TOITURE LIÉNARD
ActiveSummary
TOITURE LIÉNARD has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-3k) and a net result of €6k. Equity is shrinking by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 9% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-8
Solvency21▲+9
Growth67▲+6
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.89 against 0.77 in 2024; short-term debt: 103.8% and cash: 22.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.8%
Return on assets
6.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
11 d late
2023
12 d early
2022
7 d early
2021
on the day
2020
27 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€393k▲ 39.9%
2024 · €281k
2020: €187k
2021: €178k
2022: €203k
2023: €198k
2024: €281k
2020 → 2025
EBIT margin
3.7%▼ 0.1pp
2024 · 3.8%
2020: 10.5%
2021: -8.7%
2022: -5.1%
2023: -16.0%
2024: 3.8%
2020 → 2025
Net result
€6k▼ 43.3%
2024 · €10k
2018: €-17k
2019: €-7k
2020: €15k
2021: €-16k
2022: €-12k
2023: €-33k
2024: €10k
2018 → 2025
Working capital
€-9k▲ 46.3%
2024 · €-18k
2018: €20k
2019: €18k
2020: €31k
2021: €18k
2022: €9k
2023: €-24k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€178k-€203k▲ 14.4%€198k▼ 2.7%€281k▲ 42.1%€393k▲ 39.9%
Equity€26k-€14k▼ 45.4%€-19k€-9k▲ 52.8%€-3k▲ 63.4%
Operating result€-15k-€-10k▲ 33.3%€-32k▼ 206%€11k€15k▲ 36.3%
Net result€-16k-€-12k▲ 26.7%€-33k▼ 180%€10k€6k▼ 43.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€6k ▼ 29.4%
Current assets
€78k ▲ 35.1%
Key figures and ratios
EBITDA
€19k▲
2024 · €15k
Cash flow
€10k▼
2024 · €14k
Solvency
-3.8%▲
2024 · -13.1%
Current ratio
0.89▲
2024 · 0.77
Debt to equity
-27.29▼
2024 · -8.61
ROA
6.6%▼
2024 · 14.7%
Interest coverage
20.62▼
2024 · 21.26
Debt
€88k▲
2024 · €76k
Debt ≤ 1 year
€88k▲
2024 · €76k
Income taxes
€8k▲
2024 · €275
Staff costs
€50k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€67k€85k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Plant, machinery and equipment23€0€961▲
Furniture and vehicles24€9k€5k▼
Leasing and similar rights25€0€0=
Financial fixed assets28€50€50=
Current assets29/58€58k€78k▲
Amounts receivable within one year40/41€53k€57k▲
Trade receivables40€30k€40k▲
Other amounts receivable41€23k€17k▼
Cash at bank and in hand54/58€4k€19k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€67k€85k▲
Equity10/15€-9k€-3k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-17k€-11k▲
Amounts payable17/49€76k€88k▲
Amounts payable within one year42/48€76k€88k▲
Current portion of amounts payable after more than one year42€0€0=
Trade debts44€28k€23k▼
Suppliers440/4€28k€23k▼
Advances received on contracts in progress46-€21k
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€5k€2k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€40k€40k▼
Income statement
Code20242025
Turnover70€281k€393k▲
Goods, raw materials, services and sundry goods60/61€221k€322k▲
Remuneration, social security and pensions62€44k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€828€3k▲
Gross operating margin9900€60k€72k▲
Operating profit (loss)9901€11k€15k▲
Financial income75/76B-€70
Recurring financial income75-€70
Financial charges65/66B€695€929▲
Recurring financial charges65€695€929▲
Profit (loss) for the period before taxes9903€10k€14k▲
Income taxes67/77€275€8k▲
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-11k▲
Profit (loss) brought forward from the previous period14P€-27k€-17k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Edgard Bierny 301460 IttreGround area
1,773 m²
Building footprint
134 m²
Volume, LiDAR
420 m³
2 parcels, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Zoning les tuileries - Porte 1 - Garage 74
since 20122.210.008.309
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25108B0494/00A003 | Wallonia | 1,496 m² | 1 · 54 m² | 9.4 m · 3 fl. |
| 55016A0258/00A006 | Wallonia | 278 m² | 1 · 80 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D&S Workgroup
BE 0778.362.741
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Klusjesdienst.net
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BS RENOVATION
BE 0801.583.254
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Govaerts
BE 0740.989.730
Temse · Eq €14,723
Belgian Coating Solution
BE 0766.335.731
Huy · Eq €12,609
Of 366 companies in sector 43421 we hold annual accounts for 203. 131 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
43221Plumbing work
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:cedric.lienard@hotmail.com
Phone:0475/359.117