TOITURES SCHYNS
ActiveTOITURES SCHYNS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €16k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-1
Solvency29=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.25 in 2023; short-term debt: 51% and cash: 16.1% of total assets), and 95.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
4.4%
Return on assets
7.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 36373 sector peers (2024).
NBB · sector comparisonPosition among 36373 sector peers
Solvency
better than 11%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €16k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
90 d late
2022
66 d late
2021
75 d late
2020
86 d late
2019
41 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€16k▲ 18.0%
2023 · €13k
2018: €-101k
2019: €-89k
2020: €-58k
2021: €-22k
2022: €13k
2023: €13k
2018 → 2024
Total assets
€353k▼ 6.6%
2023 · €378k
2018: €273k
2019: €314k
2020: €291k
2021: €287k
2022: €330k
2023: €378k
2018 → 2024
Net result
€27k▼ 9.3%
2023 · €30k
2018: €526
2019: €11k
2020: €31k
2021: €36k
2022: €56k
2023: €30k
2018 → 2024
Working capital
€32k▼ 30.3%
2023 · €46k
2018: €-6k
2019: €-18k
2020: €21k
2021: €42k
2022: €71k
2023: €46k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-58k-€-22k▲ 61.6%€13k€13k▲ 1.5%€16k▲ 18.0%
Operating result€51k-€52k▲ 3.0%€91k▲ 72.6%€51k▼ 43.9%€48k▼ 5.0%
Net result€31k-€36k▲ 14.1%€56k▲ 57.6%€30k▼ 46.4%€27k▼ 9.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 5% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €353k
Fixed assets
€141k▼ 8.2%
Current assets
€212k▼ 5.6%
Equity and liabilities €353k
Equity
€16k▲ 18.0%
Debt
€337k▼ 7.5%
The debt ratio falls from 96.5% to 95.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€83k▲
2023 · €80k
Cash flow
€62k▲
2023 · €59k
Solvency
4.4%▲
2023 · 3.5%
Current ratio
1.18▼
2023 · 1.25
Quick ratio
1.16▼
2023 · 1.20
Debt / equity
21.49▼
2023 · 27.43
ROE
174.6%▼
2023 · 227.1%
ROA
7.8%▼
2023 · 8.0%
Interest coverage
6.33▼
2023 · 6.37
Debt
€337k▼
2023 · €365k
Debt ≤ 1 year
€180k▲
2023 · €179k
Debt > 1 year
€157k▼
2023 · €186k
Income taxes
€8k▼
2023 · €8k
Staff costs
€156k▲
2023 · €122k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€378k€353k▼
Fixed assets21/28€154k€141k▼
Tangible fixed assets22/27€154k€141k▼
Land and buildings22€142k€116k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€4k€19k▲
Current assets29/58€224k€212k▼
Stocks and contracts in progress3€11k€3k▼
Stocks30/36€11k€3k▼
Amounts receivable within one year40/41€124k€129k▲
Trade receivables40€17k€26k▲
Other amounts receivable41€107k€103k▼
Cash at bank and in hand54/58€64k€57k▼
Deferred charges and accrued income490/1€25k€24k▼
Equity and liabilities
Total equity and liabilities10/49€378k€353k▼
Equity10/15€13k€16k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€898€3k▲
Amounts payable17/49€365k€337k▼
Amounts payable after more than one year17€186k€157k▼
Financial debts170/4€186k€157k▼
Amounts payable within one year42/48€179k€180k▲
Current portion of amounts payable after more than one year42€39k€46k▲
Trade debts44€83k€60k▼
Suppliers440/4€83k€60k▼
Advances received on contracts in progress46€2k€15k▲
Taxes, remuneration and social security45€46k€43k▼
Taxes450/3€33k€28k▼
Remuneration and social security454/9€13k€15k▲
Other amounts payable47/48€9k€17k▲
Income statement
Code20232024
Remuneration, social security and pensions62€122k€156k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€35k▲
Other operating charges640/8€3k€847▼
Gross operating margin9900€205k€240k▲
Operating profit (loss)9901€51k€48k▼
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€38k€35k▼
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€30k€27k▼
Profit (loss) for the period to be appropriated9905€30k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€28k▼
Profit (loss) brought forward from the previous period14P€701€898▲
Profit to be distributed694/7€30k€25k▼
Return on contributions (dividend)694€30k€25k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
31-12
Financial
Highest result since 2018net €56k ▲57.6%
Operating result €91k, net result €56k, both a record.
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
10-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 71 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Limbourg · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polenterie 314831 LimbourgGround area
4,802 m²
Building footprint
220 m²
Volume, LiDAR
1,491 m³
Parcel 63009B0146/00B000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOITURES SCHYNS SPRL
since 20082.167.765.403
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63009B0146/00B000 | Wallonia | 4,801 m² | 1 · 220 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1019.306.781
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 2,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-12-2007
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.