TOITURES LAMOULINE
ActiveThe computed 12-month bankruptcy probability of TOITURES LAMOULINE is 3.3% (moderate). The 2025 annual accounts show negative equity (€-25k) and a net result of €18k. Equity is shrinking by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 27407 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.5 against 0.38 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-116.3%
Return on assets
85.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 27407 sector peers (2025).
NBB · sector comparisonPosition among 27407 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
30 d late
2022
22 d late
2021
2 d early
2020
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-25k▲ 42.3%
2024 · €-44k
2020: €-3k
2021: €-24k
2022: €-23k
2023: €-61k
2024: €-44k
2020 → 2025
Total assets
€22k▼ 34.3%
2024 · €33k
2020: €46k
2021: €57k
2022: €51k
2023: €41k
2024: €33k
2020 → 2025
Net result
€18k▲ 8.1%
2024 · €17k
2020: €-6k
2021: €-21k
2022: €2k
2023: €-38k
2024: €17k
2020 → 2025
Working capital
€-19k▲ 50.4%
2024 · €-39k
2020: €-34k
2021: €-51k
2022: €-38k
2023: €-56k
2024: €-39k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-24k-€-23k▲ 6.4%€-61k▼ 167%€-44k▲ 28.1%€-25k▲ 42.3%
Operating result€-20k-€3k€-37k€21k€20k▼ 1.7%
Net result€-21k-€2k€-38k€17k€18k▲ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€2k▼ 77.2%
Current assets
€20k▼ 18.4%
Key figures and ratios
EBITDA
€28k▼
2024 · €31k
Cash flow
€26k▼
2024 · €28k
Solvency
-116.3%▲
2024 · -132.3%
Current ratio
0.50▲
2024 · 0.38
Quick ratio
0.50▲
2024 · 0.38
Debt / equity
-1.86▼
2024 · -1.76
ROE
-73.2%▼
2024 · -39.1%
ROA
85.1%▲
2024 · 51.7%
Interest coverage
16.19▲
2024 · 8.80
Debt
€47k▼
2024 · €77k
Debt ≤ 1 year
€39k▼
2024 · €63k
Debt > 1 year
€8k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€22k▼
Fixed assets21/28€9k€2k▼
Tangible fixed assets22/27€9k€2k▼
Plant, machinery and equipment23€1k€894▼
Furniture and vehicles24€8k€1k▼
Current assets29/58€24k€20k▼
Amounts receivable within one year40/41€19k€9k▼
Trade receivables40€19k€9k▼
Cash at bank and in hand54/58€5k€10k▲
Deferred charges and accrued income490/1€372€412▲
Equity and liabilities
Total equity and liabilities10/49€33k€22k▼
Equity10/15€-44k€-25k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-46k€-28k▲
Amounts payable17/49€77k€47k▼
Amounts payable after more than one year17€14k€8k▼
Financial debts170/4€14k€8k▼
Amounts payable within one year42/48€63k€39k▼
Current portion of amounts payable after more than one year42€11k€6k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€9k€7k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€33k€24k▼
Income statement
Code20242025
Remuneration, social security and pensions62€35k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€2k€826▼
Gross operating margin9900€68k€29k▼
Operating profit (loss)9901€21k€20k▼
Financial income75/76B€87€0▼
Recurring financial income75€87€0▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€17k€18k▲
Profit (loss) for the period9904€17k€18k▲
Profit (loss) for the period to be appropriated9905€17k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-28k▲
Profit (loss) brought forward from the previous period14P€-63k€-46k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2020net €18k ▲8.1%
Net result €18k, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-38k ▼2558%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Séviscourt,Rue Au Camp 1246800 Libramont-Chevigny1 establishment unit
TOITURES LAMOULINE
since 20202.300.824.954
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Virton
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 8,481 companies in sector 43410 we hold annual accounts for 4,307.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2020
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
42110Construction of roads and motorways
42211Civil engineering
43230Insulation installation
43291Specialised construction activities
43421Specialised construction activities
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.