Skip to content

TOITURES PHILIPPE POLIS

Active
Private limited companyfounded 1991active for 35 yearsChemin de la Neuville 56, 4821 Dison, BelgiumKBO/BCE: BE 0443.479.644
Summary

TOITURES PHILIPPE POLIS has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,230 and a net result of €18,300. Equity is growing by about 4.2% per year across the filed financial years. Its solvency ranks better than 70% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
TOITURES PHILIPPE POLISActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
8th oldest company in Dison, Construction sector1 site
Size
€182,888total assets 2025
Staff
2 FTE
Equity
€118,230
Profit
€18,300
Turnover not published (micro format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 28 days late1 of 2 deeds summarised
Why 96raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.24, cash €93,153Equity €118,230 (64.6% of total assets)Founded in 1991Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 90+7
equity 64.6% of total assets
Liquidity 86-1
short-term debt 33.0% · cash 50.9%
Profitability 81+47
return on assets 10.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.24, compared with 2.51 in 2024, above the usual 1.5; short-term debt: 33% and cash: 50.9% of total assets), and 35.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 70% on solvency, 83% on liquidity, 62% on profitability and 41% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.24, cash €93,153
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €118,230 (64.6% of total assets)
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
14 days early
2023
28 days late
2022
52 days early
2021
29 days late
2020
26 days late
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 42 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €18,300
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: 8th oldest company in Dison, Construction sectorin the Checked rankings No. 8 View
  • Active since 1991founded 04-03-1991 35 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€182,888
Profit
€18,300
Solvency
64.6%
Total assets▼ 7.7%
Net result
20182025
Go to Financials

Timeline

Events
42
Since
1993
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 28-08-2024Annual accounts filed
  3. 31-12-2023Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
04-03-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Purpose
“L'entreprise de couvertures non métalliques de constructions; L'entreprise de zinguerie et…” (deed in French)
Go to Articles of association

Key facts about TOITURES PHILIPPE POLIS

What is the company number of TOITURES PHILIPPE POLIS?
0443.479.644. In Belgium the VAT number is the company number with BE in front: BE 0443.479.644.
Where is TOITURES PHILIPPE POLIS based?
The registered office is at Chemin de la Neuville 56, 4821 Dison.Company details
What does TOITURES PHILIPPE POLIS do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of TOITURES PHILIPPE POLIS?
Private limited company (BV).
When was TOITURES PHILIPPE POLIS founded?
On 04-03-1991.
Is TOITURES PHILIPPE POLIS still active?
Yes, TOITURES PHILIPPE POLIS is an active enterprise in the KBO register.
How many employees does TOITURES PHILIPPE POLIS have?
On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TOITURES PHILIPPE POLIS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is TOITURES PHILIPPE POLIS profitable?
In financial year 2025, TOITURES PHILIPPE POLIS made a profit of €18,300.
Where can I find the annual accounts of TOITURES PHILIPPE POLIS?
TOITURES PHILIPPE POLIS filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOITURES PHILIPPE POLIS due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to TOITURES PHILIPPE POLIS

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure