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TOITURES SIMON CUSTINNE

Active
Private limited companyfounded 2022active for 4 yearsRue Gabrielle Chatelain(VD) 49, 5020 Namur, BelgiumKBO/BCE: BE 0781.301.148
Summary

TOITURES SIMON CUSTINNE has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,179 and a net result of €32,105. Equity has been growing by about 29% per year since 2022. Its solvency ranks better than 17% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 28-01-2022 Normal situation
Activity
Roofing work NACE 43410
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2023
Establishment unit
2.326.974.867 5020 Namur, since 28-01-2022
Financial year end
31 December
Peppol
Reachable since 17-11-2025

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Turnover
€326,513
Profit
€32,105
▼ 5.8%
Equity
€47,179
▼ 52.7%
Total assets
€345,983
▲ 32.2%
Employees on 31-12-2025
1
=
Score breakdownraises riskFounded in 2022Equity €47,179 (13.6% of total assets)lowers riskLiquidity: current ratio 1.32, cash €138,524Figures for financial year 2025 (filed on 05-04-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 39-24
equity 13.6% of total assets
Liquidity 84-14
short-term debt 35.2% · cash 40.0%
Profitability 87+2
return on assets 9.3%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 2.2% 01-2025: 2.1%▼ -0.1 percentage points vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.1%● unchanged vs 02-2025 04-2025: 2.2%▲ +0.1 percentage points vs 03-2025 05-2025: 2.3%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 0.5%▼ -1.8 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.4%▼ -0.1 percentage points vs 09-2025 11-2025: 0.3%▼ -0.1 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%▲ +0.5 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (4.12 in 2024), below the usual 1.5. Short-term debt is 35.2% and cash 40% of total assets. 86.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 16% of them on solvency, 82% on liquidity, 72% on profitability and 8% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.32, cash €138,524
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €47,179 (13.6% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 05-04-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 34946 sector peers (2025).
NBB · sector comparison
Position among 34946 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-04-2026, 117 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
117 days early
2024
32 days early
2023
50 days early
2022
57 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 64 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower solvency than 83% of companies in specialised constructionsector median 46.7% · 34,946 companies 13.6% View
  • Caution: Equity fell in 2025from €99,773 to €47,179 ▼ 52.7% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed IncorporationAppointment: CUSTINNE Simon Philippe Marguerite (director)
All 6 events

Comparable companies

These companies have the same main activity as TOITURES SIMON CUSTINNE: roofing work (NACE 43410). They are comparable in size and age: total assets between €287,000 and €395,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
TOITURES SIMON CUSTINNE Namur€345,983€134,549
TOITURE LEBAILLY Jemeppe-sur-Sambre€287,497€125,751
Toiture Marc Ruelens La Bruyère€395,081€116,455
PINO ET FILS Theux€330,398€126,940
Dakwerken Vanhove Gerry Heusden-Zolder€342,528€145,623
Dakxs Beringen€314,270€124,279
Schrijnwerkerij Blomme Sint-Martens-Latem€305,914€152,705
Full comparison

Key facts about TOITURES SIMON CUSTINNE

What is the company number of TOITURES SIMON CUSTINNE?
The company number of TOITURES SIMON CUSTINNE is 0781.301.148. The VAT number is the same number with BE in front: BE 0781.301.148.
Where is TOITURES SIMON CUSTINNE based?
The registered office is at Rue Gabrielle Chatelain(VD) 49, 5020 Namur.Company details
What does TOITURES SIMON CUSTINNE do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of TOITURES SIMON CUSTINNE?
The legal form of TOITURES SIMON CUSTINNE is Private limited company (BV).
When was TOITURES SIMON CUSTINNE founded?
TOITURES SIMON CUSTINNE was founded on 28-01-2022.
Is TOITURES SIMON CUSTINNE still active?
Yes, TOITURES SIMON CUSTINNE is an active enterprise in the KBO register.
How many employees does TOITURES SIMON CUSTINNE have?
TOITURES SIMON CUSTINNE had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TOITURES SIMON CUSTINNE fall under?
In its 2023 annual accounts, TOITURES SIMON CUSTINNE states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of TOITURES SIMON CUSTINNE?
The turnover of TOITURES SIMON CUSTINNE was €326,513 in financial year 2025, according to the filed annual accounts.
Is TOITURES SIMON CUSTINNE profitable?
In financial year 2025, TOITURES SIMON CUSTINNE made a profit of €32,105.
Where can I find the annual accounts of TOITURES SIMON CUSTINNE?
TOITURES SIMON CUSTINNE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOITURES SIMON CUSTINNE due?
TOITURES SIMON CUSTINNE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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