Toiturix
ActiveSummary
The computed 12-month bankruptcy probability of Toiturix is 2.4% (moderate). The 2025 annual accounts show equity of €48k and a net result of €16k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+48
Solvency63▲+12
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.85 in 2024; short-term debt: 27.1% and cash: 8.6% of total assets), but 61.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.3%
Return on assets
12.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
23 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 48.7%
2024 · €32k
2022: €26k
2023: €33k
2024: €32k
2022 → 2025
Total assets
€126k▼ 0.1%
2024 · €126k
2022: €120k
2023: €77k
2024: €126k
2022 → 2025
Net result
€16k
2024 · €-839
2022: €23k
2023: €8k
2024: €-839
2022 → 2025
Working capital
€34k▲ 33.4%
2024 · €25k
2022: €20k
2023: €24k
2024: €25k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€26k-€33k▲ 29.4%€32k▼ 2.5%€48k▲ 48.7%
Operating result€30k-€11k▼ 62.3%€14k▲ 24.3%€25k▲ 81.4%
Net result€23k-€8k▼ 67.5%€-839€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 81% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€58k ▼ 18.3%
Current assets
€68k ▲ 23.8%
Equity and liabilities €126k
Equity
€48k ▲ 48.7%
Debt
€78k ▼ 17.0%
Debt's share of the balance-sheet total falls from 74.3% to 61.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2024 · €34k
Cash flow
€36k▲
2024 · €20k
Current ratio
1.99▲
2024 · 1.85
Quick ratio
1.87▲
2024 · 1.72
Debt to equity
1.61▼
2024 · 2.89
ROE
32.8%▲
2024 · -2.6%
ROA
12.6%▲
2024 · -0.7%
Interest coverage
7.03▲
2024 · 2.19
Debt ≤ 1 year
€34k▲
2024 · €29k
Debt > 1 year
€43k▼
2024 · €64k
Income taxes
€5k▲
2024 · €6
Staff costs
€48k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€126k€126k▼
Fixed assets21/28€71k€58k▼
Tangible fixed assets22/27€70k€57k▼
Plant, machinery and equipment23€10k€11k▲
Furniture and vehicles24€61k€47k▼
Financial fixed assets28€744€744=
Current assets29/58€55k€68k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€42k€51k▲
Trade receivables40€27k€21k▼
Other amounts receivable41€15k€31k▲
Cash at bank and in hand54/58€4k€11k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€126k€126k▼
Equity10/15€32k€48k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€30k€46k▲
Amounts payable17/49€93k€78k▼
Amounts payable after more than one year17€64k€43k▼
Financial debts170/4€64k€43k▼
Amounts payable within one year42/48€29k€34k▲
Current portion of amounts payable after more than one year42€15k€18k▲
Financial debts43€535-
Credit institutions430/8€535-
Trade debts44€14k€13k▼
Suppliers440/4€14k€13k▼
Taxes, remuneration and social security45€240€3k▲
Taxes450/3€183€298▲
Remuneration and social security454/9€57€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€26k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€260
Gross operating margin9900€63k€97k▲
Operating profit (loss)9901€14k€25k▲
Financial income75/76B€862€2k▲
Recurring financial income75€862€2k▲
Financial charges65/66B€16k€6k▼
Recurring financial charges65€16k€6k▼
Profit (loss) for the period before taxes9903€-832€21k▲
Income taxes67/77€6€5k▲
Profit (loss) for the period9904€-839€16k▲
Profit (loss) for the period to be appropriated9905€-839€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€46k▲
Profit (loss) brought forward from the previous period14P€31k€30k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €-839 ▼111%
Net result drops to €-839, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neufchâteau · 1 establishment unit since 2022
Ground area
5,517 m²
Parcel 84038I0146/00S002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Les p'tits sons
since 20222.327.736.912
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84038I0146/00S002 | Wallonia | 5,517 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
7 categoriesToiturix SRL44474
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,667 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43120Site preparation
43421Specialised construction activities
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.