TOLEJA
ActiveSummary
TOLEJA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €598k and a net result of €2k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 56% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-2
Solvency74▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.43 in 2024; short-term debt: 18.3% and cash: 7.2% of total assets), and 51.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.7%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
35 d early
2023
86 d early
2022
84 d early
2021
8 d late
2020
75 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€598k▲ 0.3%
2024 · €596k
2018: €5k
2019: €546k
2020: €594k
2021: €593k
2022: €589k
2023: €589k
2024: €596k
2018 → 2025
Total assets
€1.23M▼ 0.9%
2024 · €1.24M
2018: €460k
2019: €1.24M
2020: €1.22M
2021: €1.11M
2022: €1.24M
2023: €1.23M
2024: €1.24M
2018 → 2025
Net result
€2k▼ 75.0%
2024 · €7k
2018: €-1k
2019: €541k
2020: €49k
2021: €-2k
2022: €-3k
2023: €-823
2024: €7k
2018 → 2025
Working capital
€-108k▲ 13.8%
2024 · €-126k
2018: €-102k
2019: €632k
2020: €345k
2021: €26k
2022: €-254k
2023: €-232k
2024: €-126k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€593k-€589k▼ 0.5%€589k▼ 0.1%€596k▲ 1.2%€598k▲ 0.3%
Operating result€11k-€8k▼ 23.1%€24k▲ 191%€26k▲ 9.6%€18k▼ 31.7%
Net result€-2k-€-3k▼ 93.8%€-823▲ 73.7%€7k€2k▼ 75.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€1.11M ▼ 2.9%
Current assets
€116k ▲ 22.6%
Equity and liabilities €1.23M
Equity
€598k ▲ 0.3%
Provisions
€128k ▼ 4.0%
Debt
€500k ▼ 1.5%
Debt's share of the balance-sheet total falls from 41.1% to 40.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €64k
Cash flow
€40k▼
2024 · €45k
Current ratio
0.52▲
2024 · 0.43
Debt to equity
0.84▼
2024 · 0.85
ROE
0.3%▼
2024 · 1.2%
ROA
0.1%▼
2024 · 0.6%
Interest coverage
4.04▼
2024 · 4.23
Debt ≤ 1 year
€224k▲
2024 · €220k
Debt > 1 year
€270k▼
2024 · €283k
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.23M▼
Fixed assets21/28€1.14M€1.11M▼
Tangible fixed assets22/27€1.14M€1.11M▼
Land and buildings22€1.13M€1.10M▼
Plant, machinery and equipment23€617€391▼
Furniture and vehicles24€16k€10k▼
Financial fixed assets28€15€15=
Current assets29/58€94k€116k▲
Amounts receivable within one year40/41€15k€12k▼
Trade receivables40€7k€7k=
Other amounts receivable41€8k€5k▼
Current investments50/53€14k€14k=
Cash at bank and in hand54/58€64k€88k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.23M▼
Equity10/15€596k€598k▲
Contributions10/11€20k€20k=
Reserves13€487k€471k▼
Tax-exempt reserves132€401k€385k▼
Distributable reserves133€86k€86k=
Profit (loss) carried forward14€89k€107k▲
Provisions and deferred taxes16€134k€128k▼
Deferred taxes168€134k€128k▼
Amounts payable17/49€508k€500k▼
Amounts payable after more than one year17€283k€270k▼
Financial debts170/4€269k€256k▼
Other amounts payable178/9€14k€14k=
Amounts payable within one year42/48€220k€224k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€200k€204k▲
Accrued charges and deferred income492/3€5k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€38k▲
Other operating charges640/8€9k€9k▲
Gross operating margin9900€73k€66k▼
Operating profit (loss)9901€26k€18k▼
Financial income75/76B€4€296▲
Recurring financial income75€4€296▲
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€11k€4k▼
Transfer from deferred taxes780€5k€5k=
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€7k€2k▼
Transfer from tax-exempt reserves789€16k€16k=
Profit (loss) for the period to be appropriated9905€23k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€107k▲
Profit (loss) brought forward from the previous period14P€66k€89k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 8 days late
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €541k
Net result €541k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 3.40
Current ratio from 0.59 to 3.40.
31-12
Financial
Equity above €500kEq €546k ▲11845%
Equity rises from €5k to €546k.
Show earlier events
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 211/023012 LeuvenGround area
2,172 m²
Building footprint
199 m²
Volume, LiDAR
1,322 m³
Parcel 24126C0029/00A011, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aarschotsesteenweg 211/02, 3012 Leuven
since 19902.046.699.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126C0029/00A011 | Flanders | 2,172 m² | 1 · 199 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 421 EUR awarded · 421 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 122 EUR | 122 EUR |
| 2024 | 1 | 117 EUR | 117 EUR |
| 2023 | 1 | 113 EUR | 113 EUR |
| 2022 | 1 | 69 EUR | 69 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ANDRY-MANAGEMENT
BE 0456.447.851
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JEZZ-NET
BE 0470.185.031
Asse · Eq €597k
DYNASTY LEUVEN
BE 0473.113.639
Leuven · Eq €595k
BUSINY
BE 0500.515.347
Mons · Eq €594k
JUTI
BE 0807.683.564
Oostende · Eq €593k
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 1,879 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-1990
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.