Liquidity
6.29 was 3.05 in 2024
Short-term debts fell from €13,409 to €6,653.
TOITURES PLUS
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1993peak €29,602 (2023)
€13,355▲ 92.5%
lowest -€9,871 (2012)
€430▲ €6,336
peak €61,854 (2023)
€56,378▲ 0.8%
€19,819▼ 39.1%
Board3 names since 2016
2 directors and 1 other
Documentsfilings and deeds
18-06-202643 days before the deadline
2025abbreviated format
Gross margin from €6,939 to €13,355Back to profit: €430Debts from €32,548 to €19,819Cash from €12,749 to €5,616
Key points
from the 2025 annual accountsFilings
30 annual accounts since 1993
The last five annual accounts were filed 32 to 43 days before the end of the period.
Position in the sector
€56,378
Less equity than 83% of companies in specialised construction. Sector median €340,327 · 9,285 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 17,044 companies had the same profile as TOITURES PLUS has now. Each dot stands for 43 companies, two years later.
94.3%
were still trading
5.0%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,044 companies, not a prediction for TOITURES PLUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
Director
- 60 sharesdeed of 30-11-2023
- 15 sharesdeed of 30-11-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0449655178
Change of role: , from manager to director
Appointment: (director) · holds 60 shares · holds 15 shares · General meeting of 24-11-2023 · Gazette deed
New manager
appointed, resigned · Director discharge: · General meeting of 30-03-2016 · Gazette deed
Registered office moved from Mont Sur Marchienne to Nalinnes
New registered office: rue du Moulin 20 à 6120 NALINNES · Previous registered office: rue Fonterbois 15 à 6032 Mont Sur Marchienne · General meeting of 07-07-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOITURES PLUS Ham-sur-Heure-Nalinnes | €76,197 | €13,355 | 74.0% | - |
| RICHEMONDE Wavre | €64,307 | €12,790 | 83.4% | - |
| FEMI BUZAKI PARACHEVEMENTS Gembloux | €64,130 | €10,888 | 34.1% | - |
| ROVAM Tienen | €69,159 | €8,216 | -68.8% | - |
| E.M.T.I. Anderlecht | €63,344 | €7,792 | 76.6% | - |
| OBM Projects Wasseiges | €49,811 | €9,939 | -97.8% | - |
| BLEVI Scherpenheuvel-Zichem | €92,928 | €11,997 | 92.8% | - |
These companies have the same main activity as TOITURES PLUS: insulation installation (NACE 43230). They are comparable in size and age: total assets between €49,800 and €92,900, founded between 1988 and 2002.
Official details
Source: KBO- Status
- Active since 22-03-1993Normal situation
- Activity
- Insulation installationNACE 43230and 3 others
- Establishment unit
- 2.121.939.3366200 Châtelet, since 13-04-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 30-03-2026
Annual accounts 2025
- ≈ €130,000estimated
- €76,197▼ 13.9%
- Filing
- Filed on 18-06-2026, 43 days before the end of the filing period
Insights on TOITURES PLUS
TOITURES PLUS files the abbreviated format. That format states no turnover. The gross margin rose from €4,566 in 2006 to €13,355 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOITURES PLUS
- What is the company number of TOITURES PLUS?
- The company number of TOITURES PLUS is 0449.655.178. The VAT number is the same number with BE in front: BE 0449.655.178.
- Where is TOITURES PLUS based?
- The registered office is at Rue du Moulin 20, 6120 Ham-sur-Heure-Nalinnes.Company details
- What does TOITURES PLUS do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of TOITURES PLUS?
- TOITURES PLUS is a private limited company (BV).
- When was TOITURES PLUS founded?
- TOITURES PLUS was founded on 22-03-1993.
- Is TOITURES PLUS still active?
- Yes, TOITURES PLUS is an active enterprise in the KBO register.
- What is the turnover of TOITURES PLUS?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €13,355 and 32 comparable companies (NACE 43230). It probably lies between €71,000 and €290,000. It is a rough estimate.Financials
- Is TOITURES PLUS profitable?
- In financial year 2025, TOITURES PLUS made a profit of €430.
- Where can I find the annual accounts of TOITURES PLUS?
- TOITURES PLUS filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOITURES PLUS due?
- TOITURES PLUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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