲
Amounts payable17/49€32k€29k▼
Amounts payable within one year42/48€28k€29k▲
Trade debts44€93€2k▲
Suppliers440/4€93€2k▲
Taxes, remuneration and social security45€28k€28k▼
Taxes450/3€28k€28k▼
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€337€205▼
Gross operating margin9900€90k€82k▼
Operating profit (loss)9901€89k€81k▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€85k€77k▼
Income taxes67/77€18k€17k▼
Profit (loss) for the period9904€67k€60k▼
Profit (loss) for the period to be appropriated9905€67k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€149k€209k▲
Profit (loss) brought forward from the previous period14P€82k€149k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-09
Financial
Weakest financial yearnet €60k ▼10.7%
Net result drops to €60k, the lowest in the series.
30-09
Financial
Equity above €200kEq €212k ▲39.5%
3 profitable years in a row build equity to €212k.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity doublescurrent ratio 6.37
Current ratio from 2.88 to 6.37; short-term debt falls from €43k to €28k.
30-09
Financial
Equity above €150kEq €152k ▲79.6%
2 profitable years in a row build equity to €152k.
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Viooltjeslaan 741970 Wezembeek-OppemGround area
294 m²
Building footprint
96 m²
Volume, LiDAR
729 m³
Parcel 22302D0105/00S000, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Viooltjeslaan 74, 1970 Wezembeek-Oppem
since 20222.337.447.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302D0105/00S000 | Flanders | 294 m² | 1 · 96 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Duo Ghozli
BE 0793.467.720
Kortrijk · Eq €212k
44444
BE 0524.740.108
Brussel · Eq €212k
Trust Organisation
BE 0457.972.236
Kontich · Eq €212k
CARDINALE NORD
BE 0442.490.838
Ukkel · Eq €212k
DK
BE 0873.170.541
Asse · Eq €212k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2022
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.